credit union · NCUA 67652 · TX
How big is FIRST CLASS AMERICAN?
FIRST CLASS AMERICAN (TX, NCUA charter 67652) reported total assets of $60.0M, 5,955 members and a net worth ratio of 7.07% in its Call Report for 2021Q1. That ranks 2314 of 5,175 federally insured credit unions by assets, 510 of 710 among credit unions with $50m-$100m in assets, 183 of 435 credit unions in texas.
What stands out
FIRST CLASS AMERICAN (TX, NCUA charter 67652) reported total assets of $60.0M, 5,955 members and a net worth ratio of 7.07% in its Call Report for 2021Q1. That ranks 2314 of 5,175 federally insured credit unions by assets, 510 of 710 among credit unions with $50m-$100m in assets, 183 of 435 credit unions in texas. Against its size class: net worth ratio 7.07%, below the peer median of 10.16%; loan-to-share ratio 72.66%, above the peer median of 53.30%; return on assets 0.71%, above the peer median of 0.39%. At 7.07% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2021Q1
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $60.0M | $70.8M | $37.8M | $46.5M | record → |
| Shares and deposits | $55.0M | $62.2M | $32.4M | $41.2M | record → |
| Loans outstanding | $40.0M | $33.1M | $18.5M | $20.2M | record → |
| Net income (year to date) | $105.9k | $70.8k | $30.0k | $33.2k | record → |
| Net worth | $4.2M | $7.2M | $4.3M | $5.0M | record → |
| Net worth ratio | 7.07% | 10.16% | 11.31% | 10.43% | record → |
| Loan-to-share ratio | 72.66% | 53.30% | 60.71% | 56.56% | computed |
| Return on assets | 0.71% | 0.39% | 0.39% | 0.37% | computed |
| Members | 5,955 | 5,832 | 3,413 | 3,875 | record → |
Quarter by quarter
24 Call Reports on record, 2015Q2–2021Q1; the 24 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q1 | $60.0M | $55.0M | $40.0M | $105.9k | 7.07% | 5,955 | 2314 |
| 2020Q4 | $61.0M | $56.1M | $42.6M | $111.8k | 6.79% | 6,008 | 2256 |
| 2020Q3 | $61.1M | $56.3M | $44.7M | $50.7k | 6.68% | 6,014 | 2238 |
| 2020Q2 | $60.5M | $55.7M | $46.7M | $-128.8k | 6.44% | 5,971 | 2238 |
| 2020Q1 | $56.7M | $52.1M | $47.4M | $-91.2k | 6.94% | 5,961 | 2232 |
| 2019Q4 | $57.3M | $52.4M | $43.9M | $-280.6k | 7.02% | 5,884 | 2201 |
| 2019Q3 | $56.9M | $51.4M | $44.1M | $-148.0k | 7.31% | 5,804 | 2201 |
| 2019Q2 | $57.3M | $51.8M | $44.6M | $-74.2k | 7.39% | 5,742 | 2203 |
| 2019Q1 | $56.1M | $50.7M | $44.3M | $-32.9k | 7.62% | 5,756 | 2229 |
| 2018Q4 | $55.6M | $50.3M | $47.0M | $-412.4k | 7.74% | 5,719 | 2219 |
| 2018Q3 | $57.7M | $50.9M | $49.2M | $-217.4k | 7.81% | 5,664 | 2190 |
| 2018Q2 | $57.4M | $51.6M | $48.3M | $-80.4k | 8.08% | 5,711 | 2209 |
| 2018Q1 | $56.2M | $50.6M | $45.5M | $-13.6k | 8.37% | 5,670 | 2224 |
| 2017Q4 | $54.8M | $48.1M | $44.5M | $144.0k | 8.62% | 5,473 | 2227 |
| 2017Q3 | $52.8M | $47.4M | $40.6M | $114.7k | 8.88% | 5,373 | 2282 |
| 2017Q2 | $51.4M | $45.8M | $36.4M | $58.7k | 9.02% | 5,214 | 2323 |
| 2017Q1 | $51.2M | $45.9M | $33.3M | $22.9k | 8.97% | 5,334 | 2331 |
| 2016Q4 | $51.0M | $45.9M | $31.6M | $172.7k | 8.98% | 5,415 | 2310 |
| 2016Q3 | $51.0M | $46.1M | $31.8M | $80.2k | 8.79% | 5,502 | 2300 |
| 2016Q2 | $49.8M | $44.8M | $32.2M | $73.2k | 8.99% | 5,518 | 2326 |
| 2016Q1 | $49.4M | $44.5M | $31.6M | $16.1k | 8.95% | 5,651 | 2336 |
| 2015Q4 | $48.9M | $44.1M | $31.4M | $287.7k | 9.00% | 5,656 | 2329 |
| 2015Q3 | $47.2M | $42.6M | $31.0M | $162.7k | 9.07% | 5,662 | 2356 |
| 2015Q2 | $47.0M | $42.4M | $30.7M | $101.3k | 8.97% | 5,653 | 2372 |
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