credit union · NCUA 66824 · MA
How big is FREEDOM?
FREEDOM (MA, NCUA charter 66824) reported total assets of $764.0M, 31,456 members and a net worth ratio of 14.26% in its Call Report for 2026Q2. That ranks 586 of 4,299 federally insured credit unions by assets, 107 of 280 among credit unions with $500m-$1b in assets, 18 of 121 credit unions in massachusetts.
What stands out
FREEDOM (MA, NCUA charter 66824) reported total assets of $764.0M, 31,456 members and a net worth ratio of 14.26% in its Call Report for 2026Q2. That ranks 586 of 4,299 federally insured credit unions by assets, 107 of 280 among credit unions with $500m-$1b in assets, 18 of 121 credit unions in massachusetts. Against its size class: net worth ratio 14.26%, above the peer median of 10.59%; loan-to-share ratio 84.64%, above the peer median of 83.51%; return on assets 0.57%, below the peer median of 0.75%. At 14.26% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $764.0M | $714.8M | $81.8M | $68.3M | record → |
| Shares and deposits | $611.6M | $614.6M | $67.8M | $58.3M | record → |
| Loans outstanding | $517.7M | $502.2M | $42.6M | $34.4M | record → |
| Net income (year to date) | $2.2M | $2.5M | $172.3k | $222.2k | record → |
| Net worth | $108.9M | $74.4M | $9.5M | $9.0M | record → |
| Net worth ratio | 14.26% | 10.59% | 12.11% | 12.65% | record → |
| Loan-to-share ratio | 84.64% | 83.51% | 76.11% | 68.70% | computed |
| Return on assets | 0.57% | 0.75% | 0.56% | 0.71% | computed |
| Members | 31,456 | 41,964 | 4,111 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $764.0M | $611.6M | $517.7M | $2.2M | 14.26% | 31,456 | 586 |
| 2026Q1 | $757.4M | $606.3M | $524.4M | $940.0k | 14.22% | 31,707 | 588 |
| 2025Q4 | $751.8M | $595.6M | $526.4M | $5.8M | 14.20% | 31,606 | 583 |
| 2025Q3 | $748.8M | $589.5M | $531.7M | $2.8M | 13.86% | 31,618 | 580 |
| 2025Q2 | $738.4M | $584.1M | $537.5M | $1.1M | 13.82% | 31,616 | 584 |
| 2025Q1 | $739.7M | $580.3M | $536.4M | $952.1k | 13.78% | 31,633 | 580 |
| 2024Q4 | $734.1M | $569.3M | $545.5M | $3.1M | 13.76% | 31,707 | 577 |
| 2024Q3 | $735.7M | $568.8M | $552.4M | $2.0M | 13.65% | 32,081 | 575 |
| 2024Q2 | $740.1M | $572.7M | $555.6M | $693.8k | 13.39% | 32,002 | 571 |
| 2024Q1 | $738.7M | $570.5M | $557.5M | $520.9k | 13.39% | 31,985 | 570 |
| 2023Q4 | $738.4M | $557.3M | $567.2M | $4.0M | 13.33% | 31,991 | 565 |
| 2023Q3 | $730.7M | $546.4M | $552.5M | $2.2M | 13.23% | 32,067 | 565 |
| 2023Q2 | $724.6M | $549.0M | $534.7M | $2.2M | 13.34% | 31,955 | 567 |
| 2023Q1 | $710.4M | $548.8M | $517.4M | $848.4k | 13.41% | 32,457 | 577 |
| 2022Q4 | $699.4M | $544.2M | $506.1M | $3.6M | 13.50% | 32,249 | 574 |
| 2022Q3 | $683.4M | $554.1M | $483.5M | $1.8M | 13.55% | 32,326 | 582 |
| 2022Q2 | $660.8M | $536.9M | $466.1M | $985.1k | 13.89% | 31,878 | 593 |
| 2022Q1 | $651.8M | $535.2M | $453.7M | $1.0M | 14.09% | 31,760 | 597 |
| 2021Q4 | $649.8M | $526.8M | $446.2M | $4.3M | 13.98% | 31,655 | 590 |
| 2021Q3 | $638.4M | $527.9M | $431.2M | $2.9M | 14.01% | 31,708 | 587 |
| 2021Q2 | $640.4M | $526.5M | $426.2M | $2.4M | 13.89% | 31,447 | 579 |
| 2021Q1 | $632.9M | $521.5M | $404.7M | $1.5M | 13.90% | 31,417 | 577 |
| 2020Q4 | $593.6M | $485.2M | $400.0M | $607.9k | 14.57% | 31,280 | 580 |
| 2020Q3 | $577.1M | $471.7M | $393.5M | $-27.3k | 14.87% | 31,282 | 580 |
| 2020Q2 | $562.7M | $458.7M | $382.8M | $-64.6k | 15.25% | 31,137 | 581 |
| 2020Q1 | $520.4M | $423.6M | $366.0M | $-613.0k | 16.39% | 31,056 | 584 |
| 2019Q4 | $496.7M | $398.0M | $369.6M | $2.9M | 17.29% | 30,996 | 591 |
| 2019Q3 | $492.6M | $381.4M | $366.2M | $2.9M | 16.89% | 31,001 | 591 |
| 2019Q2 | $505.2M | $384.3M | $364.3M | $2.1M | 16.78% | 30,936 | 578 |
| 2019Q1 | $508.6M | $389.0M | $359.5M | $1.0M | 16.46% | 30,915 | 569 |
| 2018Q4 | $477.6M | $360.7M | $347.5M | $4.1M | 16.82% | 28,422 | 583 |
| 2018Q3 | $499.1M | $371.9M | $336.8M | $3.3M | 15.93% | 28,339 | 553 |
| 2018Q2 | $491.4M | $380.1M | $327.2M | $2.0M | 15.91% | 28,009 | 563 |
| 2018Q1 | $486.4M | $386.3M | $318.4M | $641.8k | 15.80% | 27,786 | 565 |
| 2017Q4 | $482.1M | $380.7M | $314.8M | $3.9M | 15.81% | 27,760 | 556 |
| 2017Q3 | $482.9M | $393.2M | $311.1M | $3.1M | 15.62% | 27,777 | 552 |
| 2017Q2 | $487.9M | $397.3M | $311.1M | $1.6M | 15.14% | 27,793 | 546 |
| 2017Q1 | $488.0M | $405.6M | $312.0M | $686.0k | 14.96% | 27,674 | 539 |
| 2016Q4 | $488.9M | $404.0M | $312.6M | $2.4M | 14.79% | 27,693 | 523 |
| 2016Q3 | $496.8M | $415.0M | $307.5M | $1.6M | 14.41% | 27,893 | 511 |
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