credit union · NCUA 66354 · NC
How big is EMERGENCY RESPONDERS?
EMERGENCY RESPONDERS (NC, NCUA charter 66354) reported total assets of $30.2M, 3,383 members and a net worth ratio of 8.12% in its Call Report for 2026Q2. That ranks 2826 of 4,299 federally insured credit unions by assets, 433 of 1,135 among credit unions with $10m-$50m in assets, 45 of 57 credit unions in north carolina.
What stands out
EMERGENCY RESPONDERS (NC, NCUA charter 66354) reported total assets of $30.2M, 3,383 members and a net worth ratio of 8.12% in its Call Report for 2026Q2. That ranks 2826 of 4,299 federally insured credit unions by assets, 433 of 1,135 among credit unions with $10m-$50m in assets, 45 of 57 credit unions in north carolina. Against its size class: net worth ratio 8.12%, below the peer median of 13.88%; loan-to-share ratio 87.36%, above the peer median of 57.77%; return on assets 0.75%, above the peer median of 0.70%. At 8.12% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $30.2M | $25.2M | $85.1M | $68.3M | record → |
| Shares and deposits | $27.5M | $21.4M | $75.2M | $58.3M | record → |
| Loans outstanding | $24.1M | $11.2M | $53.2M | $34.4M | record → |
| Net income (year to date) | $113.1k | $82.1k | $205.3k | $222.2k | record → |
| Net worth | $2.4M | $3.4M | $10.0M | $9.0M | record → |
| Net worth ratio | 8.12% | 13.88% | 12.88% | 12.65% | record → |
| Loan-to-share ratio | 87.36% | 57.77% | 76.67% | 68.70% | computed |
| Return on assets | 0.75% | 0.70% | 0.58% | 0.71% | computed |
| Members | 3,383 | 2,092 | 6,648 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $30.2M | $27.5M | $24.1M | $113.1k | 8.12% | 3,383 | 2826 |
| 2026Q1 | $29.9M | $27.5M | $23.6M | $43.1k | 7.95% | 3,380 | 2853 |
| 2025Q4 | $29.0M | $26.0M | $23.5M | $-126.7k | 10.13% | 3,380 | 2877 |
| 2025Q3 | $27.8M | $24.9M | $23.5M | $-203.4k | 10.29% | 3,372 | 2923 |
| 2025Q2 | $29.0M | $25.9M | $23.2M | $-278.7k | 10.18% | 3,332 | 2911 |
| 2025Q1 | $29.5M | $26.1M | $23.0M | $-13.2k | 10.90% | 3,310 | 2917 |
| 2024Q4 | $29.7M | $26.2M | $23.9M | $1.4k | 10.88% | 3,268 | 2908 |
| 2024Q3 | $29.8M | $25.7M | $24.5M | $-107.2k | 10.75% | 3,268 | 2910 |
| 2024Q2 | $30.8M | $26.1M | $25.1M | $50.1k | 10.89% | 3,268 | 2902 |
| 2024Q1 | $29.9M | $25.3M | $25.9M | $8.7k | 11.09% | 3,231 | 2948 |
| 2023Q4 | $30.0M | $25.4M | $26.7M | $182.2k | 11.02% | 3,217 | 2939 |
| 2023Q3 | $30.3M | $25.6M | $27.3M | $245.6k | 11.14% | 3,237 | 2956 |
| 2023Q2 | $28.8M | $25.3M | $25.7M | $187.2k | 11.49% | 3,746 | 3028 |
| 2023Q1 | $28.8M | $25.3M | $23.5M | $116.3k | 11.25% | 3,168 | 3053 |
| 2022Q4 | $30.7M | $27.2M | $22.5M | $298.0k | 10.54% | 3,135 | 3004 |
| 2022Q3 | $31.6M | $28.1M | $21.8M | $238.6k | 10.06% | 3,095 | 2999 |
| 2022Q2 | $32.5M | $29.2M | $21.2M | $105.7k | 9.37% | 3,076 | 2974 |
| 2022Q1 | $32.6M | $29.4M | $21.1M | $46.1k | 9.14% | 3,053 | 2979 |
| 2021Q4 | $31.3M | $28.1M | $20.5M | $61.7k | 9.39% | 3,539 | 3022 |
| 2021Q3 | $30.7M | $27.5M | $20.2M | $133.8k | 9.79% | 3,536 | 3041 |
| 2021Q2 | $29.0M | $25.8M | $19.5M | $57.5k | 10.10% | 3,494 | 3095 |
| 2021Q1 | $30.2M | $27.0M | $18.5M | $22.8k | 9.59% | 3,451 | 3058 |
| 2020Q4 | $28.6M | $25.5M | $18.2M | $19.1k | 10.04% | 3,411 | 3055 |
| 2020Q3 | $28.0M | $24.8M | $18.4M | $14.3k | 10.26% | 3,375 | 3060 |
| 2020Q2 | $25.7M | $22.7M | $17.9M | $-8.4k | 11.06% | 3,350 | 3147 |
| 2020Q1 | $25.1M | $22.0M | $17.7M | $33.4k | 11.52% | 2,905 | 3101 |
| 2019Q4 | $24.4M | $21.3M | $17.8M | $126.3k | 11.74% | 2,833 | 3121 |
| 2019Q3 | $23.3M | $20.2M | $17.6M | $159.9k | 12.36% | 2,780 | 3181 |
| 2019Q2 | $22.1M | $18.1M | $17.7M | $108.7k | 12.84% | 1,276 | 3241 |
| 2019Q1 | $21.0M | $18.1M | $17.4M | $68.9k | 13.32% | 2,739 | 3305 |
| 2018Q4 | $21.0M | $18.1M | $17.1M | $246.0k | 13.02% | 2,716 | 3293 |
| 2018Q3 | $21.3M | $18.4M | $16.9M | $209.0k | 12.66% | 2,729 | 3292 |
| 2018Q2 | $21.5M | $18.7M | $16.7M | $142.3k | 12.25% | 2,727 | 3312 |
| 2018Q1 | $21.2M | $18.5M | $16.5M | $75.5k | 12.08% | 2,708 | 3340 |
| 2017Q4 | $20.9M | $18.2M | $16.7M | $86.9k | 11.91% | 2,672 | 3340 |
| 2017Q3 | $21.2M | $18.5M | $16.1M | $155.5k | 12.03% | 2,618 | 3341 |
| 2017Q2 | $20.9M | $18.2M | $15.7M | $90.1k | 11.93% | 2,688 | 3393 |
| 2017Q1 | $21.0M | $18.4M | $14.9M | $44.5k | 11.65% | 2,595 | 3397 |
| 2016Q4 | $21.2M | $18.7M | $14.6M | $132.4k | 11.29% | 2,556 | 3359 |
| 2016Q3 | $21.7M | $19.1M | $14.7M | $108.7k | 10.97% | 2,559 | 3339 |
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