credit union · NCUA 65578 · ND
How big is UNITED SAVINGS?
UNITED SAVINGS (ND, NCUA charter 65578) reported total assets of $125.2M, 7,160 members and a net worth ratio of 12.70% in its Call Report for 2026Q2. That ranks 1653 of 4,299 federally insured credit unions by assets, 894 of 1,061 among credit unions with $100m-$500m in assets, 11 of 29 credit unions in north dakota.
What stands out
UNITED SAVINGS (ND, NCUA charter 65578) reported total assets of $125.2M, 7,160 members and a net worth ratio of 12.70% in its Call Report for 2026Q2. That ranks 1653 of 4,299 federally insured credit unions by assets, 894 of 1,061 among credit unions with $100m-$500m in assets, 11 of 29 credit unions in north dakota. Against its size class: net worth ratio 12.70%, above the peer median of 11.65%; loan-to-share ratio 82.41%, above the peer median of 73.15%; return on assets 0.40%, below the peer median of 0.74%. At 12.70% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $125.2M | $198.1M | $58.2M | $68.3M | record → |
| Shares and deposits | $108.6M | $172.3M | $50.8M | $58.3M | record → |
| Loans outstanding | $89.5M | $125.2M | $26.0M | $34.4M | record → |
| Net income (year to date) | $247.2k | $766.3k | $342.1k | $222.2k | record → |
| Net worth | $15.9M | $24.5M | $7.3M | $9.0M | record → |
| Net worth ratio | 12.70% | 11.65% | 13.49% | 12.65% | record → |
| Loan-to-share ratio | 82.41% | 73.15% | 69.90% | 68.70% | computed |
| Return on assets | 0.40% | 0.74% | 0.91% | 0.71% | computed |
| Members | 7,160 | 13,230 | 2,543 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $125.2M | $108.6M | $89.5M | $247.2k | 12.70% | 7,160 | 1653 |
| 2026Q1 | $125.3M | $108.8M | $88.2M | $59.3k | 12.54% | 7,161 | 1653 |
| 2025Q4 | $122.4M | $105.9M | $89.6M | $402.2k | 12.78% | 7,167 | 1659 |
| 2025Q3 | $121.1M | $104.7M | $88.8M | $228.2k | 12.78% | 7,167 | 1673 |
| 2025Q2 | $118.8M | $102.9M | $86.8M | $66.8k | 12.89% | 7,196 | 1687 |
| 2025Q1 | $120.9M | $105.1M | $83.6M | $25.2k | 12.63% | 7,189 | 1675 |
| 2024Q4 | $118.6M | $102.9M | $83.9M | $1.0M | 12.86% | 7,171 | 1669 |
| 2024Q3 | $119.3M | $103.4M | $85.0M | $854.1k | 12.65% | 7,219 | 1664 |
| 2024Q2 | $118.6M | $103.7M | $84.4M | $426.4k | 10.53% | 7,300 | 1678 |
| 2024Q1 | $119.9M | $105.3M | $84.6M | $274.1k | 10.29% | 7,387 | 1680 |
| 2023Q4 | $93.3M | $78.7M | $72.0M | $599.9k | 13.13% | 5,620 | 1888 |
| 2023Q3 | $94.7M | $82.0M | $71.6M | $449.8k | 12.77% | 5,649 | 1874 |
| 2023Q2 | $95.0M | $83.4M | $69.4M | $262.0k | 12.53% | 5,670 | 1879 |
| 2023Q1 | $96.9M | $85.5M | $68.1M | $115.9k | 12.13% | 5,720 | 1874 |
| 2022Q4 | $81.7M | $70.4M | $66.5M | $280.1k | 14.04% | 5,146 | 2037 |
| 2022Q3 | $83.7M | $72.9M | $65.0M | $130.7k | 13.53% | 5,182 | 2025 |
| 2022Q2 | $83.3M | $72.4M | $64.7M | $-1.1k | 13.42% | 5,184 | 2034 |
| 2022Q1 | $84.7M | $73.7M | $63.7M | $-112.5k | 13.08% | 5,175 | 2023 |
| 2021Q4 | $81.4M | $69.8M | $64.2M | $413.4k | 13.75% | 5,176 | 2038 |
| 2021Q3 | $79.6M | $68.1M | $62.7M | $371.5k | 14.00% | 5,165 | 2047 |
| 2021Q2 | $79.9M | $68.6M | $59.9M | $256.1k | 13.80% | 5,168 | 2037 |
| 2021Q1 | $80.7M | $69.6M | $56.8M | $55.0k | 13.41% | 5,150 | 2030 |
| 2020Q4 | $76.6M | $65.8M | $56.2M | $251.7k | 14.06% | 5,113 | 2019 |
| 2020Q3 | $73.7M | $62.8M | $54.3M | $279.7k | 14.49% | 5,226 | 2044 |
| 2020Q2 | $76.0M | $65.1M | $53.6M | $43.9k | 13.89% | 5,238 | 1996 |
| 2020Q1 | $71.8M | $61.1M | $52.3M | $24.5k | 14.68% | 5,151 | 1985 |
| 2019Q4 | $70.4M | $59.7M | $53.1M | $238.6k | 14.95% | 5,147 | 1982 |
| 2019Q3 | $68.8M | $58.2M | $53.2M | $84.1k | 15.06% | 5,132 | 1994 |
| 2019Q2 | $68.0M | $57.4M | $52.5M | $-52.5k | 15.03% | 5,133 | 2014 |
| 2019Q1 | $68.1M | $57.6M | $50.5M | $-128.5k | 14.91% | 5,068 | 2016 |
| 2018Q4 | $69.5M | $55.8M | $50.5M | $553.8k | 14.79% | 5,054 | 1972 |
| 2018Q3 | $61.1M | $47.3M | $50.3M | $365.0k | 16.51% | 4,953 | 2119 |
| 2018Q2 | $60.8M | $47.1M | $48.9M | $205.0k | 16.33% | 4,915 | 2133 |
| 2018Q1 | $60.9M | $47.3M | $48.2M | $95.6k | 16.12% | 4,866 | 2134 |
| 2017Q4 | $60.0M | $46.3M | $47.8M | $520.0k | 16.20% | 4,840 | 2122 |
| 2017Q3 | $59.9M | $46.3M | $48.5M | $350.2k | 15.94% | 4,814 | 2133 |
| 2017Q2 | $58.5M | $45.1M | $47.4M | $173.7k | 16.03% | 4,746 | 2173 |
| 2017Q1 | $59.8M | $46.4M | $46.1M | $116.5k | 15.59% | 4,693 | 2154 |
| 2016Q4 | $58.0M | $44.5M | $45.0M | $561.6k | 15.88% | 4,643 | 2161 |
| 2016Q3 | $55.1M | $41.8M | $43.3M | $402.3k | 16.42% | 4,605 | 2215 |
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