credit union · NCUA 64655 · MN
How big is NORTHERN COMMUNITIES?
NORTHERN COMMUNITIES (MN, NCUA charter 64655) reported total assets of $124.3M, 6,897 members and a net worth ratio of 10.79% in its Call Report for 2026Q2. That ranks 1658 of 4,299 federally insured credit unions by assets, 899 of 1,061 among credit unions with $100m-$500m in assets, 39 of 80 credit unions in minnesota.
What stands out
NORTHERN COMMUNITIES (MN, NCUA charter 64655) reported total assets of $124.3M, 6,897 members and a net worth ratio of 10.79% in its Call Report for 2026Q2. That ranks 1658 of 4,299 federally insured credit unions by assets, 899 of 1,061 among credit unions with $100m-$500m in assets, 39 of 80 credit unions in minnesota. Against its size class: net worth ratio 10.79%, below the peer median of 11.65%; loan-to-share ratio 92.99%, above the peer median of 73.15%; return on assets 0.56%, below the peer median of 0.74%. At 10.79% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $124.3M | $198.1M | $117.2M | $68.3M | record → |
| Shares and deposits | $108.9M | $172.3M | $102.2M | $58.3M | record → |
| Loans outstanding | $101.3M | $125.2M | $84.3M | $34.4M | record → |
| Net income (year to date) | $346.4k | $766.3k | $350.3k | $222.2k | record → |
| Net worth | $13.4M | $24.5M | $13.1M | $9.0M | record → |
| Net worth ratio | 10.79% | 11.65% | 12.56% | 12.65% | record → |
| Loan-to-share ratio | 92.99% | 73.15% | 77.94% | 68.70% | computed |
| Return on assets | 0.56% | 0.74% | 0.86% | 0.71% | computed |
| Members | 6,897 | 13,230 | 5,954 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $124.3M | $108.9M | $101.3M | $346.4k | 10.79% | 6,897 | 1658 |
| 2026Q1 | $126.8M | $111.9M | $98.8M | $266.0k | 10.51% | 6,869 | 1636 |
| 2025Q4 | $119.9M | $105.1M | $98.1M | $756.4k | 10.90% | 6,879 | 1676 |
| 2025Q3 | $117.3M | $102.5M | $95.2M | $601.0k | 11.05% | 6,825 | 1693 |
| 2025Q2 | $116.9M | $102.2M | $92.1M | $431.1k | 10.94% | 6,825 | 1698 |
| 2025Q1 | $114.2M | $100.1M | $89.4M | $67.9k | 10.88% | 6,780 | 1713 |
| 2024Q4 | $108.5M | $94.9M | $90.6M | $1.2M | 11.39% | 6,772 | 1748 |
| 2024Q3 | $105.3M | $92.0M | $91.6M | $918.5k | 11.51% | 6,715 | 1770 |
| 2024Q2 | $104.1M | $90.8M | $88.8M | $610.8k | 11.35% | 6,621 | 1788 |
| 2024Q1 | $104.6M | $91.6M | $85.3M | $316.2k | 11.01% | 6,521 | 1788 |
| 2023Q4 | $101.6M | $88.2M | $83.3M | $1.1M | 11.03% | 6,453 | 1804 |
| 2023Q3 | $102.5M | $89.9M | $79.0M | $927.4k | 10.78% | 6,394 | 1791 |
| 2023Q2 | $102.6M | $89.5M | $74.6M | $650.9k | 10.50% | 6,369 | 1790 |
| 2023Q1 | $104.8M | $93.4M | $68.3M | $367.1k | 10.01% | 6,275 | 1784 |
| 2022Q4 | $104.8M | $93.0M | $65.8M | $723.2k | 9.68% | 6,234 | 1777 |
| 2022Q3 | $106.1M | $95.1M | $63.0M | $449.4k | 9.30% | 6,255 | 1775 |
| 2022Q2 | $104.1M | $93.3M | $57.1M | $320.8k | 9.36% | 6,253 | 1793 |
| 2022Q1 | $104.0M | $93.5M | $53.5M | $179.8k | 9.23% | 6,217 | 1803 |
| 2021Q4 | $101.8M | $91.7M | $51.3M | $1.0M | 9.25% | 6,233 | 1803 |
| 2021Q3 | $100.4M | $90.2M | $51.3M | $982.5k | 9.34% | 6,237 | 1809 |
| 2021Q2 | $98.7M | $88.8M | $50.3M | $424.7k | 8.94% | 6,230 | 1815 |
| 2021Q1 | $97.1M | $87.8M | $50.5M | $119.5k | 8.76% | 6,230 | 1825 |
| 2020Q4 | $89.9M | $80.9M | $53.1M | $797.8k | 9.34% | 6,242 | 1853 |
| 2020Q3 | $86.9M | $77.9M | $54.0M | $607.2k | 9.44% | 6,307 | 1873 |
| 2020Q2 | $83.9M | $75.2M | $53.5M | $334.4k | 9.45% | 6,303 | 1901 |
| 2020Q1 | $77.5M | $69.1M | $53.9M | $137.1k | 9.98% | 6,375 | 1910 |
| 2019Q4 | $75.7M | $67.5M | $53.9M | $981.1k | 10.03% | 6,435 | 1903 |
| 2019Q3 | $75.9M | $67.8M | $53.2M | $791.9k | 9.75% | 6,519 | 1894 |
| 2019Q2 | $76.6M | $68.9M | $52.9M | $474.8k | 9.25% | 6,529 | 1889 |
| 2019Q1 | $76.8M | $69.3M | $51.5M | $174.3k | 8.83% | 6,582 | 1888 |
| 2018Q4 | $73.5M | $66.1M | $51.5M | $877.9k | 8.99% | 6,707 | 1912 |
| 2018Q3 | $74.6M | $67.3M | $48.9M | $625.3k | 8.53% | 6,874 | 1898 |
| 2018Q2 | $75.0M | $68.2M | $48.7M | $353.5k | 8.12% | 7,290 | 1908 |
| 2018Q1 | $74.3M | $67.8M | $48.3M | $159.8k | 7.93% | 7,385 | 1920 |
| 2017Q4 | $72.4M | $66.1M | $49.3M | $462.6k | 7.92% | 7,437 | 1923 |
| 2017Q3 | $73.7M | $67.5M | $49.3M | $285.5k | 7.54% | 7,723 | 1912 |
| 2017Q2 | $74.1M | $67.7M | $45.6M | $181.2k | 7.36% | 7,742 | 1912 |
| 2017Q1 | $73.6M | $67.6M | $44.9M | $51.1k | 7.24% | 7,763 | 1936 |
| 2016Q4 | $71.6M | $65.5M | $45.6M | $114.0k | 7.36% | 7,812 | 1935 |
| 2016Q3 | $72.0M | $66.3M | $45.8M | $15.3k | 7.18% | 7,951 | 1917 |
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