credit union · NCUA 67928 · TX
How big is EECU?
EECU (TX, NCUA charter 67928) reported total assets of $4.9B, 307,364 members and a net worth ratio of 12.70% in its Call Report for 2026Q2. That ranks 95 of 4,299 federally insured credit unions by assets, 70 of 454 among credit unions with $1b-$10b in assets, 5 of 380 credit unions in texas.
What stands out
EECU (TX, NCUA charter 67928) reported total assets of $4.9B, 307,364 members and a net worth ratio of 12.70% in its Call Report for 2026Q2. That ranks 95 of 4,299 federally insured credit unions by assets, 70 of 454 among credit unions with $1b-$10b in assets, 5 of 380 credit unions in texas. Against its size class: net worth ratio 12.70%, above the peer median of 10.89%; loan-to-share ratio 93.09%, above the peer median of 88.03%; return on assets 1.60%, above the peer median of 0.80%. At 12.70% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $4.9B | $2.1B | $49.9M | $68.3M | record → |
| Shares and deposits | $4.2B | $1.8B | $40.8M | $58.3M | record → |
| Loans outstanding | $3.9B | $1.5B | $24.4M | $34.4M | record → |
| Net income (year to date) | $39.0M | $8.3M | $141.6k | $222.2k | record → |
| Net worth | $619.0M | $244.6M | $7.4M | $9.0M | record → |
| Net worth ratio | 12.70% | 10.89% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 93.09% | 88.03% | 70.24% | 68.70% | computed |
| Return on assets | 1.60% | 0.80% | 0.59% | 0.71% | computed |
| Members | 307,364 | 115,183 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $4.9B | $4.2B | $3.9B | $39.0M | 12.70% | 307,364 | 95 |
| 2026Q1 | $4.8B | $4.1B | $3.7B | $18.6M | 12.57% | 307,907 | 99 |
| 2025Q4 | $4.6B | $4.0B | $3.7B | $63.2M | 12.64% | 302,995 | 102 |
| 2025Q3 | $4.5B | $3.9B | $3.5B | $47.4M | 12.57% | 297,774 | 103 |
| 2025Q2 | $4.4B | $3.8B | $3.4B | $29.2M | 12.54% | 291,085 | 104 |
| 2025Q1 | $4.3B | $3.7B | $3.3B | $14.1M | 12.47% | 295,829 | 109 |
| 2024Q4 | $4.1B | $3.6B | $3.3B | $53.2M | 12.61% | 292,552 | 113 |
| 2024Q3 | $4.0B | $3.5B | $3.2B | $42.0M | 12.75% | 288,605 | 118 |
| 2024Q2 | $3.9B | $3.4B | $3.1B | $26.7M | 12.63% | 282,722 | 118 |
| 2024Q1 | $3.8B | $3.4B | $3.0B | $11.2M | 12.43% | 282,298 | 117 |
| 2023Q4 | $3.7B | $3.2B | $3.0B | $46.4M | 12.49% | 279,332 | 119 |
| 2023Q3 | $3.7B | $3.2B | $2.9B | $35.1M | 12.52% | 276,767 | 117 |
| 2023Q2 | $3.6B | $3.1B | $2.9B | $25.2M | 12.60% | 270,107 | 120 |
| 2023Q1 | $3.5B | $3.1B | $2.8B | $13.8M | 12.45% | 269,919 | 120 |
| 2022Q4 | $3.4B | $3.0B | $2.7B | $48.2M | 12.28% | 267,094 | 122 |
| 2022Q3 | $3.5B | $3.1B | $2.6B | $33.7M | 11.79% | 263,770 | 120 |
| 2022Q2 | $3.5B | $3.1B | $2.5B | $21.0M | 11.45% | 256,996 | 120 |
| 2022Q1 | $3.4B | $3.0B | $2.4B | $13.9M | 11.29% | 256,586 | 120 |
| 2021Q4 | $3.3B | $3.0B | $2.4B | $36.5M | 11.21% | 253,925 | 119 |
| 2021Q3 | $3.3B | $2.9B | $2.3B | $27.2M | 11.18% | 250,923 | 118 |
| 2021Q2 | $3.2B | $2.8B | $2.3B | $17.7M | 11.23% | 243,382 | 119 |
| 2021Q1 | $3.1B | $2.7B | $2.2B | $8.6M | 11.25% | 242,043 | 120 |
| 2020Q4 | $2.9B | $2.5B | $2.2B | $28.9M | 11.68% | 238,336 | 119 |
| 2020Q3 | $2.8B | $2.5B | $2.1B | $19.5M | 11.62% | 235,690 | 118 |
| 2020Q2 | $2.8B | $2.4B | $2.1B | $11.3M | 11.66% | 224,637 | 118 |
| 2020Q1 | $2.6B | $2.2B | $2.0B | $4.9M | 12.31% | 224,978 | 118 |
| 2019Q4 | $2.5B | $2.2B | $2.0B | $31.9M | 12.36% | 222,571 | 114 |
| 2019Q3 | $2.5B | $2.1B | $1.9B | $25.2M | 12.28% | 218,693 | 114 |
| 2019Q2 | $2.4B | $2.1B | $1.9B | $17.3M | 12.44% | 211,823 | 114 |
| 2019Q1 | $2.3B | $2.0B | $1.8B | $9.2M | 12.22% | 210,102 | 116 |
| 2018Q4 | $2.3B | $2.0B | $1.8B | $25.4M | 12.27% | 205,766 | 117 |
| 2018Q3 | $2.2B | $1.9B | $1.8B | $20.2M | 12.22% | 201,913 | 115 |
| 2018Q2 | $2.2B | $1.9B | $1.7B | $14.3M | 12.24% | 193,431 | 115 |
| 2018Q1 | $2.1B | $1.9B | $1.6B | $7.1M | 12.08% | 192,672 | 116 |
| 2017Q4 | $2.1B | $1.8B | $1.6B | $23.1M | 12.06% | 189,234 | 116 |
| 2017Q3 | $2.1B | $1.8B | $1.6B | $17.9M | 11.91% | 186,820 | 114 |
| 2017Q2 | $2.1B | $1.8B | $1.5B | $11.0M | 11.69% | 183,812 | 113 |
| 2017Q1 | $2.0B | $1.8B | $1.5B | $4.6M | 11.53% | 184,287 | 113 |
| 2016Q4 | $2.0B | $1.7B | $1.4B | $16.9M | 11.58% | 180,788 | 113 |
| 2016Q3 | $2.0B | $1.7B | $1.4B | $13.1M | 11.46% | 178,199 | 112 |
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