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credit union · NCUA 66818 · TX

How big is FIRST COMMUNITY?

FIRST COMMUNITY (TX, NCUA charter 66818) reported total assets of $3.1B, 189,781 members and a net worth ratio of 7.98% in its Call Report for 2026Q2. That ranks 166 of 4,299 federally insured credit unions by assets, 141 of 454 among credit unions with $1b-$10b in assets, 10 of 380 credit unions in texas.

TOTAL ASSETS: $3.1BMEMBERS: 189,781NET WORTH RATIO: 7.98%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/66818-first-community

What stands out

FIRST COMMUNITY (TX, NCUA charter 66818) reported total assets of $3.1B, 189,781 members and a net worth ratio of 7.98% in its Call Report for 2026Q2. That ranks 166 of 4,299 federally insured credit unions by assets, 141 of 454 among credit unions with $1b-$10b in assets, 10 of 380 credit unions in texas. Against its size class: net worth ratio 7.98%, below the peer median of 10.89%; loan-to-share ratio 118.40%, above the peer median of 88.03%; return on assets 0.85%, above the peer median of 0.80%. At 7.98% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$3.1B$2.1B$49.9M$68.3Mrecord →
Shares and deposits$2.0B$1.8B$40.8M$58.3Mrecord →
Loans outstanding$2.4B$1.5B$24.4M$34.4Mrecord →
Net income (year to date)$13.0M$8.3M$141.6k$222.2krecord →
Net worth$245.4M$244.6M$7.4M$9.0Mrecord →
Net worth ratio7.98%10.89%13.62%12.65%record →
Loan-to-share ratio118.40%88.03%70.24%68.70%computed
Return on assets0.85%0.80%0.59%0.71%computed
Members189,781115,1834,1564,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$3.1B$2.0B$2.4B$13.0M7.98%189,781166
2026Q1$3.0B$2.1B$2.3B$6.6M8.09%186,819170
2025Q4$3.0B$2.1B$2.1B$18.0M7.81%182,310167
2025Q3$2.9B$2.0B$2.3B$14.7M8.05%176,970171
2025Q2$2.7B$2.0B$2.0B$11.1M8.54%171,304177
2025Q1$2.7B$2.0B$2.1B$108.6k7.91%173,985172
2024Q4$2.6B$2.0B$2.0B$11.8M8.47%169,280182
2024Q3$2.4B$2.0B$1.8B$9.3M8.96%165,959195
2024Q2$2.4B$2.0B$1.8B$7.3M8.86%163,434197
2024Q1$2.6B$2.0B$2.0B$1.9M8.00%162,097176
2023Q4$2.5B$1.9B$2.0B$11.8M8.26%158,593179
2023Q3$2.5B$1.9B$1.9B$9.0M8.34%156,357178
2023Q2$2.4B$1.9B$1.8B$8.3M8.54%155,433187
2023Q1$2.3B$1.9B$1.7B$3.7M8.70%155,407191
2022Q4$2.2B$1.8B$1.7B$20.3M8.91%152,145199
2022Q3$2.1B$1.8B$1.5B$13.7M9.08%148,803209
2022Q2$2.1B$1.8B$1.4B$9.0M9.10%145,264217
2022Q1$2.0B$1.8B$1.3B$4.9M9.04%144,997219
2021Q4$2.0B$1.8B$1.3B$17.9M9.05%142,875219
2021Q3$1.9B$1.7B$1.2B$13.9M8.96%140,828218
2021Q2$1.9B$1.7B$1.2B$9.5M8.84%138,667216
2021Q1$1.9B$1.7B$1.1B$3.7M8.67%138,462215
2020Q4$1.8B$1.6B$1.1B$11.1M8.92%136,616214
2020Q3$1.8B$1.6B$1.1B$8.3M8.93%135,476208
2020Q2$1.7B$1.5B$1.1B$4.7M8.93%133,704205
2020Q1$1.6B$1.4B$1.2B$1.4M9.48%134,696211
2019Q4$1.5B$1.4B$1.2B$12.6M9.65%133,785207
2019Q3$1.5B$1.4B$1.2B$8.6M9.42%132,748203
2019Q2$1.5B$1.3B$1.1B$5.3M9.41%131,110205
2019Q1$1.5B$1.3B$1.1B$2.0M9.35%130,414208
2018Q4$1.4B$1.3B$1.1B$16.9M9.56%129,190208
2018Q3$1.4B$1.3B$1.1B$13.7M9.38%127,732206
2018Q2$1.4B$1.2B$1.1B$9.9M9.19%126,613208
2018Q1$1.4B$1.2B$1.1B$4.5M8.82%126,530207
2017Q4$1.4B$1.2B$1.1B$13.3M8.80%125,229206
2017Q3$1.3B$1.2B$1.0B$9.8M8.74%124,217207
2017Q2$1.3B$1.1B$1.1B$6.8M8.82%122,619215
2017Q1$1.3B$1.1B$1.0B$2.5M8.51%122,385212
2016Q4$1.2B$1.1B$1.0B$10.5M8.48%120,801208
2016Q3$1.2B$1.1B$971.5M$8.0M8.37%119,031205

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