credit union · NCUA 649 · PA
How big is VALLEY 1ST COMMUNITY?
VALLEY 1ST COMMUNITY (PA, NCUA charter 649) reported total assets of $106.9M, 7,411 members and a net worth ratio of 23.12% in its Call Report for 2026Q2. That ranks 1773 of 4,299 federally insured credit unions by assets, 1014 of 1,061 among credit unions with $100m-$500m in assets, 84 of 269 credit unions in pennsylvania.
What stands out
VALLEY 1ST COMMUNITY (PA, NCUA charter 649) reported total assets of $106.9M, 7,411 members and a net worth ratio of 23.12% in its Call Report for 2026Q2. That ranks 1773 of 4,299 federally insured credit unions by assets, 1014 of 1,061 among credit unions with $100m-$500m in assets, 84 of 269 credit unions in pennsylvania. Against its size class: net worth ratio 23.12%, above the peer median of 11.65%; loan-to-share ratio 71.01%, below the peer median of 73.15%; return on assets 1.69%, above the peer median of 0.74%. At 23.12% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $106.9M | $198.1M | $40.7M | $68.3M | record → |
| Shares and deposits | $82.7M | $172.3M | $35.9M | $58.3M | record → |
| Loans outstanding | $58.7M | $125.2M | $14.4M | $34.4M | record → |
| Net income (year to date) | $901.6k | $766.3k | $173.1k | $222.2k | record → |
| Net worth | $24.7M | $24.5M | $5.1M | $9.0M | record → |
| Net worth ratio | 23.12% | 11.65% | 13.53% | 12.65% | record → |
| Loan-to-share ratio | 71.01% | 73.15% | 52.54% | 68.70% | computed |
| Return on assets | 1.69% | 0.74% | 0.79% | 0.71% | computed |
| Members | 7,411 | 13,230 | 3,118 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $106.9M | $82.7M | $58.7M | $901.6k | 23.12% | 7,411 | 1773 |
| 2026Q1 | $104.2M | $79.7M | $58.1M | $407.5k | 23.24% | 7,342 | 1792 |
| 2025Q4 | $103.3M | $79.2M | $56.9M | $1.1M | 23.06% | 7,327 | 1796 |
| 2025Q3 | $102.3M | $77.9M | $55.1M | $1.1M | 23.35% | 7,444 | 1808 |
| 2025Q2 | $101.2M | $77.4M | $54.7M | $648.3k | 23.13% | 7,450 | 1818 |
| 2025Q1 | $99.7M | $75.7M | $53.2M | $264.9k | 23.10% | 7,382 | 1833 |
| 2024Q4 | $97.5M | $73.8M | $53.4M | $819.1k | 23.34% | 7,319 | 1840 |
| 2024Q3 | $97.0M | $73.2M | $51.6M | $844.4k | 23.48% | 7,244 | 1849 |
| 2024Q2 | $97.4M | $73.9M | $50.1M | $610.1k | 23.14% | 7,157 | 1848 |
| 2024Q1 | $98.2M | $75.0M | $48.8M | $302.7k | 22.64% | 7,142 | 1853 |
| 2023Q4 | $99.9M | $77.1M | $47.8M | $711.7k | 21.95% | 7,074 | 1821 |
| 2023Q3 | $98.5M | $75.8M | $47.3M | $703.2k | 22.25% | 7,008 | 1833 |
| 2023Q2 | $100.0M | $77.5M | $44.7M | $455.5k | 21.69% | 6,886 | 1817 |
| 2023Q1 | $101.6M | $79.4M | $42.4M | $213.0k | 21.09% | 6,914 | 1808 |
| 2022Q4 | $100.1M | $78.0M | $40.2M | $381.3k | 21.20% | 6,711 | 1824 |
| 2022Q3 | $99.8M | $77.2M | $37.7M | $241.0k | 21.73% | 6,632 | 1834 |
| 2022Q2 | $98.7M | $76.2M | $33.9M | $138.7k | 21.86% | 6,552 | 1845 |
| 2022Q1 | $97.2M | $74.7M | $31.4M | $71.4k | 22.12% | 6,604 | 1859 |
| 2021Q4 | $95.5M | $72.9M | $30.5M | $672.5k | 22.45% | 6,656 | 1863 |
| 2021Q3 | $95.5M | $72.9M | $29.6M | $636.9k | 22.42% | 6,665 | 1853 |
| 2021Q2 | $94.9M | $72.8M | $28.1M | $308.4k | 22.20% | 6,802 | 1857 |
| 2021Q1 | $93.9M | $71.9M | $26.3M | $213.1k | 22.35% | 6,867 | 1862 |
| 2020Q4 | $89.7M | $68.0M | $25.5M | $486.8k | 23.14% | 6,900 | 1855 |
| 2020Q3 | $88.9M | $67.4M | $24.5M | $346.2k | 23.19% | 6,915 | 1844 |
| 2020Q2 | $87.9M | $66.4M | $24.4M | $231.2k | 23.34% | 6,888 | 1842 |
| 2020Q1 | $85.0M | $63.8M | $24.3M | $129.1k | 23.99% | 6,956 | 1803 |
| 2019Q4 | $83.6M | $62.3M | $25.0M | $385.8k | 24.26% | 7,003 | 1798 |
| 2019Q3 | $84.3M | $63.2M | $24.9M | $253.0k | 23.91% | 7,017 | 1787 |
| 2019Q2 | $84.2M | $63.2M | $25.3M | $181.1k | 23.84% | 7,038 | 1789 |
| 2019Q1 | $84.1M | $63.3M | $25.8M | $39.0k | 23.69% | 7,093 | 1798 |
| 2018Q4 | $83.0M | $62.3M | $26.9M | $405.7k | 23.97% | 7,602 | 1782 |
| 2018Q3 | $82.9M | $62.3M | $27.3M | $299.4k | 23.85% | 10,192 | 1794 |
| 2018Q2 | $83.6M | $63.1M | $27.7M | $167.8k | 23.52% | 10,173 | 1800 |
| 2018Q1 | $83.6M | $63.3M | $28.3M | $86.3k | 23.40% | 10,458 | 1797 |
| 2017Q4 | $82.4M | $62.1M | $28.8M | $261.0k | 23.65% | 10,507 | 1785 |
| 2017Q3 | $83.0M | $62.8M | $29.2M | $195.3k | 23.39% | 10,486 | 1785 |
| 2017Q2 | $85.1M | $65.1M | $29.0M | $120.1k | 22.72% | 10,469 | 1768 |
| 2017Q1 | $84.7M | $64.7M | $29.3M | $65.2k | 22.77% | 10,522 | 1776 |
| 2016Q4 | $84.9M | $65.0M | $30.1M | $215.9k | 22.65% | 10,536 | 1749 |
| 2016Q3 | $85.3M | $65.5M | $30.4M | $105.3k | 22.41% | 10,501 | 1742 |
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