credit union · NCUA 67270 · RI
How big is WESTERLY COMMUNITY?
WESTERLY COMMUNITY (RI, NCUA charter 67270) reported total assets of $519.9M, 21,855 members and a net worth ratio of 9.44% in its Call Report for 2026Q2. That ranks 742 of 4,299 federally insured credit unions by assets, 263 of 280 among credit unions with $500m-$1b in assets, 5 of 14 credit unions in rhode island.
What stands out
WESTERLY COMMUNITY (RI, NCUA charter 67270) reported total assets of $519.9M, 21,855 members and a net worth ratio of 9.44% in its Call Report for 2026Q2. That ranks 742 of 4,299 federally insured credit unions by assets, 263 of 280 among credit unions with $500m-$1b in assets, 5 of 14 credit unions in rhode island. Against its size class: net worth ratio 9.44%, below the peer median of 10.59%; loan-to-share ratio 93.86%, above the peer median of 83.51%; return on assets 0.75%, above the peer median of 0.75%. At 9.44% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $519.9M | $714.8M | $253.8M | $68.3M | record → |
| Shares and deposits | $451.3M | $614.6M | $210.3M | $58.3M | record → |
| Loans outstanding | $423.6M | $502.2M | $177.5M | $34.4M | record → |
| Net income (year to date) | $2.0M | $2.5M | $380.1k | $222.2k | record → |
| Net worth | $48.5M | $74.4M | $29.6M | $9.0M | record → |
| Net worth ratio | 9.44% | 10.59% | 11.38% | 12.65% | record → |
| Loan-to-share ratio | 93.86% | 83.51% | 84.44% | 68.70% | computed |
| Return on assets | 0.75% | 0.75% | 0.50% | 0.71% | computed |
| Members | 21,855 | 41,964 | 14,370 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $519.9M | $451.3M | $423.6M | $2.0M | 9.44% | 21,855 | 742 |
| 2026Q1 | $511.4M | $447.3M | $409.8M | $792.7k | 9.39% | 21,705 | 748 |
| 2025Q4 | $506.6M | $439.0M | $409.2M | $3.9M | 9.30% | 21,604 | 744 |
| 2025Q3 | $503.0M | $443.6M | $401.9M | $2.9M | 9.10% | 22,210 | 744 |
| 2025Q2 | $503.8M | $442.2M | $399.4M | $2.0M | 9.00% | 22,400 | 746 |
| 2025Q1 | $498.5M | $436.7M | $393.2M | $401.9k | 8.77% | 22,477 | 752 |
| 2024Q4 | $497.7M | $426.7M | $391.6M | $1.4M | 8.72% | 22,562 | 742 |
| 2024Q3 | $492.4M | $418.3M | $392.3M | $1.0M | 8.75% | 22,751 | 739 |
| 2024Q2 | $487.9M | $420.7M | $390.1M | $528.8k | 8.79% | 23,201 | 740 |
| 2024Q1 | $481.7M | $419.2M | $377.8M | $269.5k | 8.94% | 23,008 | 747 |
| 2023Q4 | $468.7M | $409.2M | $372.1M | $1.7M | 8.92% | 22,814 | 752 |
| 2023Q3 | $471.6M | $415.6M | $379.4M | $2.4M | 9.02% | 23,099 | 745 |
| 2023Q2 | $476.5M | $418.0M | $381.7M | $1.9M | 8.97% | 23,031 | 740 |
| 2023Q1 | $467.0M | $411.3M | $371.0M | $1.5M | 9.15% | 22,748 | 749 |
| 2022Q4 | $452.8M | $402.6M | $359.1M | $3.5M | 8.85% | 22,435 | 757 |
| 2022Q3 | $436.3M | $399.6M | $340.3M | $2.3M | 8.92% | 21,967 | 778 |
| 2022Q2 | $428.9M | $388.7M | $329.0M | $1.5M | 8.88% | 21,967 | 784 |
| 2022Q1 | $420.8M | $383.9M | $306.7M | $730.7k | 8.87% | 20,712 | 794 |
| 2021Q4 | $412.2M | $373.6M | $298.6M | $4.4M | 8.88% | 20,096 | 801 |
| 2021Q3 | $403.5M | $365.8M | $300.5M | $3.5M | 8.83% | 20,022 | 802 |
| 2021Q2 | $398.8M | $360.9M | $298.3M | $1.8M | 8.51% | 19,777 | 801 |
| 2021Q1 | $396.4M | $358.6M | $302.1M | $698.6k | 8.28% | 19,625 | 795 |
| 2020Q4 | $367.1M | $330.3M | $298.3M | $2.8M | 8.75% | 19,456 | 803 |
| 2020Q3 | $366.4M | $328.3M | $297.3M | $1.6M | 8.43% | 19,875 | 783 |
| 2020Q2 | $366.3M | $326.5M | $297.1M | $964.0k | 8.26% | 19,694 | 775 |
| 2020Q1 | $333.0M | $292.3M | $286.5M | $403.1k | 8.92% | 19,550 | 794 |
| 2019Q4 | $326.7M | $285.7M | $285.5M | $2.4M | 8.97% | 19,376 | 786 |
| 2019Q3 | $317.8M | $280.7M | $276.9M | $1.7M | 9.00% | 19,275 | 788 |
| 2019Q2 | $309.4M | $272.6M | $267.6M | $1.1M | 9.04% | 19,051 | 804 |
| 2019Q1 | $304.0M | $269.7M | $260.3M | $503.4k | 9.00% | 18,844 | 815 |
| 2018Q4 | $295.3M | $262.1M | $258.7M | $2.1M | 9.11% | 18,686 | 820 |
| 2018Q3 | $288.1M | $254.0M | $250.7M | $1.5M | 9.12% | 18,503 | 831 |
| 2018Q2 | $283.5M | $250.6M | $250.9M | $888.5k | 9.06% | 18,356 | 840 |
| 2018Q1 | $278.0M | $248.5M | $238.3M | $444.5k | 9.08% | 18,188 | 843 |
| 2017Q4 | $271.1M | $239.4M | $237.3M | $1.7M | 9.15% | 18,056 | 838 |
| 2017Q3 | $268.1M | $239.6M | $240.7M | $1.1M | 9.01% | 17,983 | 842 |
| 2017Q2 | $264.2M | $237.5M | $233.9M | $650.6k | 8.98% | 17,805 | 842 |
| 2017Q1 | $257.2M | $230.6M | $225.2M | $228.0k | 9.06% | 17,587 | 859 |
| 2016Q4 | $252.4M | $224.4M | $221.3M | $1.5M | 9.15% | 17,431 | 848 |
| 2016Q3 | $248.7M | $222.4M | $217.2M | $1.0M | 9.10% | 17,447 | 854 |
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