credit union · NCUA 64970 · OH
How big is UNIVERSAL 1?
UNIVERSAL 1 (OH, NCUA charter 64970) reported total assets of $424.7M, 37,976 members and a net worth ratio of 12.42% in its Call Report for 2026Q2. That ranks 842 of 4,299 federally insured credit unions by assets, 83 of 1,061 among credit unions with $100m-$500m in assets, 25 of 192 credit unions in ohio.
What stands out
UNIVERSAL 1 (OH, NCUA charter 64970) reported total assets of $424.7M, 37,976 members and a net worth ratio of 12.42% in its Call Report for 2026Q2. That ranks 842 of 4,299 federally insured credit unions by assets, 83 of 1,061 among credit unions with $100m-$500m in assets, 25 of 192 credit unions in ohio. Against its size class: net worth ratio 12.42%, above the peer median of 11.65%; loan-to-share ratio 57.98%, below the peer median of 73.15%; return on assets 0.71%, below the peer median of 0.74%. At 12.42% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $424.7M | $198.1M | $65.8M | $68.3M | record → |
| Shares and deposits | $370.1M | $172.3M | $57.9M | $58.3M | record → |
| Loans outstanding | $214.6M | $125.2M | $30.5M | $34.4M | record → |
| Net income (year to date) | $1.5M | $766.3k | $232.8k | $222.2k | record → |
| Net worth | $52.8M | $24.5M | $8.1M | $9.0M | record → |
| Net worth ratio | 12.42% | 11.65% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 57.98% | 73.15% | 64.09% | 68.70% | computed |
| Return on assets | 0.71% | 0.74% | 0.73% | 0.71% | computed |
| Members | 37,976 | 13,230 | 5,106 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $424.7M | $370.1M | $214.6M | $1.5M | 12.42% | 37,976 | 842 |
| 2026Q1 | $429.1M | $375.3M | $209.0M | $634.3k | 12.09% | 38,419 | 833 |
| 2025Q4 | $422.2M | $368.3M | $212.5M | $4.1M | 12.14% | 38,908 | 829 |
| 2025Q3 | $419.5M | $367.0M | $215.6M | $3.9M | 12.18% | 39,768 | 829 |
| 2025Q2 | $424.1M | $372.7M | $216.1M | $3.3M | 11.90% | 34,660 | 824 |
| 2025Q1 | $424.2M | $374.1M | $215.6M | $2.8M | 11.79% | 34,811 | 825 |
| 2024Q4 | $417.7M | $371.9M | $219.4M | $729.5k | 11.30% | 46,445 | 824 |
| 2024Q3 | $416.2M | $369.8M | $219.9M | $597.6k | 11.31% | 46,739 | 824 |
| 2024Q2 | $418.3M | $375.3M | $223.1M | $497.8k | 11.23% | 47,253 | 825 |
| 2024Q1 | $417.9M | $376.3M | $236.8M | $241.5k | 11.18% | 47,758 | 828 |
| 2023Q4 | $417.0M | $374.8M | $249.3M | $3.1M | 11.14% | 48,021 | 819 |
| 2023Q3 | $426.2M | $386.6M | $256.3M | $2.7M | 10.81% | 48,319 | 802 |
| 2023Q2 | $442.3M | $403.7M | $262.9M | $1.8M | 10.21% | 48,613 | 774 |
| 2023Q1 | $445.7M | $407.5M | $265.4M | $626.7k | 9.86% | 48,696 | 778 |
| 2022Q4 | $453.1M | $417.2M | $266.6M | $1.8M | 9.56% | 48,702 | 756 |
| 2022Q3 | $459.7M | $424.6M | $264.6M | $1.8M | 9.42% | 48,782 | 744 |
| 2022Q2 | $471.2M | $433.4M | $251.7M | $887.5k | 9.00% | 48,696 | 735 |
| 2022Q1 | $475.2M | $435.4M | $241.9M | $457.2k | 8.84% | 48,608 | 735 |
| 2021Q4 | $475.8M | $432.5M | $240.7M | $3.9M | 8.73% | 48,622 | 722 |
| 2021Q3 | $471.5M | $429.4M | $241.3M | $2.0M | 8.41% | 48,818 | 720 |
| 2021Q2 | $473.2M | $431.3M | $236.0M | $1.4M | 8.25% | 48,915 | 713 |
| 2021Q1 | $472.4M | $433.0M | $237.3M | $401.0k | 8.05% | 49,111 | 711 |
| 2020Q4 | $452.6M | $411.5M | $247.9M | $844.5k | 8.31% | 50,758 | 702 |
| 2020Q3 | $440.7M | $400.3M | $255.6M | $400.7k | 8.44% | 51,141 | 698 |
| 2020Q2 | $445.9M | $405.6M | $266.8M | $304.9k | 8.32% | 51,607 | 689 |
| 2020Q1 | $426.8M | $386.6M | $286.2M | $244.3k | 8.68% | 52,050 | 673 |
| 2019Q4 | $423.7M | $383.3M | $305.1M | $1.7M | 8.68% | 52,578 | 662 |
| 2019Q3 | $421.8M | $381.6M | $320.1M | $1.4M | 8.66% | 52,995 | 654 |
| 2019Q2 | $422.7M | $384.1M | $331.9M | $833.6k | 8.50% | 53,404 | 651 |
| 2019Q1 | $425.6M | $387.7M | $337.2M | $188.4k | 8.29% | 53,559 | 645 |
| 2018Q4 | $416.1M | $378.5M | $347.4M | $843.9k | 8.44% | 53,670 | 637 |
| 2018Q3 | $419.4M | $381.0M | $346.8M | $550.2k | 8.30% | 53,554 | 634 |
| 2018Q2 | $427.9M | $389.7M | $337.7M | $216.6k | 8.06% | 53,256 | 626 |
| 2018Q1 | $427.8M | $389.5M | $333.9M | $185.2k | 8.05% | 52,930 | 626 |
| 2017Q4 | $419.1M | $381.2M | $337.2M | $728.1k | 8.18% | 52,685 | 621 |
| 2017Q3 | $421.4M | $383.1M | $336.2M | $721.3k | 8.13% | 52,489 | 616 |
| 2017Q2 | $423.8M | $385.8M | $334.2M | $660.7k | 8.07% | 52,413 | 612 |
| 2017Q1 | $425.1M | $387.4M | $322.8M | $280.2k | 7.95% | 52,687 | 610 |
| 2016Q4 | $416.4M | $379.1M | $313.8M | $199.1k | 8.05% | 52,261 | 606 |
| 2016Q3 | $413.9M | $376.3M | $311.0M | $134.6k | 8.09% | 52,058 | 599 |
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