credit union · NCUA 6685 · MD
How big is WEPCO?
WEPCO (MD, NCUA charter 6685) reported total assets of $399.3M, 42,591 members and a net worth ratio of 15.46% in its Call Report for 2026Q2. That ranks 881 of 4,299 federally insured credit unions by assets, 122 of 1,061 among credit unions with $100m-$500m in assets, 23 of 60 credit unions in maryland.
What stands out
WEPCO (MD, NCUA charter 6685) reported total assets of $399.3M, 42,591 members and a net worth ratio of 15.46% in its Call Report for 2026Q2. That ranks 881 of 4,299 federally insured credit unions by assets, 122 of 1,061 among credit unions with $100m-$500m in assets, 23 of 60 credit unions in maryland. Against its size class: net worth ratio 15.46%, above the peer median of 11.65%; loan-to-share ratio 76.59%, above the peer median of 73.15%; return on assets 1.65%, above the peer median of 0.74%. At 15.46% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $399.3M | $198.1M | $162.8M | $68.3M | record → |
| Shares and deposits | $336.7M | $172.3M | $141.6M | $58.3M | record → |
| Loans outstanding | $257.9M | $125.2M | $99.8M | $34.4M | record → |
| Net income (year to date) | $3.3M | $766.3k | $491.6k | $222.2k | record → |
| Net worth | $61.7M | $24.5M | $26.0M | $9.0M | record → |
| Net worth ratio | 15.46% | 11.65% | 12.37% | 12.65% | record → |
| Loan-to-share ratio | 76.59% | 73.15% | 69.60% | 68.70% | computed |
| Return on assets | 1.65% | 0.74% | 0.52% | 0.71% | computed |
| Members | 42,591 | 13,230 | 13,794 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $399.3M | $336.7M | $257.9M | $3.3M | 15.46% | 42,591 | 881 |
| 2026Q1 | $397.3M | $336.1M | $253.1M | $1.7M | 15.13% | 42,117 | 881 |
| 2025Q4 | $380.3M | $320.7M | $255.0M | $5.5M | 15.36% | 41,798 | 898 |
| 2025Q3 | $377.0M | $318.1M | $254.3M | $4.5M | 15.37% | 42,033 | 897 |
| 2025Q2 | $383.5M | $325.4M | $252.9M | $3.0M | 14.71% | 41,693 | 888 |
| 2025Q1 | $384.0M | $327.1M | $257.4M | $1.8M | 14.39% | 41,351 | 885 |
| 2024Q4 | $373.7M | $319.3M | $264.2M | $6.2M | 14.30% | 41,045 | 891 |
| 2024Q3 | $372.0M | $318.5M | $259.8M | $5.9M | 14.43% | 40,839 | 893 |
| 2024Q2 | $359.4M | $307.5M | $262.1M | $4.2M | 14.46% | 40,596 | 909 |
| 2024Q1 | $353.0M | $303.5M | $267.4M | $2.2M | 14.15% | 40,249 | 923 |
| 2023Q4 | $338.1M | $290.8M | $266.5M | $6.1M | 14.13% | 39,763 | 939 |
| 2023Q3 | $338.3M | $292.6M | $264.0M | $4.5M | 13.80% | 39,992 | 936 |
| 2023Q2 | $348.4M | $297.7M | $250.0M | $2.7M | 12.90% | 39,863 | 917 |
| 2023Q1 | $358.0M | $309.0M | $238.9M | $1.3M | 12.17% | 38,811 | 906 |
| 2022Q4 | $322.9M | $283.3M | $195.0M | $5.3M | 12.09% | 34,207 | 958 |
| 2022Q3 | $329.9M | $292.7M | $184.5M | $3.6M | 11.33% | 34,295 | 939 |
| 2022Q2 | $330.5M | $294.9M | $178.6M | $2.1M | 10.85% | 34,056 | 940 |
| 2022Q1 | $331.5M | $296.8M | $172.7M | $1.0M | 10.49% | 33,695 | 935 |
| 2021Q4 | $318.8M | $285.2M | $173.5M | $3.9M | 10.58% | 33,441 | 945 |
| 2021Q3 | $309.8M | $277.5M | $174.1M | $2.5M | 10.43% | 33,692 | 953 |
| 2021Q2 | $308.0M | $276.5M | $174.6M | $1.6M | 10.20% | 33,385 | 945 |
| 2021Q1 | $302.6M | $271.9M | $173.5M | $735.2k | 10.08% | 33,035 | 947 |
| 2020Q4 | $278.2M | $248.4M | $176.3M | $2.5M | 10.71% | 32,764 | 962 |
| 2020Q3 | $276.4M | $247.0M | $180.8M | $1.1M | 10.29% | 33,577 | 945 |
| 2020Q2 | $273.5M | $244.9M | $180.6M | $691.8k | 10.23% | 33,295 | 950 |
| 2020Q1 | $259.1M | $230.3M | $180.8M | $577.7k | 10.76% | 32,986 | 938 |
| 2019Q4 | $247.8M | $219.6M | $185.4M | $2.6M | 11.01% | 32,798 | 946 |
| 2019Q3 | $232.2M | $204.8M | $188.8M | $1.7M | 11.34% | 32,799 | 978 |
| 2019Q2 | $230.8M | $204.5M | $187.2M | $788.4k | 11.03% | 32,579 | 985 |
| 2019Q1 | $231.3M | $204.9M | $182.0M | $798.0k | 11.01% | 32,167 | 980 |
| 2018Q4 | $223.3M | $198.1M | $179.1M | $2.4M | 11.04% | 31,807 | 989 |
| 2018Q3 | $223.4M | $198.8M | $176.1M | $1.6M | 10.71% | 31,894 | 987 |
| 2018Q2 | $225.9M | $201.8M | $174.8M | $1.0M | 10.33% | 31,582 | 982 |
| 2018Q1 | $224.5M | $201.0M | $171.3M | $435.0k | 10.12% | 31,188 | 986 |
| 2017Q4 | $214.1M | $191.2M | $168.1M | $972.5k | 10.41% | 30,822 | 999 |
| 2017Q3 | $216.2M | $193.4M | $164.9M | $612.7k | 10.15% | 30,676 | 990 |
| 2017Q2 | $218.2M | $196.0M | $159.0M | $141.0k | 9.84% | 30,202 | 982 |
| 2017Q1 | $217.2M | $195.2M | $151.8M | $107.5k | 9.87% | 29,818 | 980 |
| 2016Q4 | $206.0M | $184.2M | $149.2M | $593.0k | 10.35% | 29,418 | 992 |
| 2016Q3 | $207.1M | $185.1M | $146.6M | $505.0k | 10.25% | 29,348 | 987 |
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