credit union · NCUA 67615 · MA
How big is WATERTOWN MUNICIPAL?
WATERTOWN MUNICIPAL (MA, NCUA charter 67615) reported total assets of $9.7M, 657 members and a net worth ratio of 36.86% in its Call Report for 2026Q2. That ranks 3539 of 4,299 federally insured credit unions by assets, 11 of 771 among credit unions under $10m in assets, 102 of 121 credit unions in massachusetts.
What stands out
WATERTOWN MUNICIPAL (MA, NCUA charter 67615) reported total assets of $9.7M, 657 members and a net worth ratio of 36.86% in its Call Report for 2026Q2. That ranks 3539 of 4,299 federally insured credit unions by assets, 11 of 771 among credit unions under $10m in assets, 102 of 121 credit unions in massachusetts. Against its size class: net worth ratio 36.86%, above the peer median of 17.92%; loan-to-share ratio 52.05%, below the peer median of 58.16%; return on assets 0.82%, above the peer median of 0.45%. At 36.86% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $9.7M | $4.0M | $81.8M | $68.3M | record → |
| Shares and deposits | $6.0M | $3.1M | $67.8M | $58.3M | record → |
| Loans outstanding | $3.1M | $1.7M | $42.6M | $34.4M | record → |
| Net income (year to date) | $39.5k | $5.3k | $172.3k | $222.2k | record → |
| Net worth | $3.6M | $672.6k | $9.5M | $9.0M | record → |
| Net worth ratio | 36.86% | 17.92% | 12.11% | 12.65% | record → |
| Loan-to-share ratio | 52.05% | 58.16% | 76.11% | 68.70% | computed |
| Return on assets | 0.82% | 0.45% | 0.56% | 0.71% | computed |
| Members | 657 | 584 | 4,111 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $9.7M | $6.0M | $3.1M | $39.5k | 36.86% | 657 | 3539 |
| 2026Q1 | $9.9M | $6.3M | $2.9M | $23.0k | 35.82% | 661 | 3554 |
| 2025Q4 | $9.8M | $6.2M | $3.2M | $99.6k | 36.13% | 686 | 3577 |
| 2025Q3 | $9.9M | $6.3M | $3.1M | $80.9k | 35.51% | 682 | 3593 |
| 2025Q2 | $10.2M | $6.6M | $3.2M | $51.2k | 34.25% | 681 | 3611 |
| 2025Q1 | $10.1M | $6.6M | $3.3M | $24.1k | 34.30% | 684 | 3650 |
| 2024Q4 | $10.0M | $6.5M | $3.4M | $81.7k | 34.42% | 686 | 3673 |
| 2024Q3 | $9.9M | $6.5M | $3.3M | $47.5k | 34.22% | 696 | 3699 |
| 2024Q2 | $10.1M | $6.6M | $3.3M | $30.8k | 33.62% | 691 | 3717 |
| 2024Q1 | $10.2M | $6.7M | $3.3M | $13.2k | 33.19% | 694 | 3735 |
| 2023Q4 | $9.9M | $6.5M | $3.4M | $27.7k | 33.93% | 694 | 3765 |
| 2023Q3 | $10.3M | $6.9M | $3.3M | $19.9k | 32.42% | 704 | 3773 |
| 2023Q2 | $10.5M | $7.0M | $3.2M | $14.8k | 32.10% | 706 | 3795 |
| 2023Q1 | $10.4M | $7.0M | $3.2M | $10.0k | 32.24% | 710 | 3824 |
| 2022Q4 | $10.5M | $7.1M | $3.0M | $1.5k | 31.79% | 709 | 3849 |
| 2022Q3 | $11.4M | $8.0M | $2.6M | $-42 | 29.33% | 717 | 3837 |
| 2022Q2 | $11.8M | $8.4M | $2.1M | $-5.1k | 28.18% | 721 | 3826 |
| 2022Q1 | $11.7M | $8.3M | $2.1M | $4.9k | 28.50% | 720 | 3867 |
| 2021Q4 | $11.3M | $7.8M | $2.1M | $68.2k | 29.67% | 721 | 3904 |
| 2021Q3 | $11.7M | $8.3M | $2.1M | $67.4k | 28.49% | 731 | 3885 |
| 2021Q2 | $11.6M | $8.3M | $2.1M | $-13.8k | 28.25% | 735 | 3909 |
| 2021Q1 | $11.5M | $8.2M | $2.2M | $-7.9k | 28.27% | 737 | 3933 |
| 2020Q4 | $11.0M | $7.6M | $1.9M | $15.5k | 29.85% | 739 | 3944 |
| 2020Q3 | $10.8M | $7.4M | $2.0M | $7.4k | 30.35% | 753 | 3958 |
| 2020Q2 | $10.7M | $7.3M | $2.0M | $9.6k | 30.62% | 753 | 3966 |
| 2020Q1 | $10.1M | $6.7M | $1.9M | $2.7k | 32.43% | 755 | 3986 |
| 2019Q4 | $9.9M | $6.6M | $1.9M | $29.7k | 32.75% | 757 | 4000 |
| 2019Q3 | $9.9M | $6.6M | $2.0M | $26.3k | 32.82% | 758 | 4027 |
| 2019Q2 | $10.4M | $7.1M | $2.1M | $19.7k | 31.13% | 764 | 3993 |
| 2019Q1 | $10.5M | $7.1M | $2.1M | $8.3k | 30.90% | 772 | 4002 |
| 2018Q4 | $10.4M | $7.1M | $2.1M | $19.2k | 30.96% | 776 | 4011 |
| 2018Q3 | $10.9M | $7.6M | $2.1M | $19.3k | 29.68% | 777 | 3999 |
| 2018Q2 | $11.1M | $7.8M | $2.1M | $6.4k | 28.96% | 777 | 4001 |
| 2018Q1 | $11.1M | $7.8M | $2.1M | $927 | 28.90% | 779 | 4032 |
| 2017Q4 | $10.9M | $7.6M | $2.1M | $-123.4k | 29.31% | 774 | 4038 |
| 2017Q3 | $11.1M | $7.8M | $1.9M | $-31.9k | 29.62% | 784 | 4059 |
| 2017Q2 | $11.5M | $8.2M | $1.9M | $-23.8k | 28.76% | 790 | 4058 |
| 2017Q1 | $11.6M | $8.3M | $1.9M | $-17.6k | 28.55% | 796 | 4058 |
| 2016Q4 | $11.6M | $8.3M | $2.0M | $-1.9k | 28.72% | 795 | 4052 |
| 2016Q3 | $11.7M | $8.3M | $2.1M | $-8.7k | 28.52% | 802 | 4068 |
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