credit union · NCUA 65238 · IA
How big is CENT?
CENT (IA, NCUA charter 65238) reported total assets of $166.0M, 11,556 members and a net worth ratio of 12.73% in its Call Report for 2026Q2. That ranks 1430 of 4,299 federally insured credit unions by assets, 671 of 1,061 among credit unions with $100m-$500m in assets, 21 of 66 credit unions in iowa.
What stands out
CENT (IA, NCUA charter 65238) reported total assets of $166.0M, 11,556 members and a net worth ratio of 12.73% in its Call Report for 2026Q2. That ranks 1430 of 4,299 federally insured credit unions by assets, 671 of 1,061 among credit unions with $100m-$500m in assets, 21 of 66 credit unions in iowa. Against its size class: net worth ratio 12.73%, above the peer median of 11.65%; loan-to-share ratio 92.12%, above the peer median of 73.15%; return on assets 0.89%, above the peer median of 0.74%. At 12.73% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $166.0M | $198.1M | $88.5M | $68.3M | record → |
| Shares and deposits | $144.6M | $172.3M | $76.7M | $58.3M | record → |
| Loans outstanding | $133.2M | $125.2M | $49.4M | $34.4M | record → |
| Net income (year to date) | $741.1k | $766.3k | $231.7k | $222.2k | record → |
| Net worth | $21.1M | $24.5M | $10.7M | $9.0M | record → |
| Net worth ratio | 12.73% | 11.65% | 13.21% | 12.65% | record → |
| Loan-to-share ratio | 92.12% | 73.15% | 77.80% | 68.70% | computed |
| Return on assets | 0.89% | 0.74% | 1.01% | 0.71% | computed |
| Members | 11,556 | 13,230 | 6,500 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $166.0M | $144.6M | $133.2M | $741.1k | 12.73% | 11,556 | 1430 |
| 2026Q1 | $165.9M | $144.5M | $127.5M | $338.1k | 12.50% | 11,472 | 1426 |
| 2025Q4 | $162.0M | $141.0M | $126.9M | $1.1M | 12.59% | 11,425 | 1441 |
| 2025Q3 | $167.8M | $146.9M | $127.5M | $861.0k | 12.00% | 11,517 | 1409 |
| 2025Q2 | $172.5M | $152.1M | $124.6M | $523.9k | 11.48% | 11,447 | 1393 |
| 2025Q1 | $174.8M | $154.8M | $122.4M | $171.1k | 11.12% | 11,386 | 1378 |
| 2024Q4 | $169.3M | $149.5M | $121.7M | $1.2M | 11.38% | 11,365 | 1389 |
| 2024Q3 | $158.9M | $140.0M | $118.2M | $1.1M | 12.03% | 11,268 | 1435 |
| 2024Q2 | $160.4M | $141.4M | $115.5M | $776.4k | 11.72% | 11,280 | 1432 |
| 2024Q1 | $161.3M | $142.9M | $115.9M | $384.9k | 11.42% | 11,264 | 1433 |
| 2023Q4 | $151.7M | $133.4M | $117.9M | $1.2M | 11.88% | 11,245 | 1467 |
| 2023Q3 | $147.1M | $128.9M | $117.9M | $985.1k | 12.10% | 11,334 | 1491 |
| 2023Q2 | $152.9M | $135.3M | $113.6M | $866.5k | 11.59% | 11,365 | 1458 |
| 2023Q1 | $159.9M | $142.5M | $111.8M | $564.9k | 10.89% | 11,154 | 1433 |
| 2022Q4 | $73.2M | $64.1M | $61.6M | $574.1k | 12.18% | 5,850 | 2139 |
| 2022Q3 | $74.0M | $64.9M | $61.5M | $486.9k | 11.94% | 5,984 | 2144 |
| 2022Q2 | $72.3M | $64.0M | $61.2M | $275.0k | 11.93% | 5,988 | 2168 |
| 2022Q1 | $71.3M | $63.8M | $58.4M | $141.0k | 11.90% | 5,969 | 2191 |
| 2021Q4 | $71.7M | $63.2M | $56.9M | $505.4k | 11.64% | 5,954 | 2165 |
| 2021Q3 | $70.3M | $61.7M | $55.2M | $357.1k | 11.66% | 5,991 | 2173 |
| 2021Q2 | $71.0M | $62.5M | $54.1M | $269.7k | 11.42% | 5,956 | 2158 |
| 2021Q1 | $71.4M | $63.0M | $53.4M | $112.4k | 11.13% | 5,993 | 2155 |
| 2020Q4 | $65.3M | $57.1M | $52.6M | $400.0k | 12.01% | 5,941 | 2190 |
| 2020Q3 | $63.1M | $55.1M | $51.7M | $251.9k | 12.18% | 5,914 | 2197 |
| 2020Q2 | $62.8M | $54.8M | $49.2M | $75.0k | 11.97% | 5,846 | 2189 |
| 2020Q1 | $60.7M | $52.9M | $48.0M | $35.0k | 12.32% | 5,754 | 2165 |
| 2019Q4 | $56.7M | $48.9M | $48.0M | $251.3k | 13.32% | 5,698 | 2212 |
| 2019Q3 | $53.3M | $45.7M | $46.3M | $83.4k | 13.87% | 5,665 | 2270 |
| 2019Q2 | $53.2M | $45.4M | $44.6M | $100.2k | 13.91% | 5,556 | 2281 |
| 2019Q1 | $53.1M | $45.5M | $43.7M | $33.9k | 13.81% | 5,487 | 2282 |
| 2018Q4 | $51.1M | $43.6M | $42.8M | $10.7k | 14.30% | 5,408 | 2300 |
| 2018Q3 | $51.3M | $43.5M | $42.8M | $185.7k | 14.59% | 5,366 | 2302 |
| 2018Q2 | $52.2M | $44.5M | $41.7M | $109.9k | 14.17% | 5,237 | 2292 |
| 2018Q1 | $52.2M | $44.6M | $39.0M | $30.0k | 13.63% | 5,113 | 2304 |
| 2017Q4 | $49.2M | $41.6M | $38.7M | $160.1k | 14.41% | 4,984 | 2339 |
| 2017Q3 | $47.5M | $39.9M | $37.7M | $141.1k | 14.88% | 4,930 | 2386 |
| 2017Q2 | $47.8M | $40.4M | $37.0M | $103.1k | 14.69% | 4,771 | 2394 |
| 2017Q1 | $47.7M | $40.1M | $35.7M | $80.4k | 15.14% | 4,643 | 2403 |
| 2016Q4 | $43.9M | $36.5M | $34.3M | $345.4k | 16.25% | 4,594 | 2463 |
| 2016Q3 | $42.6M | $35.4M | $32.6M | $313.1k | 16.66% | 4,683 | 2495 |
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