credit union · NCUA 67972 · TN
How big is CORNERSTONE FINANCIAL?
CORNERSTONE FINANCIAL (TN, NCUA charter 67972) reported total assets of $704.4M, 50,396 members and a net worth ratio of 10.61% in its Call Report for 2026Q2. That ranks 625 of 4,299 federally insured credit unions by assets, 146 of 280 among credit unions with $500m-$1b in assets, 12 of 125 credit unions in tennessee.
What stands out
CORNERSTONE FINANCIAL (TN, NCUA charter 67972) reported total assets of $704.4M, 50,396 members and a net worth ratio of 10.61% in its Call Report for 2026Q2. That ranks 625 of 4,299 federally insured credit unions by assets, 146 of 280 among credit unions with $500m-$1b in assets, 12 of 125 credit unions in tennessee. Against its size class: net worth ratio 10.61%, above the peer median of 10.59%; loan-to-share ratio 95.86%, above the peer median of 83.51%; return on assets 1.09%, above the peer median of 0.75%. At 10.61% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $704.4M | $714.8M | $54.7M | $68.3M | record → |
| Shares and deposits | $620.9M | $614.6M | $48.3M | $58.3M | record → |
| Loans outstanding | $595.1M | $502.2M | $29.4M | $34.4M | record → |
| Net income (year to date) | $3.8M | $2.5M | $207.8k | $222.2k | record → |
| Net worth | $74.8M | $74.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 10.61% | 10.59% | 13.85% | 12.65% | record → |
| Loan-to-share ratio | 95.86% | 83.51% | 70.17% | 68.70% | computed |
| Return on assets | 1.09% | 0.75% | 0.76% | 0.71% | computed |
| Members | 50,396 | 41,964 | 4,083 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $704.4M | $620.9M | $595.1M | $3.8M | 10.61% | 50,396 | 625 |
| 2026Q1 | $700.1M | $618.3M | $572.3M | $2.0M | 10.42% | 50,001 | 626 |
| 2025Q4 | $677.7M | $599.1M | $572.0M | $7.5M | 10.47% | 49,493 | 631 |
| 2025Q3 | $653.7M | $571.5M | $557.2M | $5.4M | 10.54% | 49,552 | 640 |
| 2025Q2 | $639.4M | $561.2M | $545.1M | $3.6M | 10.50% | 49,055 | 647 |
| 2025Q1 | $634.0M | $558.9M | $526.3M | $1.6M | 10.28% | 48,591 | 649 |
| 2024Q4 | $623.9M | $535.7M | $522.0M | $4.4M | 10.18% | 48,394 | 646 |
| 2024Q3 | $612.8M | $527.8M | $513.1M | $2.5M | 10.05% | 48,342 | 655 |
| 2024Q2 | $600.4M | $527.9M | $498.6M | $1.5M | 10.10% | 48,112 | 667 |
| 2024Q1 | $605.4M | $542.6M | $480.4M | $636.5k | 9.87% | 47,883 | 665 |
| 2023Q4 | $598.0M | $537.1M | $485.8M | $4.3M | 9.89% | 47,888 | 664 |
| 2023Q3 | $595.1M | $535.6M | $480.5M | $3.4M | 9.80% | 47,795 | 662 |
| 2023Q2 | $592.8M | $531.8M | $485.3M | $2.3M | 9.65% | 47,812 | 662 |
| 2023Q1 | $587.8M | $525.5M | $485.0M | $1.3M | 9.55% | 47,613 | 668 |
| 2022Q4 | $584.4M | $522.6M | $486.0M | $5.6M | 9.39% | 47,207 | 665 |
| 2022Q3 | $577.6M | $524.6M | $470.4M | $4.1M | 9.24% | 46,664 | 667 |
| 2022Q2 | $554.0M | $495.9M | $460.0M | $2.8M | 9.39% | 45,623 | 677 |
| 2022Q1 | $535.7M | $484.8M | $427.9M | $1.3M | 9.43% | 44,739 | 688 |
| 2021Q4 | $522.9M | $472.4M | $399.1M | $5.6M | 9.42% | 44,022 | 685 |
| 2021Q3 | $512.3M | $463.2M | $395.8M | $3.9M | 9.30% | 43,824 | 685 |
| 2021Q2 | $496.9M | $449.8M | $392.4M | $2.6M | 9.31% | 43,460 | 693 |
| 2021Q1 | $486.0M | $441.3M | $388.9M | $979.8k | 9.19% | 43,017 | 699 |
| 2020Q4 | $468.1M | $423.3M | $380.5M | $2.8M | 9.33% | 42,619 | 688 |
| 2020Q3 | $466.1M | $423.5M | $366.3M | $1.8M | 9.18% | 42,333 | 675 |
| 2020Q2 | $459.6M | $416.3M | $355.6M | $1.1M | 9.14% | 41,546 | 670 |
| 2020Q1 | $428.5M | $386.7M | $347.3M | $517.2k | 9.67% | 41,267 | 671 |
| 2019Q4 | $416.7M | $375.4M | $347.4M | $3.1M | 9.82% | 41,216 | 673 |
| 2019Q3 | $407.6M | $366.8M | $338.8M | $2.4M | 9.88% | 40,963 | 674 |
| 2019Q2 | $400.6M | $357.9M | $327.5M | $1.6M | 9.84% | 40,643 | 678 |
| 2019Q1 | $388.7M | $347.2M | $320.8M | $755.7k | 9.92% | 40,197 | 689 |
| 2018Q4 | $376.0M | $329.5M | $319.3M | $3.9M | 10.06% | 40,126 | 689 |
| 2018Q3 | $368.3M | $329.8M | $309.0M | $3.0M | 10.01% | 39,833 | 699 |
| 2018Q2 | $369.0M | $323.5M | $305.7M | $2.0M | 9.74% | 39,843 | 700 |
| 2018Q1 | $351.9M | $315.3M | $288.9M | $846.8k | 9.87% | 37,556 | 718 |
| 2017Q4 | $343.3M | $307.3M | $282.2M | $2.9M | 9.87% | 37,201 | 719 |
| 2017Q3 | $337.5M | $303.6M | $275.3M | $2.1M | 9.81% | 36,878 | 722 |
| 2017Q2 | $333.8M | $299.7M | $259.7M | $1.4M | 9.70% | 36,201 | 726 |
| 2017Q1 | $331.0M | $298.2M | $246.0M | $538.4k | 9.54% | 35,655 | 730 |
| 2016Q4 | $315.4M | $283.3M | $240.1M | $1.7M | 9.84% | 35,645 | 742 |
| 2016Q3 | $311.6M | $281.1M | $227.4M | $1.2M | 9.77% | 35,052 | 742 |
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