credit union · NCUA 66585 · MD
How big is POINT BREEZE?
POINT BREEZE (MD, NCUA charter 66585) reported total assets of $1.1B, 72,869 members and a net worth ratio of 14.02% in its Call Report for 2026Q2. That ranks 456 of 4,299 federally insured credit unions by assets, 431 of 454 among credit unions with $1b-$10b in assets, 10 of 60 credit unions in maryland.
What stands out
POINT BREEZE (MD, NCUA charter 66585) reported total assets of $1.1B, 72,869 members and a net worth ratio of 14.02% in its Call Report for 2026Q2. That ranks 456 of 4,299 federally insured credit unions by assets, 431 of 454 among credit unions with $1b-$10b in assets, 10 of 60 credit unions in maryland. Against its size class: net worth ratio 14.02%, above the peer median of 10.89%; loan-to-share ratio 79.79%, below the peer median of 88.03%; return on assets 0.42%, below the peer median of 0.80%. At 14.02% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.1B | $2.1B | $162.8M | $68.3M | record → |
| Shares and deposits | $914.1M | $1.8B | $141.6M | $58.3M | record → |
| Loans outstanding | $729.4M | $1.5B | $99.8M | $34.4M | record → |
| Net income (year to date) | $2.2M | $8.3M | $491.6k | $222.2k | record → |
| Net worth | $140.0M | $244.6M | $26.0M | $9.0M | record → |
| Net worth ratio | 14.02% | 10.89% | 12.37% | 12.65% | record → |
| Loan-to-share ratio | 79.79% | 88.03% | 69.60% | 68.70% | computed |
| Return on assets | 0.42% | 0.80% | 0.52% | 0.71% | computed |
| Members | 72,869 | 115,183 | 13,794 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.1B | $914.1M | $729.4M | $2.2M | 14.02% | 72,869 | 456 |
| 2026Q1 | $1.0B | $861.2M | $694.5M | $1.2M | 13.63% | 67,607 | 474 |
| 2025Q4 | $968.3M | $828.7M | $691.9M | $5.0M | 13.66% | 67,330 | 478 |
| 2025Q3 | $960.3M | $822.5M | $682.4M | $3.6M | 13.59% | 67,900 | 476 |
| 2025Q2 | $968.0M | $831.6M | $671.2M | $2.5M | 13.60% | 66,481 | 470 |
| 2025Q1 | $956.1M | $821.7M | $645.9M | $977.2k | 13.57% | 66,001 | 472 |
| 2024Q4 | $950.8M | $814.0M | $642.9M | $1.8M | 13.51% | 65,206 | 466 |
| 2024Q3 | $923.6M | $786.8M | $630.1M | $1.8M | 13.73% | 65,013 | 477 |
| 2024Q2 | $931.7M | $786.4M | $619.7M | $977.9k | 13.60% | 64,624 | 472 |
| 2024Q1 | $942.9M | $798.6M | $606.8M | $333.7k | 14.90% | 64,147 | 470 |
| 2023Q4 | $922.5M | $783.5M | $593.2M | $2.0M | 13.66% | 63,871 | 473 |
| 2023Q3 | $907.4M | $778.5M | $582.9M | $1.9M | 13.77% | 64,401 | 471 |
| 2023Q2 | $929.1M | $803.2M | $574.1M | $1.4M | 13.40% | 63,453 | 462 |
| 2023Q1 | $938.1M | $813.4M | $577.2M | $938.3k | 13.24% | 62,656 | 457 |
| 2022Q4 | $947.2M | $821.2M | $579.2M | $2.2M | 13.05% | 62,319 | 445 |
| 2022Q3 | $950.2M | $828.3M | $567.6M | $1.9M | 12.93% | 62,354 | 441 |
| 2022Q2 | $957.1M | $837.1M | $557.5M | $966.0k | 12.89% | 61,971 | 435 |
| 2022Q1 | $966.6M | $842.1M | $536.4M | $322.5k | 12.94% | 61,535 | 427 |
| 2021Q4 | $935.5M | $812.1M | $525.6M | $2.7M | 13.08% | 61,152 | 434 |
| 2021Q3 | $926.7M | $798.2M | $516.2M | $3.2M | 13.36% | 61,473 | 435 |
| 2021Q2 | $921.0M | $794.4M | $500.6M | $1.5M | 13.46% | 60,759 | 427 |
| 2021Q1 | $917.9M | $792.8M | $489.0M | $721.8k | 13.69% | 60,116 | 419 |
| 2020Q4 | $870.8M | $745.6M | $489.7M | $3.0M | 14.08% | 59,746 | 425 |
| 2020Q3 | $848.6M | $724.4M | $494.8M | $2.5M | 14.44% | 60,180 | 420 |
| 2020Q2 | $840.0M | $720.6M | $492.1M | $1.6M | 14.69% | 59,813 | 419 |
| 2020Q1 | $800.1M | $676.5M | $485.8M | $980.8k | 14.88% | 59,476 | 409 |
| 2019Q4 | $773.9M | $653.0M | $488.0M | $4.9M | 14.89% | 59,144 | 414 |
| 2019Q3 | $767.3M | $647.1M | $468.9M | $4.0M | 14.90% | 58,865 | 408 |
| 2019Q2 | $784.2M | $666.4M | $452.6M | $3.2M | 14.64% | 58,015 | 398 |
| 2019Q1 | $783.7M | $669.4M | $440.8M | $1.4M | 14.45% | 57,483 | 398 |
| 2018Q4 | $766.1M | $654.3M | $444.4M | $4.1M | 14.40% | 57,043 | 394 |
| 2018Q3 | $767.4M | $656.0M | $438.8M | $3.4M | 14.31% | 57,086 | 389 |
| 2018Q2 | $775.4M | $667.5M | $424.6M | $2.5M | 14.22% | 55,236 | 388 |
| 2018Q1 | $775.4M | $668.2M | $407.8M | $1.6M | 14.16% | 54,693 | 384 |
| 2017Q4 | $754.5M | $645.8M | $401.5M | $3.7M | 14.11% | 53,983 | 383 |
| 2017Q3 | $753.3M | $645.8M | $393.4M | $2.1M | 13.90% | 53,681 | 380 |
| 2017Q2 | $763.7M | $657.4M | $387.7M | $1.2M | 13.73% | 53,062 | 372 |
| 2017Q1 | $766.3M | $659.8M | $373.1M | $460.3k | 13.67% | 52,336 | 367 |
| 2016Q4 | $746.4M | $640.0M | $367.2M | $4.2M | 13.79% | 51,760 | 365 |
| 2016Q3 | $748.1M | $638.6M | $364.1M | $3.3M | 13.61% | 52,032 | 363 |
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