credit union · NCUA 68084 · TN
How big is FIRST SOUTH FINANCIAL?
FIRST SOUTH FINANCIAL (TN, NCUA charter 68084) reported total assets of $766.0M, 72,386 members and a net worth ratio of 29.80% in its Call Report for 2024Q2. That ranks 554 of 4,631 federally insured credit unions by assets, 106 of 281 among credit unions with $500m-$1b in assets, 11 of 130 credit unions in tennessee.
What stands out
FIRST SOUTH FINANCIAL (TN, NCUA charter 68084) reported total assets of $766.0M, 72,386 members and a net worth ratio of 29.80% in its Call Report for 2024Q2. That ranks 554 of 4,631 federally insured credit unions by assets, 106 of 281 among credit unions with $500m-$1b in assets, 11 of 130 credit unions in tennessee. Against its size class: net worth ratio 29.80%, above the peer median of 10.41%; loan-to-share ratio 98.43%, above the peer median of 85.26%; return on assets 2.65%, above the peer median of 0.46%. At 29.80% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2024Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2024Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $766.0M | $708.9M | $47.9M | $58.1M | record → |
| Shares and deposits | $532.6M | $606.4M | $40.5M | $50.2M | record → |
| Loans outstanding | $524.2M | $497.8M | $27.1M | $31.2M | record → |
| Net income (year to date) | $10.2M | $1.6M | $162.6k | $136.6k | record → |
| Net worth | $232.3M | $73.8M | $5.9M | $7.3M | record → |
| Net worth ratio | 29.80% | 10.41% | 13.11% | 11.91% | record → |
| Loan-to-share ratio | 98.43% | 85.26% | 75.68% | 71.13% | computed |
| Return on assets | 2.65% | 0.46% | 0.73% | 0.60% | computed |
| Members | 72,386 | 45,033 | 3,924 | 4,524 | record → |
Quarter by quarter
37 Call Reports on record, 2015Q2–2024Q2; the 37 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2024Q2 | $766.0M | $532.6M | $524.2M | $10.2M | 29.80% | 72,386 | 554 |
| 2024Q1 | $772.5M | $542.2M | $508.3M | $4.8M | 28.87% | 72,691 | 550 |
| 2023Q4 | $755.9M | $530.9M | $502.6M | $14.0M | 29.48% | 73,243 | 553 |
| 2023Q3 | $762.9M | $540.1M | $503.9M | $10.3M | 28.75% | 71,772 | 548 |
| 2023Q2 | $768.2M | $550.4M | $488.1M | $6.6M | 28.08% | 70,826 | 543 |
| 2023Q1 | $794.8M | $563.3M | $478.6M | $3.1M | 27.40% | 70,141 | 529 |
| 2022Q4 | $796.5M | $560.0M | $457.3M | $11.0M | 26.96% | 69,335 | 519 |
| 2022Q3 | $800.9M | $573.3M | $430.8M | $7.9M | 26.42% | 68,884 | 516 |
| 2022Q2 | $800.9M | $579.8M | $413.8M | $4.7M | 26.02% | 68,727 | 514 |
| 2022Q1 | $790.6M | $572.9M | $409.1M | $2.0M | 26.02% | 68,560 | 513 |
| 2021Q4 | $775.9M | $555.3M | $404.3M | $10.7M | 26.25% | 68,572 | 512 |
| 2021Q3 | $757.4M | $545.2M | $426.6M | $7.8M | 26.50% | 69,109 | 512 |
| 2021Q2 | $760.8M | $551.3M | $432.4M | $4.9M | 26.00% | 69,440 | 508 |
| 2021Q1 | $750.0M | $543.8M | $423.2M | $2.2M | 26.02% | 68,824 | 510 |
| 2020Q4 | $719.6M | $514.7M | $402.1M | $10.2M | 26.81% | 68,292 | 505 |
| 2020Q3 | $700.1M | $498.3M | $405.6M | $7.2M | 27.13% | 68,570 | 504 |
| 2020Q2 | $690.4M | $493.4M | $358.6M | $4.5M | 27.12% | 67,934 | 503 |
| 2020Q1 | $638.5M | $444.6M | $314.9M | $2.6M | 29.03% | 67,531 | 499 |
| 2019Q4 | $621.0M | $427.7M | $329.4M | $13.6M | 29.43% | 67,450 | 496 |
| 2019Q3 | $608.8M | $420.4M | $325.1M | $10.0M | 29.43% | 67,601 | 498 |
| 2019Q2 | $596.6M | $409.3M | $337.1M | $6.5M | 29.44% | 66,834 | 507 |
| 2019Q1 | $588.9M | $405.2M | $337.7M | $2.9M | 29.22% | 65,941 | 508 |
| 2018Q4 | $568.2M | $390.8M | $337.0M | $12.1M | 29.78% | 64,752 | 507 |
| 2018Q3 | $567.2M | $385.6M | $340.7M | $8.8M | 29.24% | 64,222 | 504 |
| 2018Q2 | $571.1M | $393.2M | $340.5M | $5.7M | 28.50% | 63,380 | 497 |
| 2018Q1 | $570.3M | $397.1M | $341.2M | $2.7M | 28.02% | 62,712 | 498 |
| 2017Q4 | $550.6M | $381.0M | $346.1M | $11.0M | 28.52% | 61,802 | 499 |
| 2017Q3 | $548.9M | $382.5M | $350.6M | $8.3M | 28.12% | 60,791 | 497 |
| 2017Q2 | $548.5M | $385.3M | $348.7M | $5.3M | 27.60% | 59,938 | 494 |
| 2017Q1 | $545.1M | $386.6M | $341.9M | $2.4M | 27.24% | 59,223 | 495 |
| 2016Q4 | $526.6M | $369.1M | $326.7M | $10.1M | 27.74% | 57,896 | 491 |
| 2016Q3 | $523.8M | $370.2M | $314.1M | $7.3M | 27.35% | 57,053 | 490 |
| 2016Q2 | $519.2M | $369.7M | $300.1M | $4.6M | 27.08% | 56,185 | 489 |
| 2016Q1 | $516.6M | $370.4M | $290.6M | $2.2M | 26.74% | 55,270 | 486 |
| 2015Q4 | $502.8M | $358.8M | $279.4M | $8.4M | 27.05% | 54,242 | 490 |
| 2015Q3 | $497.0M | $353.7M | $270.7M | $5.9M | 26.87% | 53,876 | 483 |
| 2015Q2 | $494.7M | $354.2M | $254.2M | $3.8M | 26.57% | 53,178 | 483 |
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