credit union · NCUA 64365 · VT
How big is RIVER VALLEY?
RIVER VALLEY (VT, NCUA charter 64365) reported total assets of $154.9M, 18,714 members and a net worth ratio of 8.47% in its Call Report for 2020Q3. That ranks 1350 of 5,244 federally insured credit unions by assets, 704 of 1,094 among credit unions with $100m-$500m in assets, 8 of 19 credit unions in vermont.
What stands out
RIVER VALLEY (VT, NCUA charter 64365) reported total assets of $154.9M, 18,714 members and a net worth ratio of 8.47% in its Call Report for 2020Q3. That ranks 1350 of 5,244 federally insured credit unions by assets, 704 of 1,094 among credit unions with $100m-$500m in assets, 8 of 19 credit unions in vermont. Against its size class: net worth ratio 8.47%, below the peer median of 10.12%; loan-to-share ratio 77.69%, above the peer median of 69.51%; return on assets 0.41%, below the peer median of 0.45%. At 8.47% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2020Q3
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2020Q3 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $154.9M | $192.1M | $57.9M | $41.9M | record → |
| Shares and deposits | $142.4M | $168.4M | $50.9M | $36.6M | record → |
| Loans outstanding | $110.6M | $113.9M | $38.5M | $19.8M | record → |
| Net income (year to date) | $471.0k | $652.6k | $278.1k | $97.9k | record → |
| Net worth | $11.8M | $20.6M | $6.7M | $4.8M | record → |
| Net worth ratio | 8.47% | 10.12% | 9.33% | 11.10% | record → |
| Loan-to-share ratio | 77.69% | 69.51% | 78.20% | 62.18% | computed |
| Return on assets | 0.41% | 0.45% | 0.42% | 0.40% | computed |
| Members | 18,714 | 15,798 | 4,647 | 3,856 | record → |
Quarter by quarter
22 Call Reports on record, 2015Q2–2020Q3; the 22 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2020Q3 | $154.9M | $142.4M | $110.6M | $471.0k | 8.47% | 18,714 | 1350 |
| 2020Q2 | $147.9M | $135.5M | $110.0M | $477.6k | 8.98% | 18,585 | 1374 |
| 2020Q1 | $129.3M | $117.3M | $108.5M | $242.1k | 9.28% | 18,540 | 1438 |
| 2019Q4 | $123.9M | $112.2M | $109.5M | $1.5M | 9.34% | 18,539 | 1450 |
| 2019Q3 | $124.0M | $106.2M | $110.1M | $1.1M | 9.17% | 18,430 | 1436 |
| 2019Q2 | $120.9M | $104.4M | $108.4M | $710.0k | 9.04% | 18,257 | 1464 |
| 2019Q1 | $115.2M | $103.5M | $102.9M | $360.4k | 8.96% | 18,137 | 1516 |
| 2018Q4 | $115.2M | $99.9M | $102.1M | $1.7M | 8.82% | 18,056 | 1487 |
| 2018Q3 | $111.4M | $97.4M | $99.6M | $1.2M | 8.54% | 17,833 | 1523 |
| 2018Q2 | $110.7M | $99.2M | $98.7M | $510.2k | 8.15% | 17,634 | 1536 |
| 2018Q1 | $107.4M | $97.2M | $94.9M | $309.5k | 7.92% | 17,537 | 1560 |
| 2017Q4 | $107.2M | $91.0M | $94.7M | $923.5k | 7.82% | 17,440 | 1538 |
| 2017Q3 | $104.5M | $91.2M | $92.7M | $558.8k | 7.68% | 17,346 | 1564 |
| 2017Q2 | $101.4M | $90.9M | $89.2M | $323.3k | 7.68% | 17,128 | 1594 |
| 2017Q1 | $98.3M | $90.9M | $83.8M | $75.8k | 7.59% | 17,012 | 1616 |
| 2016Q4 | $95.7M | $84.9M | $83.3M | $416.8k | 7.64% | 16,855 | 1621 |
| 2016Q3 | $93.5M | $82.8M | $82.2M | $350.8k | 7.70% | 16,694 | 1637 |
| 2016Q2 | $93.7M | $83.3M | $81.7M | $183.8k | 7.63% | 16,626 | 1628 |
| 2016Q1 | $90.2M | $82.7M | $79.5M | $69.9k | 7.64% | 16,576 | 1672 |
| 2015Q4 | $90.4M | $80.5M | $79.2M | $682.3k | 7.68% | 16,498 | 1650 |
| 2015Q3 | $88.1M | $78.1M | $77.1M | $489.0k | 7.58% | 16,398 | 1655 |
| 2015Q2 | $87.6M | $77.9M | $76.2M | $323.3k | 7.48% | 16,191 | 1672 |
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