credit union · NCUA 67432 · FL
How big is 1ST CREDIT UNION OF GAINESVILLE?
1ST CREDIT UNION OF GAINESVILLE (FL, NCUA charter 67432) reported total assets of $58.5M, 5,477 members and a net worth ratio of 2.45% in its Call Report for 2025Q1. That ranks 2299 of 4,505 federally insured credit unions by assets, 469 of 608 among credit unions with $50m-$100m in assets, 81 of 113 credit unions in florida.
What stands out
1ST CREDIT UNION OF GAINESVILLE (FL, NCUA charter 67432) reported total assets of $58.5M, 5,477 members and a net worth ratio of 2.45% in its Call Report for 2025Q1. That ranks 2299 of 4,505 federally insured credit unions by assets, 469 of 608 among credit unions with $50m-$100m in assets, 81 of 113 credit unions in florida. Against its size class: net worth ratio 2.45%, below the peer median of 12.23%; loan-to-share ratio 67.22%, above the peer median of 62.48%; return on assets -0.57%, below the peer median of 0.66%. At 2.45% its net worth ratio is below the 7% NCUA threshold, which puts it in the "significantly undercapitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2025Q1
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2025Q1 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $58.5M | $71.7M | $175.0M | $62.4M | record → |
| Shares and deposits | $58.1M | $61.3M | $152.5M | $54.0M | record → |
| Loans outstanding | $39.1M | $38.4M | $107.5M | $31.9M | record → |
| Net income (year to date) | $-84.0k | $120.7k | $230.7k | $79.7k | record → |
| Net worth | $1.4M | $8.7M | $21.6M | $7.9M | record → |
| Net worth ratio | 2.45% | 12.23% | 10.98% | 12.02% | record → |
| Loan-to-share ratio | 67.22% | 62.48% | 73.39% | 68.87% | computed |
| Return on assets | -0.57% | 0.66% | 0.59% | 0.61% | computed |
| Members | 5,477 | 5,312 | 12,869 | 4,628 | record → |
Quarter by quarter
40 Call Reports on record, 2015Q2–2025Q1; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2025Q1 | $58.5M | $58.1M | $39.1M | $-84.0k | 2.45% | 5,477 | 2299 |
| 2024Q4 | $57.6M | $57.2M | $41.5M | $-2.6M | 2.65% | 5,544 | 2313 |
| 2024Q3 | $59.1M | $58.2M | $43.3M | $-2.4M | 2.94% | 5,394 | 2288 |
| 2024Q2 | $61.0M | $58.9M | $45.9M | $-1.3M | 4.55% | 5,468 | 2273 |
| 2024Q1 | $61.2M | $58.7M | $47.2M | $-808.2k | 5.40% | 5,833 | 2281 |
| 2023Q4 | $62.7M | $59.2M | $49.2M | $-67.6k | 6.62% | 5,838 | 2253 |
| 2023Q3 | $64.3M | $59.1M | $49.2M | $94.0k | 6.71% | 5,721 | 2236 |
| 2023Q2 | $65.4M | $61.0M | $50.4M | $44.3k | 6.45% | 5,732 | 2222 |
| 2023Q1 | $65.3M | $61.3M | $49.4M | $26.1k | 6.38% | 5,805 | 2244 |
| 2022Q4 | $65.9M | $62.4M | $47.9M | $104.6k | 6.28% | 5,787 | 2231 |
| 2022Q3 | $64.7M | $61.2M | $45.6M | $49.5k | 6.31% | 5,721 | 2259 |
| 2022Q2 | $66.8M | $62.6M | $43.5M | $51.2k | 6.29% | 5,719 | 2246 |
| 2022Q1 | $66.7M | $62.1M | $41.7M | $-11.6k | 6.28% | 5,673 | 2254 |
| 2021Q4 | $63.1M | $58.4M | $39.7M | $210.1k | 6.40% | 5,625 | 2284 |
| 2021Q3 | $63.4M | $58.8M | $38.8M | $123.9k | 6.32% | 5,589 | 2275 |
| 2021Q2 | $63.1M | $58.0M | $38.6M | $104.9k | 6.38% | 5,544 | 2272 |
| 2021Q1 | $64.2M | $59.2M | $37.9M | $56.3k | 6.43% | 5,844 | 2256 |
| 2020Q4 | $59.5M | $54.8M | $38.0M | $28.2k | 6.63% | 5,890 | 2286 |
| 2020Q3 | $59.8M | $54.9M | $37.5M | $14.2k | 6.82% | 5,821 | 2262 |
| 2020Q2 | $57.8M | $53.4M | $36.9M | $5.9k | 7.15% | 6,124 | 2283 |
| 2020Q1 | $53.4M | $48.9M | $37.1M | $3.5k | 7.11% | 6,066 | 2301 |
| 2019Q4 | $52.4M | $48.0M | $36.5M | $40.0k | 7.25% | 5,994 | 2290 |
| 2019Q3 | $48.9M | $44.5M | $35.9M | $23.7k | 7.73% | 5,906 | 2341 |
| 2019Q2 | $48.6M | $43.9M | $34.7M | $-48.3k | 7.64% | 5,880 | 2357 |
| 2019Q1 | $50.0M | $45.2M | $35.0M | $-77.4k | 7.35% | 5,894 | 2334 |
| 2018Q4 | $48.6M | $44.4M | $34.5M | $313.7k | 7.72% | 5,872 | 2346 |
| 2018Q3 | $49.7M | $45.2M | $34.2M | $255.1k | 7.44% | 5,839 | 2330 |
| 2018Q2 | $51.1M | $46.7M | $33.3M | $183.7k | 7.09% | 5,834 | 2319 |
| 2018Q1 | $50.5M | $46.4M | $33.2M | $98.9k | 7.01% | 5,877 | 2334 |
| 2017Q4 | $49.0M | $44.8M | $33.1M | $66.3k | 7.03% | 5,807 | 2344 |
| 2017Q3 | $50.0M | $45.8M | $32.7M | $4.3k | 6.76% | 5,843 | 2336 |
| 2017Q2 | $49.5M | $45.5M | $32.7M | $-84.9k | 6.65% | 5,756 | 2368 |
| 2017Q1 | $49.0M | $45.2M | $33.1M | $-101.1k | 6.68% | 5,738 | 2378 |
| 2016Q4 | $47.6M | $43.4M | $34.3M | $-93.2k | 7.09% | 5,846 | 2380 |
| 2016Q3 | $48.6M | $44.3M | $34.7M | $32.1k | 7.20% | 6,137 | 2361 |
| 2016Q2 | $48.0M | $43.8M | $35.1M | $4.5k | 7.23% | 6,232 | 2363 |
| 2016Q1 | $48.6M | $44.3M | $34.5M | $21.7k | 7.19% | 6,163 | 2357 |
| 2015Q4 | $47.8M | $43.8M | $35.8M | $151.3k | 7.26% | 6,135 | 2360 |
| 2015Q3 | $46.5M | $42.5M | $36.2M | $150.2k | 7.46% | 5,794 | 2380 |
| 2015Q2 | $46.9M | $42.8M | $36.4M | $119.5k | 7.33% | 6,080 | 2377 |
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