credit union · NCUA 64421 · VT
How big is WHITE RIVER?
WHITE RIVER (VT, NCUA charter 64421) reported total assets of $53.2M, 3,925 members and a net worth ratio of 11.91% in its Call Report for 2025Q3. That ranks 2366 of 4,419 federally insured credit unions by assets, 543 of 588 among credit unions with $50m-$100m in assets, 9 of 15 credit unions in vermont.
What stands out
WHITE RIVER (VT, NCUA charter 64421) reported total assets of $53.2M, 3,925 members and a net worth ratio of 11.91% in its Call Report for 2025Q3. That ranks 2366 of 4,419 federally insured credit unions by assets, 543 of 588 among credit unions with $50m-$100m in assets, 9 of 15 credit unions in vermont. Against its size class: net worth ratio 11.91%, below the peer median of 12.77%; loan-to-share ratio 66.96%, above the peer median of 63.32%; return on assets 1.48%, above the peer median of 0.81%. At 11.91% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2025Q3
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2025Q3 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $53.2M | $72.0M | $81.0M | $64.3M | record → |
| Shares and deposits | $46.3M | $61.4M | $68.9M | $55.4M | record → |
| Loans outstanding | $31.0M | $38.7M | $43.5M | $33.3M | record → |
| Net income (year to date) | $592.4k | $435.4k | $592.4k | $320.6k | record → |
| Net worth | $6.3M | $9.1M | $12.0M | $8.5M | record → |
| Net worth ratio | 11.91% | 12.77% | 12.10% | 12.50% | record → |
| Loan-to-share ratio | 66.96% | 63.32% | 88.02% | 70.41% | computed |
| Return on assets | 1.48% | 0.81% | 0.72% | 0.74% | computed |
| Members | 3,925 | 5,185 | 4,953 | 4,733 | record → |
Quarter by quarter
42 Call Reports on record, 2015Q2–2025Q3; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2025Q3 | $53.2M | $46.3M | $31.0M | $592.4k | 11.91% | 3,925 | 2366 |
| 2025Q2 | $51.5M | $44.9M | $31.4M | $388.5k | 11.90% | 3,952 | 2399 |
| 2025Q1 | $51.6M | $45.2M | $30.7M | $213.3k | 11.56% | 3,976 | 2417 |
| 2024Q4 | $49.5M | $42.9M | $30.7M | $1.0M | 11.61% | 4,002 | 2452 |
| 2024Q3 | $48.5M | $42.5M | $31.3M | $786.0k | 11.37% | 4,026 | 2470 |
| 2024Q2 | $48.2M | $42.6M | $31.2M | $518.7k | 10.91% | 4,048 | 2485 |
| 2024Q1 | $49.3M | $43.9M | $30.6M | $241.7k | 10.09% | 4,064 | 2482 |
| 2023Q4 | $49.3M | $43.7M | $31.4M | $834.2k | 9.60% | 4,093 | 2481 |
| 2023Q3 | $49.9M | $44.8M | $31.4M | $579.0k | 9.04% | 4,110 | 2475 |
| 2023Q2 | $50.6M | $45.9M | $30.2M | $321.7k | 8.40% | 4,121 | 2473 |
| 2023Q1 | $50.5M | $46.0M | $29.3M | $128.5k | 8.00% | 4,128 | 2484 |
| 2022Q4 | $51.3M | $47.0M | $29.6M | $221.1k | 7.60% | 4,132 | 2483 |
| 2022Q3 | $51.6M | $47.5M | $28.8M | $173.0k | 7.47% | 4,178 | 2495 |
| 2022Q2 | $52.8M | $48.4M | $27.8M | $87.9k | 7.13% | 4,196 | 2481 |
| 2022Q1 | $52.4M | $48.0M | $26.7M | $32.2k | 7.12% | 4,202 | 2492 |
| 2021Q4 | $51.3M | $47.0M | $26.9M | $289.4k | 7.18% | 4,250 | 2502 |
| 2021Q3 | $53.5M | $49.0M | $27.1M | $185.1k | 6.91% | 4,211 | 2450 |
| 2021Q2 | $53.8M | $49.5M | $26.0M | $76.4k | 6.99% | 4,224 | 2440 |
| 2021Q1 | $51.8M | $47.6M | $25.1M | $11.5k | 7.20% | 4,255 | 2479 |
| 2020Q4 | $47.8M | $43.3M | $25.4M | $186.6k | 7.08% | 4,286 | 2507 |
| 2020Q3 | $45.0M | $40.9M | $25.4M | $140.1k | 7.43% | 4,289 | 2552 |
| 2020Q2 | $44.1M | $40.1M | $25.9M | $87.6k | 7.46% | 4,295 | 2558 |
| 2020Q1 | $39.6M | $35.8M | $26.4M | $37.9k | 8.18% | 4,329 | 2598 |
| 2019Q4 | $37.9M | $34.2M | $26.6M | $200.5k | 8.45% | 4,357 | 2610 |
| 2019Q3 | $38.1M | $34.4M | $26.5M | $156.0k | 8.29% | 4,355 | 2606 |
| 2019Q2 | $37.9M | $34.4M | $25.7M | $76.6k | 8.13% | 4,344 | 2622 |
| 2019Q1 | $37.5M | $34.1M | $25.7M | $19.3k | 8.05% | 4,357 | 2635 |
| 2018Q4 | $36.6M | $33.2M | $25.8M | $165.1k | 8.21% | 4,380 | 2635 |
| 2018Q3 | $36.5M | $33.2M | $25.3M | $121.1k | 8.11% | 4,384 | 2656 |
| 2018Q2 | $37.8M | $34.5M | $24.9M | $44.9k | 7.62% | 4,391 | 2637 |
| 2018Q1 | $37.8M | $34.5M | $24.9M | $6.7k | 7.52% | 4,440 | 2642 |
| 2017Q4 | $36.7M | $33.4M | $24.7M | $48.3k | 7.74% | 4,455 | 2648 |
| 2017Q3 | $38.0M | $34.8M | $24.8M | $14.8k | 7.38% | 4,481 | 2628 |
| 2017Q2 | $37.8M | $34.6M | $24.2M | $-12.5k | 7.34% | 4,483 | 2657 |
| 2017Q1 | $37.8M | $34.5M | $23.1M | $-18.6k | 7.34% | 4,514 | 2659 |
| 2016Q4 | $36.0M | $32.8M | $23.2M | $17.1k | 7.75% | 4,558 | 2688 |
| 2016Q3 | $36.3M | $33.1M | $23.3M | $-7.4k | 7.60% | 4,562 | 2679 |
| 2016Q2 | $36.2M | $32.8M | $23.1M | $-22.4k | 7.60% | 4,561 | 2683 |
| 2016Q1 | $35.5M | $32.0M | $22.9M | $-22.6k | 7.75% | 4,577 | 2708 |
| 2015Q4 | $34.0M | $31.0M | $23.0M | $-304.4k | 8.15% | 4,650 | 2745 |
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