credit union · NCUA 67222 · WV
How big is THE STATE?
THE STATE (WV, NCUA charter 67222) reported total assets of $95.3M, 8,441 members and a net worth ratio of 19.12% in its Call Report for 2026Q2. That ranks 1857 of 4,299 federally insured credit unions by assets, 37 of 573 among credit unions with $50m-$100m in assets, 13 of 74 credit unions in west virginia.
What stands out
THE STATE (WV, NCUA charter 67222) reported total assets of $95.3M, 8,441 members and a net worth ratio of 19.12% in its Call Report for 2026Q2. That ranks 1857 of 4,299 federally insured credit unions by assets, 37 of 573 among credit unions with $50m-$100m in assets, 13 of 74 credit unions in west virginia. Against its size class: net worth ratio 19.12%, above the peer median of 12.95%; loan-to-share ratio 71.17%, above the peer median of 60.93%; return on assets 1.26%, above the peer median of 0.73%. At 19.12% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $95.3M | $72.1M | $27.6M | $68.3M | record → |
| Shares and deposits | $75.7M | $61.4M | $23.8M | $58.3M | record → |
| Loans outstanding | $53.9M | $37.6M | $10.4M | $34.4M | record → |
| Net income (year to date) | $602.9k | $269.0k | $117.1k | $222.2k | record → |
| Net worth | $18.2M | $9.2M | $3.5M | $9.0M | record → |
| Net worth ratio | 19.12% | 12.95% | 13.43% | 12.65% | record → |
| Loan-to-share ratio | 71.17% | 60.93% | 60.24% | 68.70% | computed |
| Return on assets | 1.26% | 0.73% | 0.84% | 0.71% | computed |
| Members | 8,441 | 5,030 | 2,096 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $95.3M | $75.7M | $53.9M | $602.9k | 19.12% | 8,441 | 1857 |
| 2026Q1 | $94.9M | $75.9M | $51.0M | $246.6k | 18.83% | 8,433 | 1867 |
| 2025Q4 | $92.6M | $74.2M | $51.9M | $1.5M | 19.03% | 8,408 | 1892 |
| 2025Q3 | $91.3M | $73.3M | $53.0M | $1.1M | 18.89% | 8,399 | 1908 |
| 2025Q2 | $90.0M | $72.2M | $54.0M | $770.5k | 18.79% | 8,398 | 1925 |
| 2025Q1 | $89.4M | $71.6M | $54.3M | $330.7k | 18.44% | 8,398 | 1935 |
| 2024Q4 | $87.0M | $70.1M | $53.3M | $1.5M | 18.57% | 8,362 | 1943 |
| 2024Q3 | $87.4M | $70.4M | $54.4M | $1.0M | 17.95% | 8,357 | 1945 |
| 2024Q2 | $87.3M | $70.5M | $52.8M | $655.5k | 17.57% | 8,317 | 1952 |
| 2024Q1 | $85.4M | $69.4M | $51.7M | $282.1k | 17.52% | 8,349 | 1979 |
| 2023Q4 | $83.9M | $68.4M | $52.6M | $1.0M | 17.50% | 8,365 | 1984 |
| 2023Q3 | $84.5M | $68.9M | $53.9M | $689.1k | 16.96% | 8,391 | 1980 |
| 2023Q2 | $86.2M | $71.2M | $52.5M | $355.4k | 16.24% | 8,434 | 1970 |
| 2023Q1 | $86.2M | $71.4M | $52.1M | $94.6k | 15.94% | 8,515 | 1984 |
| 2022Q4 | $87.6M | $73.2M | $50.2M | $807.2k | 15.58% | 8,540 | 1976 |
| 2022Q3 | $89.8M | $75.6M | $50.1M | $557.7k | 14.91% | 8,555 | 1959 |
| 2022Q2 | $88.2M | $75.1M | $49.3M | $336.7k | 14.94% | 7,910 | 1974 |
| 2022Q1 | $88.6M | $74.4M | $47.6M | $83.5k | 14.85% | 8,302 | 1968 |
| 2021Q4 | $86.8M | $72.9M | $46.7M | $666.3k | 14.79% | 8,219 | 1968 |
| 2021Q3 | $86.4M | $72.7M | $45.6M | $459.0k | 14.61% | 8,241 | 1960 |
| 2021Q2 | $85.0M | $71.7M | $44.9M | $267.4k | 14.63% | 8,579 | 1974 |
| 2021Q1 | $85.1M | $71.8M | $43.8M | $110.2k | 14.43% | 8,345 | 1976 |
| 2020Q4 | $81.2M | $68.4M | $43.4M | $806.3k | 14.98% | 8,362 | 1971 |
| 2020Q3 | $78.3M | $65.7M | $41.5M | $539.7k | 15.27% | 8,367 | 1979 |
| 2020Q2 | $76.8M | $64.2M | $39.8M | $382.0k | 15.30% | 8,388 | 1980 |
| 2020Q1 | $72.2M | $60.1M | $39.7M | $167.3k | 15.96% | 8,425 | 1979 |
| 2019Q4 | $70.1M | $58.0M | $38.3M | $908.2k | 16.21% | 8,417 | 1986 |
| 2019Q3 | $70.8M | $58.9M | $38.6M | $673.8k | 15.71% | 8,412 | 1968 |
| 2019Q2 | $70.4M | $58.7M | $38.4M | $417.3k | 15.44% | 8,439 | 1983 |
| 2019Q1 | $71.0M | $59.5M | $38.2M | $199.5k | 15.00% | 8,467 | 1984 |
| 2018Q4 | $68.2M | $57.1M | $38.4M | $471.0k | 15.32% | 8,504 | 2001 |
| 2018Q3 | $70.1M | $58.6M | $39.1M | $606.2k | 15.12% | 8,531 | 1972 |
| 2018Q2 | $69.7M | $58.7M | $38.7M | $399.4k | 14.90% | 8,582 | 1987 |
| 2018Q1 | $69.5M | $58.7M | $36.5M | $248.0k | 14.66% | 9,436 | 1988 |
| 2017Q4 | $67.5M | $56.9M | $36.6M | $861.8k | 14.79% | 8,734 | 1995 |
| 2017Q3 | $68.2M | $57.6M | $36.7M | $667.3k | 14.35% | 8,777 | 1998 |
| 2017Q2 | $66.9M | $56.8M | $36.6M | $382.4k | 14.21% | 8,791 | 2019 |
| 2017Q1 | $67.0M | $57.3M | $36.0M | $208.3k | 13.92% | 8,870 | 2026 |
| 2016Q4 | $64.8M | $55.1M | $36.4M | $873.6k | 14.07% | 9,002 | 2038 |
| 2016Q3 | $65.6M | $56.2M | $36.4M | $655.8k | 13.58% | 9,081 | 2027 |
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