credit union · NCUA 65861 · RI
How big is THE PEOPLES?
THE PEOPLES (RI, NCUA charter 65861) reported total assets of $811.2M, 40,885 members and a net worth ratio of 10.00% in its Call Report for 2026Q2. That ranks 558 of 4,299 federally insured credit unions by assets, 79 of 280 among credit unions with $500m-$1b in assets, 4 of 14 credit unions in rhode island.
What stands out
THE PEOPLES (RI, NCUA charter 65861) reported total assets of $811.2M, 40,885 members and a net worth ratio of 10.00% in its Call Report for 2026Q2. That ranks 558 of 4,299 federally insured credit unions by assets, 79 of 280 among credit unions with $500m-$1b in assets, 4 of 14 credit unions in rhode island. Against its size class: net worth ratio 10.00%, below the peer median of 10.59%; loan-to-share ratio 102.01%, above the peer median of 83.51%; return on assets 0.26%, below the peer median of 0.75%. At 10.00% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $811.2M | $714.8M | $253.8M | $68.3M | record → |
| Shares and deposits | $639.1M | $614.6M | $210.3M | $58.3M | record → |
| Loans outstanding | $652.0M | $502.2M | $177.5M | $34.4M | record → |
| Net income (year to date) | $1.1M | $2.5M | $380.1k | $222.2k | record → |
| Net worth | $80.8M | $74.4M | $29.6M | $9.0M | record → |
| Net worth ratio | 10.00% | 10.59% | 11.38% | 12.65% | record → |
| Loan-to-share ratio | 102.01% | 83.51% | 84.44% | 68.70% | computed |
| Return on assets | 0.26% | 0.75% | 0.50% | 0.71% | computed |
| Members | 40,885 | 41,964 | 14,370 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $811.2M | $639.1M | $652.0M | $1.1M | 10.00% | 40,885 | 558 |
| 2026Q1 | $801.9M | $634.7M | $654.0M | $450.6k | 10.01% | 41,028 | 561 |
| 2025Q4 | $807.9M | $625.8M | $665.0M | $1.7M | 10.00% | 41,380 | 548 |
| 2025Q3 | $810.4M | $619.9M | $672.1M | $1.0M | 10.10% | 41,834 | 546 |
| 2025Q2 | $799.1M | $619.8M | $666.0M | $386.0k | 10.02% | 41,843 | 551 |
| 2025Q1 | $772.4M | $599.1M | $636.7M | $-50.9k | 10.26% | 41,520 | 558 |
| 2024Q4 | $747.0M | $579.2M | $606.4M | $466.6k | 10.57% | 41,420 | 569 |
| 2024Q3 | $749.9M | $577.1M | $600.8M | $670.8k | 10.59% | 41,838 | 570 |
| 2024Q2 | $740.7M | $567.8M | $587.5M | $-120.3k | 10.46% | 40,431 | 570 |
| 2024Q1 | $712.1M | $561.2M | $578.2M | $-155.8k | 10.87% | 40,170 | 586 |
| 2023Q4 | $717.6M | $557.9M | $573.3M | $1.5M | 10.81% | 40,170 | 575 |
| 2023Q3 | $706.6M | $569.0M | $563.9M | $1.4M | 10.88% | 40,326 | 579 |
| 2023Q2 | $702.0M | $560.2M | $557.7M | $1.0M | 10.90% | 40,413 | 579 |
| 2023Q1 | $689.0M | $554.9M | $545.9M | $587.1k | 11.04% | 40,660 | 587 |
| 2022Q4 | $687.9M | $551.9M | $544.0M | $4.8M | 10.98% | 39,404 | 579 |
| 2022Q3 | $686.1M | $567.5M | $544.6M | $3.5M | 10.82% | 41,197 | 578 |
| 2022Q2 | $657.8M | $572.5M | $512.1M | $2.4M | 11.13% | 39,711 | 597 |
| 2022Q1 | $646.4M | $579.7M | $464.0M | $1.2M | 11.13% | 39,626 | 601 |
| 2021Q4 | $619.9M | $550.3M | $462.1M | $6.0M | 11.41% | 40,157 | 606 |
| 2021Q3 | $625.7M | $558.4M | $451.0M | $4.9M | 11.13% | 41,202 | 595 |
| 2021Q2 | $608.7M | $542.3M | $450.7M | $3.0M | 11.14% | 43,680 | 597 |
| 2021Q1 | $595.0M | $530.7M | $445.6M | $1.3M | 11.11% | 43,611 | 604 |
| 2020Q4 | $554.1M | $489.0M | $445.9M | $4.9M | 11.68% | 43,512 | 611 |
| 2020Q3 | $550.1M | $485.5M | $446.4M | $3.6M | 11.54% | 44,221 | 598 |
| 2020Q2 | $557.0M | $484.0M | $446.5M | $2.3M | 11.15% | 44,196 | 584 |
| 2020Q1 | $540.5M | $436.0M | $437.2M | $1.3M | 11.30% | 44,070 | 570 |
| 2019Q4 | $516.9M | $424.4M | $437.6M | $4.7M | 11.58% | 43,913 | 574 |
| 2019Q3 | $534.7M | $434.4M | $437.7M | $3.4M | 10.94% | 44,866 | 549 |
| 2019Q2 | $523.0M | $423.3M | $436.2M | $2.0M | 10.92% | 44,838 | 555 |
| 2019Q1 | $522.7M | $416.0M | $434.4M | $982.5k | 10.73% | 44,385 | 545 |
| 2018Q4 | $494.3M | $394.7M | $432.1M | $4.0M | 11.15% | 43,681 | 564 |
| 2018Q3 | $485.8M | $400.6M | $416.3M | $3.3M | 11.20% | 42,965 | 571 |
| 2018Q2 | $473.8M | $394.4M | $404.2M | $1.9M | 11.20% | 42,246 | 581 |
| 2018Q1 | $470.5M | $389.0M | $394.5M | $748.7k | 11.03% | 41,518 | 581 |
| 2017Q4 | $460.9M | $378.1M | $393.5M | $3.2M | 11.09% | 40,929 | 586 |
| 2017Q3 | $468.7M | $387.0M | $389.5M | $2.7M | 10.81% | 40,539 | 570 |
| 2017Q2 | $468.4M | $388.2M | $388.5M | $1.8M | 10.61% | 39,968 | 567 |
| 2017Q1 | $468.3M | $381.1M | $392.4M | $850.7k | 10.42% | 39,593 | 563 |
| 2016Q4 | $459.1M | $368.7M | $399.3M | $2.4M | 10.44% | 39,112 | 552 |
| 2016Q3 | $450.6M | $362.8M | $385.2M | $2.0M | 10.55% | 38,479 | 561 |
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