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credit union · NCUA 67465 · TX

How big is TEXAS BAY AREA?

TEXAS BAY AREA (TX, NCUA charter 67465) reported total assets of $905.0M, 59,863 members and a net worth ratio of 7.49% in its Call Report for 2026Q2. That ranks 519 of 4,299 federally insured credit unions by assets, 40 of 280 among credit unions with $500m-$1b in assets, 43 of 380 credit unions in texas.

TOTAL ASSETS: $905.0MMEMBERS: 59,863NET WORTH RATIO: 7.49%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/67465-texas-bay-area

What stands out

TEXAS BAY AREA (TX, NCUA charter 67465) reported total assets of $905.0M, 59,863 members and a net worth ratio of 7.49% in its Call Report for 2026Q2. That ranks 519 of 4,299 federally insured credit unions by assets, 40 of 280 among credit unions with $500m-$1b in assets, 43 of 380 credit unions in texas. Against its size class: net worth ratio 7.49%, below the peer median of 10.59%; loan-to-share ratio 93.15%, above the peer median of 83.51%; return on assets 0.27%, below the peer median of 0.75%. At 7.49% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$905.0M$714.8M$49.9M$68.3Mrecord →
Shares and deposits$763.5M$614.6M$40.8M$58.3Mrecord →
Loans outstanding$711.2M$502.2M$24.4M$34.4Mrecord →
Net income (year to date)$1.2M$2.5M$141.6k$222.2krecord →
Net worth$67.8M$74.4M$7.4M$9.0Mrecord →
Net worth ratio7.49%10.59%13.62%12.65%record →
Loan-to-share ratio93.15%83.51%70.24%68.70%computed
Return on assets0.27%0.75%0.59%0.71%computed
Members59,86341,9644,1564,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$905.0M$763.5M$711.2M$1.2M7.49%59,863519
2026Q1$902.2M$758.6M$682.1M$388.9k7.65%61,095518
2025Q4$890.7M$742.9M$682.4M$5.8M7.70%60,529514
2025Q3$874.9M$726.1M$683.0M$3.4M7.57%60,104514
2025Q2$873.5M$733.9M$669.4M$2.3M7.57%60,598515
2025Q1$869.3M$729.6M$641.9M$1.0M7.71%59,580511
2024Q4$854.2M$706.4M$614.2M$1.8M8.43%58,306504
2024Q3$841.5M$691.4M$597.3M$333.5k7.94%57,572513
2024Q2$801.6M$656.7M$579.1M$-563.4k8.49%57,093534
2024Q1$766.2M$614.8M$561.4M$-1.0M8.87%57,543555
2023Q4$707.1M$544.0M$567.0M$5.0M9.76%56,566582
2023Q3$699.3M$535.3M$551.0M$4.0M9.71%55,644586
2023Q2$697.2M$528.7M$529.6M$1.5M9.41%55,727583
2023Q1$677.6M$509.2M$511.3M$354.7k9.51%54,797598
2022Q4$653.3M$482.5M$497.3M$4.3M9.81%53,694612
2022Q3$650.5M$489.2M$473.7M$3.2M9.68%52,962606
2022Q2$609.2M$503.2M$451.3M$1.8M10.12%53,739630
2022Q1$605.1M$503.9M$431.7M$615.1k9.16%52,119631
2021Q4$559.8M$478.2M$415.7M$3.1M9.79%51,861654
2021Q3$548.3M$469.2M$399.0M$2.2M9.76%50,503654
2021Q2$550.1M$469.9M$388.1M$1.4M9.58%50,548644
2021Q1$553.0M$476.1M$384.6M$336.6k9.34%49,293640
2020Q4$537.7M$455.8M$390.8M$1.9M9.54%48,459620
2020Q3$543.5M$455.9M$389.7M$984.8k9.27%47,805602
2020Q2$545.7M$458.0M$391.2M$513.2k9.15%46,907592
2020Q1$519.1M$431.5M$405.1M$594.8k9.63%47,981585
2019Q4$501.8M$414.7M$400.7M$2.3M9.85%47,163585
2019Q3$509.8M$419.9M$395.9M$1.9M9.62%46,516576
2019Q2$503.7M$414.2M$374.8M$1.6M9.78%45,182582
2019Q1$486.7M$396.7M$364.9M$1.3M10.06%45,316585
2018Q4$442.7M$360.1M$371.1M$2.7M10.76%44,553618
2018Q3$443.1M$359.2M$366.5M$2.1M10.62%43,769616
2018Q2$442.1M$357.9M$356.6M$1.6M10.54%42,656614
2018Q1$446.8M$361.2M$353.0M$502.5k10.18%42,244605
2017Q4$438.2M$346.1M$355.7M$4.5M10.27%41,163601
2017Q3$433.5M$338.6M$357.5M$3.7M10.20%40,542605
2017Q2$420.0M$338.1M$352.3M$2.6M10.25%40,146615
2017Q1$421.0M$339.5M$343.1M$588.3k9.76%39,102611
2016Q4$396.7M$321.5M$333.5M$2.9M10.21%38,014620
2016Q3$387.1M$319.8M$316.8M$1.7M10.01%35,732628

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