credit union · NCUA 65493 · IN
How big is COMMUNITY SPIRIT CREDIT UNION?
COMMUNITY SPIRIT CREDIT UNION (IN, NCUA charter 65493) reported total assets of $21.5M, 2,038 members and a net worth ratio of 10.40% in its Call Report for 2026Q2. That ranks 3074 of 4,299 federally insured credit unions by assets, 681 of 1,135 among credit unions with $10m-$50m in assets, 94 of 121 credit unions in indiana.
What stands out
COMMUNITY SPIRIT CREDIT UNION (IN, NCUA charter 65493) reported total assets of $21.5M, 2,038 members and a net worth ratio of 10.40% in its Call Report for 2026Q2. That ranks 3074 of 4,299 federally insured credit unions by assets, 681 of 1,135 among credit unions with $10m-$50m in assets, 94 of 121 credit unions in indiana. Against its size class: net worth ratio 10.40%, below the peer median of 13.88%; loan-to-share ratio 52.29%, below the peer median of 57.77%; return on assets 0.41%, below the peer median of 0.70%. At 10.40% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $21.5M | $25.2M | $59.4M | $68.3M | record → |
| Shares and deposits | $19.1M | $21.4M | $49.8M | $58.3M | record → |
| Loans outstanding | $10.0M | $11.2M | $31.4M | $34.4M | record → |
| Net income (year to date) | $44.2k | $82.1k | $269.0k | $222.2k | record → |
| Net worth | $2.2M | $3.4M | $8.7M | $9.0M | record → |
| Net worth ratio | 10.40% | 13.88% | 13.16% | 12.65% | record → |
| Loan-to-share ratio | 52.29% | 57.77% | 68.92% | 68.70% | computed |
| Return on assets | 0.41% | 0.70% | 0.82% | 0.71% | computed |
| Members | 2,038 | 2,092 | 4,967 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $21.5M | $19.1M | $10.0M | $44.2k | 10.40% | 2,038 | 3074 |
| 2026Q1 | $23.3M | $21.0M | $10.5M | $8.8k | 9.43% | 2,049 | 3040 |
| 2025Q4 | $22.3M | $20.0M | $10.7M | $29.3k | 9.80% | 2,061 | 3073 |
| 2025Q3 | $21.2M | $18.9M | $10.9M | $43.4k | 10.31% | 2,070 | 3125 |
| 2025Q2 | $20.7M | $18.4M | $10.9M | $-13.6k | 10.60% | 2,067 | 3166 |
| 2025Q1 | $20.3M | $18.1M | $11.1M | $-18.8k | 10.59% | 2,065 | 3205 |
| 2024Q4 | $20.9M | $18.6M | $11.5M | $-21.5k | 10.38% | 2,088 | 3193 |
| 2024Q3 | $20.4M | $18.1M | $11.9M | $-28.0k | 10.69% | 2,081 | 3226 |
| 2024Q2 | $19.7M | $17.4M | $12.3M | $-22.7k | 11.12% | 2,083 | 3270 |
| 2024Q1 | $19.5M | $16.3M | $12.4M | $-23.3k | 11.21% | 2,077 | 3303 |
| 2023Q4 | $19.7M | $16.1M | $12.3M | $-73.3k | 11.22% | 2,102 | 3302 |
| 2023Q3 | $20.5M | $17.0M | $12.0M | $-31.8k | 10.91% | 2,097 | 3301 |
| 2023Q2 | $20.6M | $17.3M | $11.7M | $-29.4k | 10.86% | 2,085 | 3316 |
| 2023Q1 | $19.8M | $17.4M | $11.0M | $-4.0k | 11.46% | 2,067 | 3371 |
| 2022Q4 | $17.9M | $14.9M | $10.3M | $94.6k | 12.67% | 2,014 | 3458 |
| 2022Q3 | $17.9M | $14.8M | $9.7M | $141.1k | 12.78% | 2,018 | 3491 |
| 2022Q2 | $16.9M | $14.3M | $8.7M | $35.4k | 12.89% | 2,008 | 3541 |
| 2022Q1 | $16.9M | $14.5M | $7.9M | $28.4k | 12.88% | 1,995 | 3578 |
| 2021Q4 | $16.2M | $13.9M | $7.8M | $114.7k | 13.35% | 1,992 | 3606 |
| 2021Q3 | $16.2M | $13.8M | $7.7M | $96.0k | 13.29% | 1,917 | 3616 |
| 2021Q2 | $16.0M | $13.7M | $7.3M | $47.6k | 13.13% | 1,911 | 3630 |
| 2021Q1 | $15.2M | $13.0M | $7.2M | $2.1k | 13.48% | 1,937 | 3697 |
| 2020Q4 | $14.6M | $12.4M | $7.3M | $42.3k | 14.03% | 1,929 | 3699 |
| 2020Q3 | $14.8M | $12.6M | $7.3M | $16.6k | 13.71% | 1,921 | 3685 |
| 2020Q2 | $14.1M | $11.9M | $7.2M | $-2.5k | 14.26% | 1,908 | 3719 |
| 2020Q1 | $13.2M | $11.0M | $7.0M | $-24.2k | 15.08% | 1,900 | 3743 |
| 2019Q4 | $12.7M | $10.2M | $6.8M | $-130.7k | 15.81% | 1,897 | 3767 |
| 2019Q3 | $12.8M | $10.5M | $6.6M | $-137.2k | 15.67% | 1,905 | 3775 |
| 2019Q2 | $13.0M | $10.8M | $6.3M | $-15.2k | 16.31% | 1,884 | 3770 |
| 2019Q1 | $13.6M | $11.3M | $6.3M | $-19.8k | 15.57% | 1,911 | 3742 |
| 2018Q4 | $13.1M | $10.7M | $6.3M | $-111.9k | 16.41% | 1,953 | 3784 |
| 2018Q3 | $13.3M | $10.9M | $6.3M | $-86.0k | 16.28% | 1,944 | 3785 |
| 2018Q2 | $13.4M | $11.2M | $6.4M | $-50.4k | 16.45% | 1,983 | 3796 |
| 2018Q1 | $14.0M | $11.7M | $6.3M | $-48.3k | 15.78% | 2,125 | 3781 |
| 2017Q4 | $13.8M | $11.4M | $6.8M | $2.4k | 16.37% | 2,130 | 3790 |
| 2017Q3 | $13.9M | $11.5M | $7.0M | $16.2k | 16.28% | 2,103 | 3811 |
| 2017Q2 | $14.2M | $11.8M | $7.2M | $36.3k | 15.87% | 1,885 | 3817 |
| 2017Q1 | $14.7M | $12.2M | $7.1M | $17.8k | 15.48% | 1,894 | 3793 |
| 2016Q4 | $14.0M | $11.5M | $7.4M | $-54.4k | 16.14% | 1,908 | 3838 |
| 2016Q3 | $13.9M | $11.4M | $7.8M | $12.9k | 16.69% | 1,946 | 3858 |
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