credit union · NCUA 68097 · TN
How big is HAPPY VALLEY?
HAPPY VALLEY (TN, NCUA charter 68097) reported total assets of $36.9M, 3,233 members and a net worth ratio of 18.25% in its Call Report for 2026Q2. That ranks 2669 of 4,299 federally insured credit unions by assets, 276 of 1,135 among credit unions with $10m-$50m in assets, 75 of 125 credit unions in tennessee.
What stands out
HAPPY VALLEY (TN, NCUA charter 68097) reported total assets of $36.9M, 3,233 members and a net worth ratio of 18.25% in its Call Report for 2026Q2. That ranks 2669 of 4,299 federally insured credit unions by assets, 276 of 1,135 among credit unions with $10m-$50m in assets, 75 of 125 credit unions in tennessee. Against its size class: net worth ratio 18.25%, above the peer median of 13.88%; loan-to-share ratio 31.30%, below the peer median of 57.77%; return on assets 1.09%, above the peer median of 0.70%. At 18.25% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $36.9M | $25.2M | $54.7M | $68.3M | record → |
| Shares and deposits | $30.4M | $21.4M | $48.3M | $58.3M | record → |
| Loans outstanding | $9.5M | $11.2M | $29.4M | $34.4M | record → |
| Net income (year to date) | $200.7k | $82.1k | $207.8k | $222.2k | record → |
| Net worth | $6.7M | $3.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 18.25% | 13.88% | 13.85% | 12.65% | record → |
| Loan-to-share ratio | 31.30% | 57.77% | 70.17% | 68.70% | computed |
| Return on assets | 1.09% | 0.70% | 0.76% | 0.71% | computed |
| Members | 3,233 | 2,092 | 4,083 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $36.9M | $30.4M | $9.5M | $200.7k | 18.25% | 3,233 | 2669 |
| 2026Q1 | $36.4M | $29.6M | $9.4M | $93.1k | 18.21% | 3,228 | 2689 |
| 2025Q4 | $36.6M | $29.8M | $9.6M | $153.8k | 17.87% | 3,228 | 2684 |
| 2025Q3 | $35.9M | $29.5M | $9.4M | $46.1k | 17.90% | 3,246 | 2711 |
| 2025Q2 | $36.3M | $30.0M | $9.0M | $65.3k | 17.75% | 3,257 | 2706 |
| 2025Q1 | $36.8M | $30.5M | $9.1M | $4.7k | 17.36% | 3,298 | 2713 |
| 2024Q4 | $36.9M | $30.7M | $9.1M | $389.8k | 17.31% | 3,315 | 2721 |
| 2024Q3 | $36.8M | $30.4M | $9.2M | $370.2k | 17.43% | 3,448 | 2726 |
| 2024Q2 | $37.4M | $31.2M | $9.4M | $297.8k | 16.86% | 3,476 | 2722 |
| 2024Q1 | $36.9M | $30.8M | $9.3M | $112.6k | 16.56% | 3,542 | 2753 |
| 2023Q4 | $37.3M | $31.3M | $9.4M | $451.9k | 16.08% | 3,567 | 2743 |
| 2023Q3 | $37.6M | $31.6M | $9.6M | $242.1k | 15.61% | 3,443 | 2743 |
| 2023Q2 | $39.0M | $32.9M | $9.8M | $209.2k | 14.75% | 3,618 | 2703 |
| 2023Q1 | $39.4M | $32.9M | $9.8M | $71.1k | 14.24% | 3,693 | 2716 |
| 2022Q4 | $41.2M | $34.8M | $9.9M | $102.9k | 13.43% | 3,736 | 2682 |
| 2022Q3 | $41.5M | $35.7M | $10.0M | $198.5k | 13.57% | 3,784 | 2700 |
| 2022Q2 | $40.9M | $35.3M | $10.2M | $-29.8k | 13.22% | 3,812 | 2719 |
| 2022Q1 | $41.1M | $35.5M | $10.4M | $-56.0k | 13.08% | 3,888 | 2731 |
| 2021Q4 | $41.1M | $35.5M | $11.0M | $-91.9k | 13.23% | 3,907 | 2714 |
| 2021Q3 | $40.1M | $34.4M | $11.3M | $-36.1k | 13.70% | 3,577 | 2730 |
| 2021Q2 | $40.5M | $34.5M | $12.0M | $-37.0k | 13.55% | 3,780 | 2724 |
| 2021Q1 | $40.9M | $34.6M | $13.0M | $-30.9k | 13.44% | 3,807 | 2709 |
| 2020Q4 | $37.7M | $31.9M | $13.7M | $-54.7k | 14.64% | 3,780 | 2743 |
| 2020Q3 | $36.8M | $31.1M | $14.6M | $-29.0k | 15.09% | 3,774 | 2746 |
| 2020Q2 | $36.1M | $30.3M | $15.5M | $-42.8k | 15.42% | 3,888 | 2764 |
| 2020Q1 | $34.0M | $28.2M | $16.1M | $18.6k | 16.49% | 3,888 | 2757 |
| 2019Q4 | $33.4M | $27.5M | $16.8M | $113.3k | 16.72% | 3,933 | 2744 |
| 2019Q3 | $33.1M | $27.3M | $17.0M | $103.0k | 16.82% | 3,933 | 2758 |
| 2019Q2 | $32.6M | $26.9M | $17.2M | $72.5k | 16.99% | 4,041 | 2790 |
| 2019Q1 | $32.4M | $26.5M | $17.0M | $38.9k | 17.53% | 4,032 | 2811 |
| 2018Q4 | $30.5M | $24.6M | $17.7M | $151.5k | 18.46% | 4,050 | 2860 |
| 2018Q3 | $30.6M | $24.9M | $18.3M | $120.5k | 18.29% | 4,015 | 2861 |
| 2018Q2 | $30.5M | $24.8M | $18.2M | $78.1k | 18.25% | 4,052 | 2898 |
| 2018Q1 | $30.9M | $25.1M | $18.5M | $35.7k | 17.87% | 4,041 | 2888 |
| 2017Q4 | $29.7M | $24.0M | $18.9M | $151.4k | 18.47% | 4,010 | 2906 |
| 2017Q3 | $30.2M | $24.4M | $18.5M | $147.6k | 18.12% | 3,989 | 2894 |
| 2017Q2 | $30.2M | $24.4M | $18.1M | $109.0k | 18.00% | 4,128 | 2920 |
| 2017Q1 | $30.2M | $24.7M | $17.4M | $43.7k | 17.77% | 4,124 | 2930 |
| 2016Q4 | $30.0M | $24.5M | $17.6M | $204.1k | 17.77% | 4,096 | 2906 |
| 2016Q3 | $30.2M | $24.7M | $18.0M | $162.3k | 17.54% | 4,104 | 2913 |
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