credit union · NCUA 64441 · IL
How big is HEARTLAND?
HEARTLAND (IL, NCUA charter 64441) reported total assets of $573.7M, 35,845 members and a net worth ratio of 13.74% in its Call Report for 2026Q2. That ranks 705 of 4,299 federally insured credit unions by assets, 226 of 280 among credit unions with $500m-$1b in assets, 23 of 188 credit unions in illinois.
What stands out
HEARTLAND (IL, NCUA charter 64441) reported total assets of $573.7M, 35,845 members and a net worth ratio of 13.74% in its Call Report for 2026Q2. That ranks 705 of 4,299 federally insured credit unions by assets, 226 of 280 among credit unions with $500m-$1b in assets, 23 of 188 credit unions in illinois. Against its size class: net worth ratio 13.74%, above the peer median of 10.59%; loan-to-share ratio 78.88%, below the peer median of 83.51%; return on assets 1.78%, above the peer median of 0.75%. At 13.74% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $573.7M | $714.8M | $23.9M | $68.3M | record → |
| Shares and deposits | $494.4M | $614.6M | $20.3M | $58.3M | record → |
| Loans outstanding | $390.0M | $502.2M | $11.9M | $34.4M | record → |
| Net income (year to date) | $5.1M | $2.5M | $75.2k | $222.2k | record → |
| Net worth | $78.8M | $74.4M | $3.4M | $9.0M | record → |
| Net worth ratio | 13.74% | 10.59% | 13.93% | 12.65% | record → |
| Loan-to-share ratio | 78.88% | 83.51% | 62.03% | 68.70% | computed |
| Return on assets | 1.78% | 0.75% | 0.75% | 0.71% | computed |
| Members | 35,845 | 41,964 | 2,288 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $573.7M | $494.4M | $390.0M | $5.1M | 13.74% | 35,845 | 705 |
| 2026Q1 | $574.6M | $497.0M | $381.2M | $2.2M | 13.22% | 35,517 | 702 |
| 2025Q4 | $554.8M | $479.3M | $378.6M | $9.6M | 13.31% | 35,257 | 712 |
| 2025Q3 | $534.2M | $460.6M | $385.2M | $7.5M | 13.43% | 35,403 | 721 |
| 2025Q2 | $528.5M | $457.5M | $377.5M | $5.0M | 13.10% | 35,038 | 724 |
| 2025Q1 | $523.0M | $454.3M | $364.0M | $2.5M | 12.75% | 34,546 | 728 |
| 2024Q4 | $499.8M | $434.6M | $352.1M | $7.8M | 12.87% | 33,953 | 740 |
| 2024Q3 | $483.3M | $419.4M | $345.5M | $5.7M | 12.87% | 33,515 | 747 |
| 2024Q2 | $477.3M | $414.7M | $343.9M | $3.7M | 12.62% | 33,743 | 747 |
| 2024Q1 | $473.7M | $413.2M | $331.2M | $1.5M | 12.26% | 33,172 | 756 |
| 2023Q4 | $451.9M | $392.9M | $329.1M | $6.9M | 12.54% | 32,870 | 770 |
| 2023Q3 | $438.5M | $381.9M | $337.1M | $5.2M | 12.53% | 33,097 | 781 |
| 2023Q2 | $439.7M | $385.7M | $337.3M | $3.5M | 12.10% | 32,971 | 780 |
| 2023Q1 | $445.0M | $392.5M | $330.3M | $1.6M | 11.55% | 32,735 | 779 |
| 2022Q4 | $436.9M | $384.2M | $328.3M | $6.2M | 11.40% | 32,567 | 781 |
| 2022Q3 | $441.2M | $391.5M | $322.1M | $4.5M | 10.90% | 32,422 | 771 |
| 2022Q2 | $439.8M | $392.8M | $311.4M | $1.8M | 10.31% | 32,275 | 772 |
| 2022Q1 | $442.7M | $396.9M | $296.6M | $725.3k | 10.01% | 32,013 | 768 |
| 2021Q4 | $431.7M | $385.9M | $278.8M | $3.8M | 10.09% | 31,762 | 768 |
| 2021Q3 | $415.6M | $370.8M | $271.4M | $3.0M | 10.29% | 31,775 | 780 |
| 2021Q2 | $411.6M | $367.4M | $262.1M | $2.1M | 10.20% | 31,616 | 778 |
| 2021Q1 | $410.3M | $367.2M | $264.0M | $853.2k | 9.91% | 31,788 | 776 |
| 2020Q4 | $382.2M | $340.2M | $260.2M | $3.3M | 10.41% | 31,627 | 780 |
| 2020Q3 | $359.8M | $318.6M | $256.4M | $2.2M | 10.77% | 31,749 | 795 |
| 2020Q2 | $356.1M | $315.8M | $251.5M | $1.3M | 10.61% | 31,557 | 795 |
| 2020Q1 | $335.0M | $295.8M | $247.3M | $615.6k | 11.08% | 31,470 | 787 |
| 2019Q4 | $320.7M | $280.9M | $248.0M | $2.9M | 11.38% | 31,472 | 797 |
| 2019Q3 | $311.7M | $273.3M | $241.0M | $2.3M | 11.51% | 31,330 | 805 |
| 2019Q2 | $308.8M | $271.2M | $240.6M | $1.5M | 11.38% | 31,319 | 805 |
| 2019Q1 | $310.9M | $274.6M | $235.3M | $538.2k | 10.98% | 31,000 | 800 |
| 2018Q4 | $296.4M | $260.6M | $236.9M | $2.8M | 11.34% | 30,658 | 814 |
| 2018Q3 | $285.9M | $250.9M | $238.5M | $2.1M | 11.53% | 30,723 | 836 |
| 2018Q2 | $289.0M | $254.9M | $237.1M | $1.3M | 11.14% | 30,757 | 823 |
| 2018Q1 | $292.9M | $259.9M | $226.6M | $421.0k | 10.67% | 30,436 | 807 |
| 2017Q4 | $280.1M | $247.2M | $226.3M | $2.2M | 11.01% | 30,369 | 819 |
| 2017Q3 | $273.4M | $241.2M | $225.2M | $1.7M | 11.10% | 30,750 | 828 |
| 2017Q2 | $275.8M | $244.1M | $222.4M | $1.1M | 10.79% | 30,446 | 821 |
| 2017Q1 | $279.6M | $249.2M | $215.5M | $313.9k | 10.35% | 30,213 | 811 |
| 2016Q4 | $266.4M | $235.8M | $205.5M | $1.9M | 10.75% | 29,915 | 821 |
| 2016Q3 | $262.0M | $232.4M | $202.3M | $1.5M | 10.74% | 29,733 | 824 |
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