credit union · NCUA 65595 · MI
How big is AMERICAN 1?
AMERICAN 1 (MI, NCUA charter 65595) reported total assets of $661.3M, 67,470 members and a net worth ratio of 15.58% in its Call Report for 2026Q2. That ranks 649 of 4,299 federally insured credit unions by assets, 170 of 280 among credit unions with $500m-$1b in assets, 39 of 169 credit unions in michigan.
What stands out
AMERICAN 1 (MI, NCUA charter 65595) reported total assets of $661.3M, 67,470 members and a net worth ratio of 15.58% in its Call Report for 2026Q2. That ranks 649 of 4,299 federally insured credit unions by assets, 170 of 280 among credit unions with $500m-$1b in assets, 39 of 169 credit unions in michigan. Against its size class: net worth ratio 15.58%, above the peer median of 10.59%; loan-to-share ratio 83.82%, above the peer median of 83.51%; return on assets 0.53%, below the peer median of 0.75%. At 15.58% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $661.3M | $714.8M | $186.5M | $68.3M | record → |
| Shares and deposits | $543.3M | $614.6M | $160.8M | $58.3M | record → |
| Loans outstanding | $455.4M | $502.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $1.7M | $2.5M | $792.8k | $222.2k | record → |
| Net worth | $103.0M | $74.4M | $22.8M | $9.0M | record → |
| Net worth ratio | 15.58% | 10.59% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 83.82% | 83.51% | 68.71% | 68.70% | computed |
| Return on assets | 0.53% | 0.75% | 0.92% | 0.71% | computed |
| Members | 67,470 | 41,964 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $661.3M | $543.3M | $455.4M | $1.7M | 15.58% | 67,470 | 649 |
| 2026Q1 | $666.9M | $550.3M | $459.5M | $551.1k | 15.27% | 67,556 | 643 |
| 2025Q4 | $657.6M | $542.6M | $467.9M | $3.7M | 15.40% | 67,308 | 641 |
| 2025Q3 | $649.7M | $535.5M | $474.8M | $1.3M | 15.54% | 67,235 | 642 |
| 2025Q2 | $666.3M | $550.5M | $480.4M | $457.8k | 15.03% | 66,864 | 635 |
| 2025Q1 | $673.4M | $558.3M | $472.9M | $-106.8k | 14.79% | 66,562 | 631 |
| 2024Q4 | $660.9M | $546.0M | $478.0M | $5.3M | 15.08% | 66,198 | 626 |
| 2024Q3 | $670.2M | $555.2M | $465.9M | $4.3M | 15.04% | 66,032 | 618 |
| 2024Q2 | $704.6M | $588.1M | $463.5M | $3.5M | 14.20% | 65,531 | 593 |
| 2024Q1 | $692.9M | $578.9M | $448.4M | $1.5M | 14.15% | 65,098 | 600 |
| 2023Q4 | $683.6M | $570.8M | $447.3M | $8.9M | 14.12% | 64,464 | 601 |
| 2023Q3 | $694.5M | $586.8M | $440.3M | $5.3M | 13.68% | 64,042 | 589 |
| 2023Q2 | $592.6M | $489.5M | $429.8M | $3.8M | 15.76% | 62,825 | 664 |
| 2023Q1 | $590.1M | $490.7M | $416.9M | $2.0M | 15.52% | 62,676 | 667 |
| 2022Q4 | $586.0M | $475.9M | $408.6M | $9.3M | 15.48% | 62,259 | 663 |
| 2022Q3 | $588.8M | $486.4M | $384.5M | $6.9M | 15.01% | 61,735 | 653 |
| 2022Q2 | $586.2M | $486.2M | $368.8M | $4.4M | 14.65% | 61,280 | 654 |
| 2022Q1 | $585.6M | $488.8M | $349.2M | $1.8M | 14.21% | 61,002 | 648 |
| 2021Q4 | $568.4M | $471.6M | $343.1M | $7.4M | 14.33% | 60,627 | 645 |
| 2021Q3 | $555.9M | $463.6M | $326.5M | $4.9M | 14.20% | 60,249 | 648 |
| 2021Q2 | $551.7M | $462.7M | $317.5M | $2.1M | 13.82% | 59,720 | 643 |
| 2021Q1 | $552.1M | $465.8M | $309.9M | $690.1k | 13.54% | 59,576 | 642 |
| 2020Q4 | $515.4M | $428.2M | $313.9M | $2.9M | 14.37% | 59,080 | 644 |
| 2020Q3 | $493.2M | $411.4M | $296.6M | $1.8M | 14.80% | 58,621 | 656 |
| 2020Q2 | $494.7M | $413.0M | $295.7M | $1.3M | 14.65% | 57,971 | 644 |
| 2020Q1 | $439.7M | $361.2M | $295.5M | $1.2M | 16.46% | 57,984 | 662 |
| 2019Q4 | $421.3M | $340.6M | $300.1M | $4.5M | 16.89% | 57,550 | 667 |
| 2019Q3 | $398.1M | $319.2M | $280.4M | $3.6M | 17.64% | 57,272 | 683 |
| 2019Q2 | $390.7M | $311.0M | $275.1M | $2.3M | 17.65% | 59,264 | 690 |
| 2019Q1 | $390.4M | $312.4M | $265.3M | $1.0M | 17.33% | 58,949 | 687 |
| 2018Q4 | $368.0M | $292.9M | $264.9M | $6.1M | 18.11% | 58,581 | 700 |
| 2018Q3 | $339.5M | $263.8M | $255.9M | $5.0M | 19.30% | 58,096 | 743 |
| 2018Q2 | $340.8M | $266.8M | $247.4M | $3.6M | 18.82% | 57,776 | 742 |
| 2018Q1 | $340.3M | $268.0M | $236.6M | $2.1M | 18.41% | 57,397 | 742 |
| 2017Q4 | $322.6M | $252.7M | $237.9M | $6.9M | 18.77% | 56,912 | 754 |
| 2017Q3 | $319.8M | $251.7M | $233.5M | $5.0M | 18.37% | 56,498 | 750 |
| 2017Q2 | $321.5M | $256.9M | $229.4M | $3.2M | 17.69% | 56,161 | 751 |
| 2017Q1 | $321.2M | $258.6M | $224.1M | $1.4M | 17.13% | 55,635 | 747 |
| 2016Q4 | $305.8M | $244.1M | $221.7M | $4.9M | 17.55% | 55,282 | 758 |
| 2016Q3 | $300.9M | $241.8M | $215.5M | $4.0M | 17.51% | 55,000 | 761 |
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