credit union · NCUA 66854 · NC
How big is WNC COMMUNITY CU?
WNC COMMUNITY CU (NC, NCUA charter 66854) reported total assets of $96.0M, 4,052 members and a net worth ratio of 17.03% in its Call Report for 2026Q2. That ranks 1850 of 4,299 federally insured credit unions by assets, 30 of 573 among credit unions with $50m-$100m in assets, 27 of 57 credit unions in north carolina.
What stands out
WNC COMMUNITY CU (NC, NCUA charter 66854) reported total assets of $96.0M, 4,052 members and a net worth ratio of 17.03% in its Call Report for 2026Q2. That ranks 1850 of 4,299 federally insured credit unions by assets, 30 of 573 among credit unions with $50m-$100m in assets, 27 of 57 credit unions in north carolina. Against its size class: net worth ratio 17.03%, above the peer median of 12.95%; loan-to-share ratio 84.13%, above the peer median of 60.93%; return on assets 0.70%, below the peer median of 0.73%. At 17.03% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $96.0M | $72.1M | $85.1M | $68.3M | record → |
| Shares and deposits | $78.9M | $61.4M | $75.2M | $58.3M | record → |
| Loans outstanding | $66.4M | $37.6M | $53.2M | $34.4M | record → |
| Net income (year to date) | $336.1k | $269.0k | $205.3k | $222.2k | record → |
| Net worth | $16.3M | $9.2M | $10.0M | $9.0M | record → |
| Net worth ratio | 17.03% | 12.95% | 12.88% | 12.65% | record → |
| Loan-to-share ratio | 84.13% | 60.93% | 76.67% | 68.70% | computed |
| Return on assets | 0.70% | 0.73% | 0.58% | 0.71% | computed |
| Members | 4,052 | 5,030 | 6,648 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $96.0M | $78.9M | $66.4M | $336.1k | 17.03% | 4,052 | 1850 |
| 2026Q1 | $94.2M | $77.5M | $64.4M | $137.2k | 17.14% | 4,038 | 1878 |
| 2025Q4 | $95.1M | $78.6M | $61.5M | $550.9k | 16.82% | 4,003 | 1864 |
| 2025Q3 | $94.3M | $78.0M | $60.0M | $384.1k | 16.90% | 4,009 | 1879 |
| 2025Q2 | $92.2M | $76.0M | $58.7M | $243.1k | 17.13% | 4,006 | 1898 |
| 2025Q1 | $92.0M | $75.6M | $57.5M | $108.8k | 17.03% | 3,998 | 1910 |
| 2024Q4 | $90.7M | $74.9M | $56.1M | $279.4k | 17.14% | 3,964 | 1909 |
| 2024Q3 | $93.8M | $75.6M | $55.7M | $181.9k | 16.58% | 3,395 | 1878 |
| 2024Q2 | $97.9M | $75.5M | $55.9M | $132.9k | 15.84% | 4,001 | 1842 |
| 2024Q1 | $99.6M | $76.2M | $54.2M | $26.9k | 15.47% | 3,993 | 1833 |
| 2023Q4 | $101.7M | $77.1M | $53.1M | $492.1k | 15.13% | 3,994 | 1802 |
| 2023Q3 | $101.8M | $77.4M | $52.8M | $407.5k | 15.12% | 4,024 | 1797 |
| 2023Q2 | $101.3M | $79.9M | $51.9M | $302.9k | 15.09% | 4,033 | 1802 |
| 2023Q1 | $100.2M | $83.0M | $50.8M | $191.0k | 15.15% | 4,046 | 1824 |
| 2022Q4 | $101.5M | $86.1M | $48.9M | $837.5k | 14.82% | 4,055 | 1807 |
| 2022Q3 | $103.9M | $88.8M | $48.3M | $627.3k | 14.27% | 4,102 | 1794 |
| 2022Q2 | $105.2M | $90.3M | $45.6M | $421.9k | 13.90% | 4,104 | 1785 |
| 2022Q1 | $104.0M | $89.2M | $43.5M | $189.1k | 13.84% | 4,106 | 1804 |
| 2021Q4 | $101.9M | $87.4M | $43.4M | $513.6k | 13.94% | 4,097 | 1802 |
| 2021Q3 | $100.6M | $86.2M | $42.9M | $488.8k | 14.04% | 4,146 | 1805 |
| 2021Q2 | $97.8M | $83.6M | $42.4M | $290.6k | 14.29% | 4,155 | 1818 |
| 2021Q1 | $93.6M | $79.6M | $42.4M | $200.9k | 14.83% | 4,139 | 1865 |
| 2020Q4 | $91.8M | $77.9M | $42.8M | $590.1k | 14.91% | 4,135 | 1828 |
| 2020Q3 | $87.6M | $73.9M | $43.7M | $442.3k | 15.41% | 4,160 | 1863 |
| 2020Q2 | $85.0M | $71.3M | $44.5M | $324.8k | 15.75% | 4,173 | 1879 |
| 2020Q1 | $81.9M | $68.5M | $45.2M | $156.4k | 16.14% | 4,182 | 1845 |
| 2019Q4 | $82.7M | $69.1M | $45.7M | $406.1k | 15.79% | 4,204 | 1812 |
| 2019Q3 | $84.0M | $70.5M | $45.6M | $294.9k | 15.41% | 4,253 | 1790 |
| 2019Q2 | $83.4M | $70.1M | $44.3M | $167.6k | 15.40% | 4,269 | 1801 |
| 2019Q1 | $82.5M | $69.3M | $43.4M | $50.2k | 15.40% | 4,268 | 1815 |
| 2018Q4 | $81.8M | $68.7M | $42.9M | $165.4k | 15.47% | 4,275 | 1804 |
| 2018Q3 | $82.1M | $69.0M | $43.0M | $141.2k | 15.39% | 4,303 | 1806 |
| 2018Q2 | $84.5M | $71.6M | $42.1M | $42.6k | 14.84% | 4,324 | 1785 |
| 2018Q1 | $82.4M | $69.5M | $41.4M | $64.5k | 15.24% | 4,337 | 1810 |
| 2017Q4 | $81.0M | $68.2M | $41.5M | $238.0k | 15.41% | 4,330 | 1802 |
| 2017Q3 | $83.0M | $70.3M | $40.6M | $190.7k | 14.99% | 4,364 | 1783 |
| 2017Q2 | $80.8M | $68.1M | $40.0M | $135.1k | 15.33% | 4,354 | 1819 |
| 2017Q1 | $80.5M | $67.9M | $40.2M | $78.6k | 15.31% | 4,355 | 1822 |
| 2016Q4 | $79.9M | $67.4M | $39.8M | $370.0k | 15.33% | 4,354 | 1804 |
| 2016Q3 | $79.6M | $67.2M | $39.4M | $312.4k | 15.31% | 4,370 | 1810 |
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