credit union · NCUA 6652 · MD
How big is ATLANTIC FINANCIAL?
ATLANTIC FINANCIAL (MD, NCUA charter 6652) reported total assets of $99.2M, 8,703 members and a net worth ratio of 10.33% in its Call Report for 2024Q4. That ranks 1825 of 4,550 federally insured credit unions by assets, 5 of 624 among credit unions with $50m-$100m in assets, 35 of 65 credit unions in maryland.
What stands out
ATLANTIC FINANCIAL (MD, NCUA charter 6652) reported total assets of $99.2M, 8,703 members and a net worth ratio of 10.33% in its Call Report for 2024Q4. That ranks 1825 of 4,550 federally insured credit unions by assets, 5 of 624 among credit unions with $50m-$100m in assets, 35 of 65 credit unions in maryland. Against its size class: net worth ratio 10.33%, below the peer median of 12.30%; loan-to-share ratio 67.45%, above the peer median of 65.76%; return on assets -0.52%, below the peer median of 0.66%. At 10.33% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2024Q4
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2024Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $99.2M | $70.4M | $112.4M | $59.6M | record → |
| Shares and deposits | $89.8M | $60.7M | $93.2M | $51.7M | record → |
| Loans outstanding | $60.5M | $39.2M | $81.7M | $31.8M | record → |
| Net income (year to date) | $-513.9k | $450.1k | $361.6k | $289.3k | record → |
| Net worth | $10.3M | $8.8M | $13.3M | $7.8M | record → |
| Net worth ratio | 10.33% | 12.30% | 11.35% | 12.14% | record → |
| Loan-to-share ratio | 67.45% | 65.76% | 69.79% | 71.07% | computed |
| Return on assets | -0.52% | 0.66% | 0.41% | 0.60% | computed |
| Members | 8,703 | 5,384 | 10,718 | 4,625 | record → |
Quarter by quarter
39 Call Reports on record, 2015Q2–2024Q4; the 39 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2024Q4 | $99.2M | $89.8M | $60.5M | $-513.9k | 10.33% | 8,703 | 1825 |
| 2024Q3 | $99.2M | $89.3M | $61.1M | $-414.5k | 10.42% | 8,880 | 1821 |
| 2024Q2 | $101.0M | $91.5M | $61.3M | $-294.2k | 10.39% | 8,948 | 1816 |
| 2024Q1 | $101.2M | $91.8M | $61.4M | $-102.3k | 10.55% | 8,972 | 1820 |
| 2023Q4 | $99.6M | $90.1M | $61.8M | $-574.4k | 10.82% | 9,085 | 1826 |
| 2023Q3 | $100.9M | $91.7M | $62.4M | $-384.9k | 10.89% | 9,201 | 1807 |
| 2023Q2 | $105.3M | $96.0M | $64.3M | $-422.0k | 10.39% | 9,497 | 1772 |
| 2023Q1 | $105.8M | $96.0M | $65.8M | $-277.2k | 10.48% | 9,674 | 1776 |
| 2022Q4 | $103.3M | $94.1M | $67.8M | $-1.2k | 11.01% | 9,808 | 1791 |
| 2022Q3 | $106.1M | $96.9M | $68.9M | $-70.2k | 10.64% | 9,862 | 1774 |
| 2022Q2 | $108.9M | $99.3M | $69.6M | $-7.8k | 10.44% | 9,864 | 1760 |
| 2022Q1 | $112.2M | $101.5M | $69.6M | $-13.2k | 10.12% | 9,876 | 1737 |
| 2021Q4 | $108.2M | $96.6M | $68.1M | $262.7k | 10.51% | 9,869 | 1755 |
| 2021Q3 | $110.8M | $99.0M | $68.7M | $210.4k | 10.21% | 9,868 | 1723 |
| 2021Q2 | $109.7M | $98.0M | $68.0M | $221.7k | 10.33% | 9,932 | 1729 |
| 2021Q1 | $111.3M | $99.8M | $70.1M | $57.1k | 10.02% | 9,926 | 1718 |
| 2020Q4 | $107.2M | $95.6M | $71.7M | $316.2k | 10.36% | 10,037 | 1689 |
| 2020Q3 | $103.3M | $92.1M | $72.5M | $100.1k | 10.53% | 10,075 | 1707 |
| 2020Q2 | $102.4M | $91.1M | $70.8M | $11.2k | 10.55% | 10,071 | 1702 |
| 2020Q1 | $97.9M | $86.7M | $63.0M | $57.5k | 11.08% | 10,152 | 1674 |
| 2019Q4 | $93.9M | $82.7M | $64.9M | $666.0k | 11.49% | 10,113 | 1690 |
| 2019Q3 | $94.8M | $83.9M | $67.2M | $493.3k | 11.20% | 10,103 | 1672 |
| 2019Q2 | $95.4M | $84.7M | $62.6M | $357.1k | 10.98% | 10,086 | 1676 |
| 2019Q1 | $94.6M | $84.2M | $62.4M | $100.4k | 10.80% | 10,075 | 1690 |
| 2018Q4 | $91.8M | $81.4M | $63.7M | $709.4k | 11.02% | 10,032 | 1689 |
| 2018Q3 | $89.7M | $79.8M | $63.6M | $292.3k | 10.82% | 10,011 | 1715 |
| 2018Q2 | $91.4M | $81.6M | $62.4M | $157.6k | 10.47% | 9,872 | 1707 |
| 2018Q1 | $90.5M | $80.9M | $59.6M | $98.4k | 10.50% | 9,777 | 1711 |
| 2017Q4 | $87.8M | $78.0M | $59.3M | $208.1k | 10.72% | 9,683 | 1713 |
| 2017Q3 | $89.3M | $79.5M | $56.8M | $262.9k | 10.60% | 9,535 | 1704 |
| 2017Q2 | $91.1M | $81.3M | $54.2M | $242.4k | 10.37% | 9,390 | 1693 |
| 2017Q1 | $92.0M | $82.4M | $53.5M | $115.4k | 10.12% | 9,248 | 1687 |
| 2016Q4 | $88.1M | $78.5M | $53.3M | $257.2k | 10.45% | 9,220 | 1712 |
| 2016Q3 | $87.7M | $78.1M | $54.2M | $180.9k | 10.41% | 9,214 | 1708 |
| 2016Q2 | $90.1M | $80.4M | $54.6M | $143.5k | 10.09% | 9,251 | 1670 |
| 2016Q1 | $88.9M | $79.4M | $54.6M | $29.6k | 10.10% | 9,303 | 1688 |
| 2015Q4 | $86.0M | $76.6M | $55.3M | $491.6k | 10.40% | 9,340 | 1700 |
| 2015Q3 | $86.1M | $76.7M | $55.1M | $622.3k | 10.54% | 9,552 | 1686 |
| 2015Q2 | $87.8M | $78.7M | $55.5M | $438.9k | 10.12% | 9,753 | 1666 |
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