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credit union · NCUA 66373 · WA

How big is WHATCOM EDUCATIONAL?

WHATCOM EDUCATIONAL (WA, NCUA charter 66373) reported total assets of $3.4B, 170,493 members and a net worth ratio of 11.21% in its Call Report for 2026Q2. That ranks 147 of 4,299 federally insured credit unions by assets, 122 of 454 among credit unions with $1b-$10b in assets, 8 of 73 credit unions in washington.

TOTAL ASSETS: $3.4BMEMBERS: 170,493NET WORTH RATIO: 11.21%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/66373-whatcom-educational

What stands out

WHATCOM EDUCATIONAL (WA, NCUA charter 66373) reported total assets of $3.4B, 170,493 members and a net worth ratio of 11.21% in its Call Report for 2026Q2. That ranks 147 of 4,299 federally insured credit unions by assets, 122 of 454 among credit unions with $1b-$10b in assets, 8 of 73 credit unions in washington. Against its size class: net worth ratio 11.21%, above the peer median of 10.89%; loan-to-share ratio 100.64%, above the peer median of 88.03%; return on assets 0.67%, below the peer median of 0.80%. At 11.21% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$3.4B$2.1B$141.9M$68.3Mrecord →
Shares and deposits$2.7B$1.8B$115.0M$58.3Mrecord →
Loans outstanding$2.8B$1.5B$75.9M$34.4Mrecord →
Net income (year to date)$11.4M$8.3M$373.5k$222.2krecord →
Net worth$381.0M$244.6M$19.9M$9.0Mrecord →
Net worth ratio11.21%10.89%12.63%12.65%record →
Loan-to-share ratio100.64%88.03%77.35%68.70%computed
Return on assets0.67%0.80%0.59%0.71%computed
Members170,493115,1838,3894,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$3.4B$2.7B$2.8B$11.4M11.21%170,493147
2026Q1$3.3B$2.7B$2.7B$4.8M11.25%170,035149
2025Q4$3.3B$2.7B$2.7B$13.2M11.07%169,630150
2025Q3$3.1B$2.6B$2.5B$10.5M11.68%169,401157
2025Q2$3.1B$2.5B$2.6B$7.4M11.90%167,827157
2025Q1$3.0B$2.5B$2.5B$2.8M11.99%166,477159
2024Q4$3.0B$2.4B$2.5B$12.8M12.04%164,973156
2024Q3$2.9B$2.3B$2.3B$10.6M12.25%163,950158
2024Q2$2.8B$2.3B$2.2B$6.5M12.36%161,432164
2024Q1$2.8B$2.3B$2.1B$3.5M12.25%159,511163
2023Q4$2.8B$2.2B$2.1B$19.9M12.43%157,610163
2023Q3$2.8B$2.2B$2.1B$15.4M12.05%156,550157
2023Q2$2.7B$2.2B$2.1B$8.7M12.23%153,803163
2023Q1$2.7B$2.2B$2.0B$3.8M12.22%152,173162
2022Q4$2.5B$2.1B$1.9B$29.0M12.95%149,023170
2022Q3$2.6B$2.2B$1.9B$18.2M11.91%148,663155
2022Q2$2.5B$2.2B$1.8B$10.7M12.08%145,062167
2022Q1$2.5B$2.2B$1.7B$4.2M11.88%143,435164
2021Q4$2.5B$2.1B$1.6B$21.7M11.88%132,834160
2021Q3$2.4B$2.0B$1.6B$17.2M12.21%134,250166
2021Q2$2.4B$2.0B$1.6B$9.8M12.06%133,634165
2021Q1$2.3B$2.0B$1.5B$4.0M12.15%132,837167
2020Q4$2.1B$1.8B$1.5B$14.9M12.82%132,059171
2020Q3$2.0B$1.7B$1.5B$11.4M13.23%131,122170
2020Q2$2.0B$1.7B$1.5B$7.5M13.53%130,254170
2020Q1$1.8B$1.5B$1.5B$3.7M14.82%130,335183
2019Q4$1.7B$1.4B$1.5B$14.7M15.12%129,730179
2019Q3$1.7B$1.4B$1.5B$10.3M15.29%129,351182
2019Q2$1.6B$1.4B$1.4B$6.4M15.25%129,107183
2019Q1$1.6B$1.4B$1.4B$3.2M15.08%126,552183
2018Q4$1.6B$1.3B$1.4B$14.0M15.09%124,960176
2018Q3$1.6B$1.3B$1.3B$12.1M15.02%99,779173
2018Q2$1.6B$1.3B$1.3B$8.1M15.24%98,397178
2018Q1$1.5B$1.3B$1.3B$4.1M15.16%96,861180
2017Q4$1.5B$1.2B$1.2B$18.6M15.43%94,120181
2017Q3$1.5B$1.2B$1.2B$14.2M15.25%92,249179
2017Q2$1.4B$1.2B$1.1B$9.3M15.14%89,992178
2017Q1$1.4B$1.2B$1.1B$4.3M15.05%87,478183
2016Q4$1.4B$1.1B$1.0B$15.4M15.36%84,737183
2016Q3$1.3B$1.1B$949.8M$10.2M15.32%82,762187

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