credit union · NCUA 64880 · MI
How big is COMMUNITY CHOICE?
COMMUNITY CHOICE (MI, NCUA charter 64880) reported total assets of $2.1B, 115,511 members and a net worth ratio of 9.52% in its Call Report for 2026Q2. That ranks 250 of 4,299 federally insured credit unions by assets, 225 of 454 among credit unions with $1b-$10b in assets, 13 of 169 credit unions in michigan.
What stands out
COMMUNITY CHOICE (MI, NCUA charter 64880) reported total assets of $2.1B, 115,511 members and a net worth ratio of 9.52% in its Call Report for 2026Q2. That ranks 250 of 4,299 federally insured credit unions by assets, 225 of 454 among credit unions with $1b-$10b in assets, 13 of 169 credit unions in michigan. Against its size class: net worth ratio 9.52%, below the peer median of 10.89%; loan-to-share ratio 87.31%, below the peer median of 88.03%; return on assets 1.35%, above the peer median of 0.80%. At 9.52% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.1B | $2.1B | $186.5M | $68.3M | record → |
| Shares and deposits | $1.8B | $1.8B | $160.8M | $58.3M | record → |
| Loans outstanding | $1.6B | $1.5B | $115.9M | $34.4M | record → |
| Net income (year to date) | $14.3M | $8.3M | $792.8k | $222.2k | record → |
| Net worth | $201.3M | $244.6M | $22.8M | $9.0M | record → |
| Net worth ratio | 9.52% | 10.89% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 87.31% | 88.03% | 68.71% | 68.70% | computed |
| Return on assets | 1.35% | 0.80% | 0.92% | 0.71% | computed |
| Members | 115,511 | 115,183 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $2.1B | $1.8B | $1.6B | $14.3M | 9.52% | 115,511 | 250 |
| 2026Q1 | $2.1B | $1.8B | $1.6B | $7.2M | 9.36% | 115,119 | 254 |
| 2025Q4 | $2.0B | $1.7B | $1.6B | $16.1M | 9.26% | 115,153 | 261 |
| 2025Q3 | $2.0B | $1.7B | $1.6B | $9.5M | 9.09% | 115,548 | 259 |
| 2025Q2 | $1.9B | $1.6B | $1.5B | $6.0M | 9.10% | 115,318 | 261 |
| 2025Q1 | $1.9B | $1.6B | $1.5B | $2.9M | 9.17% | 114,915 | 265 |
| 2024Q4 | $1.8B | $1.5B | $1.4B | $6.6M | 9.26% | 114,233 | 266 |
| 2024Q3 | $1.8B | $1.5B | $1.4B | $3.9M | 9.18% | 113,986 | 264 |
| 2024Q2 | $1.8B | $1.6B | $1.4B | $4.2M | 9.25% | 113,729 | 261 |
| 2024Q1 | $1.8B | $1.6B | $1.3B | $3.4M | 9.17% | 114,928 | 263 |
| 2023Q4 | $1.8B | $1.5B | $1.4B | $4.3M | 9.30% | 114,928 | 265 |
| 2023Q3 | $1.8B | $1.5B | $1.3B | $6.0M | 9.41% | 115,441 | 262 |
| 2023Q2 | $1.8B | $1.6B | $1.3B | $5.3M | 9.41% | 114,212 | 264 |
| 2023Q1 | $1.8B | $1.6B | $1.3B | $3.7M | 9.22% | 117,671 | 261 |
| 2022Q4 | $1.8B | $1.5B | $1.3B | $13.3M | 9.32% | 117,754 | 268 |
| 2022Q3 | $1.7B | $1.5B | $1.3B | $10.6M | 9.24% | 118,115 | 268 |
| 2022Q2 | $1.7B | $1.5B | $1.3B | $6.7M | 9.22% | 117,945 | 267 |
| 2022Q1 | $1.7B | $1.5B | $1.1B | $3.1M | 9.07% | 115,823 | 263 |
| 2021Q4 | $1.6B | $1.5B | $1.1B | $12.1M | 9.20% | 115,233 | 268 |
| 2021Q3 | $1.6B | $1.4B | $1.1B | $8.4M | 9.05% | 115,429 | 264 |
| 2021Q2 | $1.6B | $1.4B | $1.1B | $5.6M | 8.92% | 114,506 | 262 |
| 2021Q1 | $1.5B | $1.3B | $1.0B | $2.8M | 8.64% | 107,885 | 271 |
| 2020Q4 | $1.4B | $1.2B | $989.0M | $8.6M | 9.22% | 106,574 | 281 |
| 2020Q3 | $1.4B | $1.2B | $972.2M | $5.8M | 9.25% | 105,959 | 278 |
| 2020Q2 | $1.3B | $1.2B | $965.4M | $2.3M | 9.11% | 105,039 | 272 |
| 2020Q1 | $1.2B | $1.1B | $953.9M | $1.1M | 9.99% | 104,515 | 284 |
| 2019Q4 | $1.2B | $995.8M | $958.8M | $7.4M | 10.34% | 104,726 | 286 |
| 2019Q3 | $1.2B | $971.7M | $959.9M | $5.6M | 10.27% | 105,957 | 286 |
| 2019Q2 | $1.1B | $946.4M | $905.7M | $3.2M | 9.72% | 98,264 | 292 |
| 2019Q1 | $1.1B | $971.5M | $891.3M | $1.1M | 9.29% | 97,955 | 278 |
| 2018Q4 | $1.1B | $916.8M | $904.1M | $9.1M | 9.73% | 98,029 | 286 |
| 2018Q3 | $1.1B | $922.3M | $906.7M | $7.0M | 9.52% | 98,765 | 283 |
| 2018Q2 | $1.1B | $949.4M | $899.7M | $4.1M | 9.24% | 98,833 | 280 |
| 2018Q1 | $1.1B | $951.5M | $852.4M | $2.6M | 9.10% | 97,672 | 278 |
| 2017Q4 | $1.0B | $900.2M | $821.5M | $6.5M | 9.31% | 96,559 | 284 |
| 2017Q3 | $1.0B | $907.0M | $787.6M | $4.5M | 9.08% | 98,331 | 280 |
| 2017Q2 | $1.1B | $937.8M | $789.1M | $3.7M | 8.77% | 98,423 | 272 |
| 2017Q1 | $882.5M | $782.9M | $681.9M | $863.2k | 8.46% | 81,210 | 318 |
| 2016Q4 | $853.4M | $730.9M | $710.6M | $2.1M | 8.65% | 80,945 | 321 |
| 2016Q3 | $855.1M | $714.1M | $713.8M | $2.0M | 8.62% | 80,473 | 320 |
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