credit union · NCUA 67537 · TX
How big is LCRA?
LCRA (TX, NCUA charter 67537) reported total assets of $20.2M, 2,051 members and a net worth ratio of 15.96% in its Call Report for 2026Q2. That ranks 3111 of 4,299 federally insured credit unions by assets, 718 of 1,135 among credit unions with $10m-$50m in assets, 252 of 380 credit unions in texas.
What stands out
LCRA (TX, NCUA charter 67537) reported total assets of $20.2M, 2,051 members and a net worth ratio of 15.96% in its Call Report for 2026Q2. That ranks 3111 of 4,299 federally insured credit unions by assets, 718 of 1,135 among credit unions with $10m-$50m in assets, 252 of 380 credit unions in texas. Against its size class: net worth ratio 15.96%, above the peer median of 13.88%; loan-to-share ratio 40.38%, below the peer median of 57.77%; return on assets 0.34%, below the peer median of 0.70%. At 15.96% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $20.2M | $25.2M | $49.9M | $68.3M | record → |
| Shares and deposits | $17.0M | $21.4M | $40.8M | $58.3M | record → |
| Loans outstanding | $6.9M | $11.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $34.8k | $82.1k | $141.6k | $222.2k | record → |
| Net worth | $3.2M | $3.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 15.96% | 13.88% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 40.38% | 57.77% | 70.24% | 68.70% | computed |
| Return on assets | 0.34% | 0.70% | 0.59% | 0.71% | computed |
| Members | 2,051 | 2,092 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $20.2M | $17.0M | $6.9M | $34.8k | 15.96% | 2,051 | 3111 |
| 2026Q1 | $20.7M | $17.4M | $7.3M | $11.9k | 15.71% | 2,115 | 3121 |
| 2025Q4 | $20.9M | $17.6M | $8.0M | $43.9k | 15.52% | 2,086 | 3121 |
| 2025Q3 | $20.8M | $17.4M | $8.8M | $23.7k | 15.57% | 2,103 | 3144 |
| 2025Q2 | $20.4M | $17.1M | $9.6M | $18.1k | 15.83% | 2,123 | 3172 |
| 2025Q1 | $20.9M | $17.6M | $10.6M | $7.7k | 15.41% | 2,140 | 3186 |
| 2024Q4 | $21.2M | $17.9M | $11.5M | $97.5k | 15.14% | 2,159 | 3183 |
| 2024Q3 | $20.7M | $17.4M | $12.7M | $78.1k | 15.55% | 2,171 | 3215 |
| 2024Q2 | $20.9M | $17.7M | $13.7M | $49.7k | 15.12% | 2,190 | 3228 |
| 2024Q1 | $21.9M | $18.2M | $14.9M | $27.2k | 14.34% | 2,311 | 3221 |
| 2023Q4 | $22.3M | $18.6M | $15.5M | $103.9k | 13.94% | 2,326 | 3212 |
| 2023Q3 | $22.9M | $19.6M | $16.0M | $81.2k | 13.47% | 2,328 | 3205 |
| 2023Q2 | $23.1M | $19.9M | $16.2M | $53.6k | 13.22% | 2,332 | 3218 |
| 2023Q1 | $24.4M | $20.7M | $16.4M | $24.3k | 12.39% | 2,378 | 3187 |
| 2022Q4 | $24.6M | $21.7M | $15.2M | $46.5k | 12.19% | 2,342 | 3199 |
| 2022Q3 | $24.9M | $21.6M | $15.2M | $27.3k | 11.97% | 2,326 | 3214 |
| 2022Q2 | $25.2M | $21.8M | $14.1M | $20.8k | 11.79% | 2,280 | 3217 |
| 2022Q1 | $25.4M | $22.4M | $12.0M | $13.9k | 11.68% | 2,322 | 3230 |
| 2021Q4 | $25.2M | $22.1M | $12.0M | $136.4k | 11.70% | 2,315 | 3224 |
| 2021Q3 | $25.0M | $22.0M | $11.1M | $127.7k | 11.75% | 2,311 | 3234 |
| 2021Q2 | $24.7M | $21.4M | $8.9M | $53.3k | 11.62% | 2,258 | 3254 |
| 2021Q1 | $23.6M | $20.7M | $8.2M | $2.6k | 11.92% | 2,333 | 3305 |
| 2020Q4 | $22.9M | $20.1M | $8.2M | $95.5k | 12.29% | 2,342 | 3289 |
| 2020Q3 | $23.8M | $20.9M | $7.5M | $91.5k | 11.81% | 2,327 | 3238 |
| 2020Q2 | $23.1M | $20.4M | $7.3M | $7.2k | 11.77% | 2,346 | 3261 |
| 2020Q1 | $21.9M | $19.1M | $7.7M | $4.4k | 12.46% | 2,454 | 3254 |
| 2019Q4 | $21.8M | $19.0M | $8.3M | $31.7k | 12.49% | 2,493 | 3240 |
| 2019Q3 | $21.9M | $19.1M | $8.6M | $28.9k | 12.38% | 2,506 | 3240 |
| 2019Q2 | $22.6M | $19.9M | $9.2M | $18.8k | 11.95% | 2,536 | 3221 |
| 2019Q1 | $22.0M | $19.3M | $9.2M | $4.4k | 12.20% | 2,726 | 3246 |
| 2018Q4 | $21.7M | $19.0M | $9.3M | $3.1k | 12.36% | 2,744 | 3260 |
| 2018Q3 | $22.2M | $19.2M | $9.3M | $2.6k | 12.09% | 2,768 | 3250 |
| 2018Q2 | $21.9M | $19.1M | $9.6M | $1.8k | 12.25% | 2,794 | 3277 |
| 2018Q1 | $22.1M | $19.2M | $10.1M | $1.5k | 12.16% | 2,933 | 3290 |
| 2017Q4 | $21.5M | $18.7M | $10.6M | $-55.3k | 12.50% | 2,954 | 3315 |
| 2017Q3 | $21.7M | $19.0M | $11.0M | $-56.0k | 12.35% | 2,992 | 3318 |
| 2017Q2 | $21.6M | $18.9M | $11.5M | $-36.2k | 12.52% | 2,999 | 3352 |
| 2017Q1 | $22.0M | $19.2M | $12.5M | $-20.8k | 12.33% | 3,105 | 3328 |
| 2016Q4 | $23.0M | $20.2M | $13.0M | $-156.4k | 11.90% | 3,133 | 3263 |
| 2016Q3 | $23.6M | $20.7M | $13.5M | $-104.1k | 11.83% | 3,135 | 3240 |
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