credit union · NCUA 65356 · PA
How big is FRANKLIN-OIL CREDIT UNION?
FRANKLIN-OIL CREDIT UNION (PA, NCUA charter 65356) reported total assets of $40.7M, 5,735 members and a net worth ratio of 14.54% in its Call Report for 2026Q2. That ranks 2576 of 4,299 federally insured credit unions by assets, 183 of 1,135 among credit unions with $10m-$50m in assets, 135 of 269 credit unions in pennsylvania.
What stands out
FRANKLIN-OIL CREDIT UNION (PA, NCUA charter 65356) reported total assets of $40.7M, 5,735 members and a net worth ratio of 14.54% in its Call Report for 2026Q2. That ranks 2576 of 4,299 federally insured credit unions by assets, 183 of 1,135 among credit unions with $10m-$50m in assets, 135 of 269 credit unions in pennsylvania. Against its size class: net worth ratio 14.54%, above the peer median of 13.88%; loan-to-share ratio 73.75%, above the peer median of 57.77%; return on assets 0.12%, below the peer median of 0.70%. At 14.54% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $40.7M | $25.2M | $40.7M | $68.3M | record → |
| Shares and deposits | $34.7M | $21.4M | $35.9M | $58.3M | record → |
| Loans outstanding | $25.6M | $11.2M | $14.4M | $34.4M | record → |
| Net income (year to date) | $24.9k | $82.1k | $173.1k | $222.2k | record → |
| Net worth | $5.9M | $3.4M | $5.1M | $9.0M | record → |
| Net worth ratio | 14.54% | 13.88% | 13.53% | 12.65% | record → |
| Loan-to-share ratio | 73.75% | 57.77% | 52.54% | 68.70% | computed |
| Return on assets | 0.12% | 0.70% | 0.79% | 0.71% | computed |
| Members | 5,735 | 2,092 | 3,118 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $40.7M | $34.7M | $25.6M | $24.9k | 14.54% | 5,735 | 2576 |
| 2026Q1 | $40.8M | $34.8M | $26.0M | $668 | 14.46% | 5,781 | 2583 |
| 2025Q4 | $38.5M | $32.5M | $25.9M | $63.4k | 15.32% | 5,803 | 2640 |
| 2025Q3 | $37.9M | $31.9M | $25.4M | $19.9k | 15.46% | 5,865 | 2660 |
| 2025Q2 | $39.2M | $33.3M | $24.4M | $-18.8k | 14.84% | 5,822 | 2638 |
| 2025Q1 | $40.0M | $34.0M | $22.5M | $-5.6k | 14.59% | 5,811 | 2639 |
| 2024Q4 | $37.7M | $31.7M | $22.0M | $327.5k | 15.49% | 5,806 | 2698 |
| 2024Q3 | $37.8M | $31.8M | $21.7M | $349.8k | 15.51% | 5,827 | 2701 |
| 2024Q2 | $38.8M | $32.8M | $21.8M | $262.6k | 14.89% | 5,883 | 2684 |
| 2024Q1 | $38.6M | $32.8M | $22.0M | $137.9k | 14.63% | 5,923 | 2707 |
| 2023Q4 | $36.7M | $31.1M | $22.2M | $265.4k | 15.00% | 5,990 | 2755 |
| 2023Q3 | $38.4M | $32.6M | $22.4M | $389.9k | 14.68% | 6,046 | 2716 |
| 2023Q2 | $38.0M | $32.4M | $21.8M | $258.0k | 14.47% | 6,072 | 2733 |
| 2023Q1 | $38.4M | $32.9M | $21.4M | $126.5k | 13.98% | 6,099 | 2745 |
| 2022Q4 | $39.0M | $33.6M | $21.7M | $370.5k | 13.45% | 6,166 | 2737 |
| 2022Q3 | $43.1M | $37.8M | $21.7M | $334.7k | 12.07% | 6,213 | 2654 |
| 2022Q2 | $43.7M | $38.5M | $21.7M | $151.3k | 11.50% | 6,233 | 2650 |
| 2022Q1 | $44.7M | $39.6M | $22.0M | $117.3k | 11.17% | 6,265 | 2636 |
| 2021Q4 | $43.1M | $38.1M | $22.1M | $153.3k | 11.31% | 6,314 | 2651 |
| 2021Q3 | $43.4M | $38.2M | $23.0M | $339.8k | 11.67% | 6,413 | 2641 |
| 2021Q2 | $43.7M | $38.8M | $22.9M | $12.3k | 10.84% | 6,454 | 2638 |
| 2021Q1 | $43.7M | $38.9M | $22.1M | $-19.7k | 10.76% | 6,528 | 2646 |
| 2020Q4 | $40.4M | $35.5M | $22.5M | $249.5k | 11.69% | 6,626 | 2674 |
| 2020Q3 | $40.0M | $35.2M | $22.7M | $159.0k | 11.57% | 6,691 | 2656 |
| 2020Q2 | $41.8M | $37.1M | $23.2M | $193.5k | 11.14% | 6,800 | 2618 |
| 2020Q1 | $39.0M | $34.3M | $23.6M | $81.2k | 11.67% | 6,871 | 2614 |
| 2019Q4 | $38.2M | $33.6M | $24.3M | $-243.3k | 11.68% | 7,322 | 2601 |
| 2019Q3 | $38.6M | $33.8M | $25.0M | $-106.0k | 11.93% | 7,425 | 2592 |
| 2019Q2 | $39.1M | $34.2M | $25.1M | $-36.3k | 11.96% | 7,402 | 2590 |
| 2019Q1 | $39.8M | $35.0M | $25.0M | $-35.6k | 11.74% | 7,426 | 2580 |
| 2018Q4 | $38.8M | $33.9M | $26.3M | $238.3k | 12.14% | 7,578 | 2577 |
| 2018Q3 | $39.4M | $34.6M | $26.5M | $206.5k | 11.87% | 7,562 | 2575 |
| 2018Q2 | $40.0M | $35.3M | $26.7M | $122.6k | 11.48% | 7,562 | 2578 |
| 2018Q1 | $40.6M | $35.9M | $26.7M | $44.6k | 11.14% | 7,518 | 2563 |
| 2017Q4 | $39.3M | $34.7M | $27.0M | $230.4k | 11.37% | 8,110 | 2567 |
| 2017Q3 | $36.8M | $32.2M | $27.0M | $191.9k | 12.05% | 8,079 | 2661 |
| 2017Q2 | $37.8M | $33.3M | $26.6M | $106.4k | 11.51% | 8,024 | 2659 |
| 2017Q1 | $37.9M | $33.4M | $26.2M | $44.3k | 11.32% | 7,933 | 2657 |
| 2016Q4 | $37.6M | $33.1M | $26.3M | $208.5k | 11.37% | 7,948 | 2639 |
| 2016Q3 | $37.1M | $32.8M | $26.4M | $72.6k | 11.08% | 7,916 | 2663 |
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