credit union · NCUA 65299 · CA
How big is KEYPOINT?
KEYPOINT (CA, NCUA charter 65299) reported total assets of $1.7B, 55,581 members and a net worth ratio of 9.06% in its Call Report for 2026Q2. That ranks 304 of 4,299 federally insured credit unions by assets, 279 of 454 among credit unions with $1b-$10b in assets, 42 of 239 credit unions in california.
What stands out
KEYPOINT (CA, NCUA charter 65299) reported total assets of $1.7B, 55,581 members and a net worth ratio of 9.06% in its Call Report for 2026Q2. That ranks 304 of 4,299 federally insured credit unions by assets, 279 of 454 among credit unions with $1b-$10b in assets, 42 of 239 credit unions in california. Against its size class: net worth ratio 9.06%, below the peer median of 10.89%; loan-to-share ratio 98.38%, above the peer median of 88.03%; return on assets 0.29%, below the peer median of 0.80%. At 9.06% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.7B | $2.1B | $205.9M | $68.3M | record → |
| Shares and deposits | $1.3B | $1.8B | $179.4M | $58.3M | record → |
| Loans outstanding | $1.3B | $1.5B | $125.6M | $34.4M | record → |
| Net income (year to date) | $2.4M | $8.3M | $432.9k | $222.2k | record → |
| Net worth | $149.9M | $244.6M | $25.9M | $9.0M | record → |
| Net worth ratio | 9.06% | 10.89% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 98.38% | 88.03% | 72.15% | 68.70% | computed |
| Return on assets | 0.29% | 0.80% | 0.56% | 0.71% | computed |
| Members | 55,581 | 115,183 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.7B | $1.3B | $1.3B | $2.4M | 9.06% | 55,581 | 304 |
| 2026Q1 | $1.7B | $1.4B | $1.3B | $1.5M | 9.00% | 55,225 | 293 |
| 2025Q4 | $1.7B | $1.4B | $1.3B | $4.3M | 9.03% | 54,664 | 294 |
| 2025Q3 | $1.6B | $1.4B | $1.3B | $3.9M | 9.34% | 54,791 | 294 |
| 2025Q2 | $1.6B | $1.3B | $1.3B | $3.0M | 9.49% | 54,244 | 301 |
| 2025Q1 | $1.6B | $1.4B | $1.3B | $2.4M | 9.29% | 54,032 | 297 |
| 2024Q4 | $1.6B | $1.4B | $1.3B | $4.0M | 9.17% | 53,714 | 296 |
| 2024Q3 | $1.7B | $1.3B | $1.3B | $4.4M | 9.11% | 53,678 | 290 |
| 2024Q2 | $1.7B | $1.3B | $1.3B | $3.1M | 9.08% | 53,690 | 290 |
| 2024Q1 | $1.7B | $1.4B | $1.3B | $1.6M | 8.90% | 53,874 | 283 |
| 2023Q4 | $1.7B | $1.3B | $1.3B | $5.5M | 8.87% | 53,272 | 281 |
| 2023Q3 | $1.7B | $1.3B | $1.3B | $5.6M | 8.89% | 53,525 | 277 |
| 2023Q2 | $1.7B | $1.3B | $1.3B | $4.9M | 8.69% | 54,537 | 273 |
| 2023Q1 | $1.8B | $1.3B | $1.4B | $2.1M | 8.38% | 54,569 | 266 |
| 2022Q4 | $1.8B | $1.3B | $1.4B | $6.8M | 8.36% | 62,334 | 260 |
| 2022Q3 | $1.8B | $1.4B | $1.4B | $5.6M | 8.49% | 61,876 | 255 |
| 2022Q2 | $1.7B | $1.4B | $1.3B | $4.3M | 8.64% | 60,416 | 265 |
| 2022Q1 | $1.7B | $1.4B | $1.2B | $2.9M | 8.72% | 59,564 | 266 |
| 2021Q4 | $1.6B | $1.4B | $1.1B | $28.7M | 8.61% | 59,046 | 266 |
| 2021Q3 | $1.6B | $1.3B | $1.0B | $29.7M | 8.91% | 59,245 | 262 |
| 2021Q2 | $1.6B | $1.3B | $968.8M | $28.7M | 9.12% | 59,427 | 263 |
| 2021Q1 | $1.6B | $1.3B | $1.1B | $26.8M | 9.18% | 59,781 | 252 |
| 2020Q4 | $1.5B | $1.2B | $1.0B | $2.8M | 7.77% | 59,863 | 257 |
| 2020Q3 | $1.4B | $1.2B | $1.0B | $1.7M | 7.98% | 60,644 | 257 |
| 2020Q2 | $1.4B | $1.2B | $1.1B | $463.1k | 8.07% | 61,363 | 250 |
| 2020Q1 | $1.3B | $1.1B | $1.0B | $335.5k | 8.32% | 61,378 | 250 |
| 2019Q4 | $1.3B | $1.0B | $1.0B | $3.6M | 8.38% | 61,603 | 248 |
| 2019Q3 | $1.3B | $1.0B | $1.0B | $2.6M | 8.29% | 61,583 | 244 |
| 2019Q2 | $1.3B | $1.0B | $1.0B | $1.2M | 8.24% | 61,468 | 246 |
| 2019Q1 | $1.3B | $1.1B | $1.0B | $272.3k | 8.13% | 61,049 | 242 |
| 2018Q4 | $1.3B | $1.0B | $1.1B | $8.0M | 8.15% | 60,069 | 235 |
| 2018Q3 | $1.3B | $1.0B | $1.1B | $6.1M | 8.13% | 59,528 | 229 |
| 2018Q2 | $1.3B | $986.1M | $1.0B | $4.3M | 8.15% | 58,738 | 230 |
| 2018Q1 | $1.3B | $1.0B | $1.0B | $1.6M | 8.07% | 57,893 | 231 |
| 2017Q4 | $1.2B | $956.4M | $993.8M | $4.9M | 8.13% | 56,642 | 239 |
| 2017Q3 | $1.2B | $920.3M | $986.0M | $3.1M | 8.21% | 55,419 | 236 |
| 2017Q2 | $1.2B | $908.9M | $962.5M | $2.0M | 8.29% | 54,031 | 235 |
| 2017Q1 | $1.2B | $928.6M | $943.2M | $735.3k | 8.40% | 53,199 | 240 |
| 2016Q4 | $1.1B | $893.3M | $864.6M | $8.2M | 8.60% | 52,673 | 259 |
| 2016Q3 | $1.1B | $918.0M | $915.7M | $4.8M | 8.36% | 53,125 | 240 |
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