credit union · NCUA 64232 · AL
How big is 1ST RESOURCE?
1ST RESOURCE (AL, NCUA charter 64232) reported total assets of $49.0M, 2,479 members and a net worth ratio of 10.85% in its Call Report for 2022Q3. That ranks 2535 of 4,917 federally insured credit unions by assets, 14 of 1,405 among credit unions with $10m-$50m in assets, 45 of 100 credit unions in alabama.
What stands out
1ST RESOURCE (AL, NCUA charter 64232) reported total assets of $49.0M, 2,479 members and a net worth ratio of 10.85% in its Call Report for 2022Q3. That ranks 2535 of 4,917 federally insured credit unions by assets, 14 of 1,405 among credit unions with $10m-$50m in assets, 45 of 100 credit unions in alabama. Against its size class: net worth ratio 10.85%, below the peer median of 11.16%; loan-to-share ratio 82.97%, above the peer median of 50.94%; return on assets 0.98%, above the peer median of 0.35%. At 10.85% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2022Q3
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2022Q3 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $49.0M | $24.6M | $36.6M | $53.6M | record → |
| Shares and deposits | $43.7M | $21.7M | $33.3M | $47.2M | record → |
| Loans outstanding | $36.2M | $10.2M | $15.4M | $25.1M | record → |
| Net income (year to date) | $360.8k | $60.3k | $119.0k | $167.7k | record → |
| Net worth | $5.3M | $2.8M | $5.3M | $5.9M | record → |
| Net worth ratio | 10.85% | 11.16% | 12.39% | 10.78% | record → |
| Loan-to-share ratio | 82.97% | 50.94% | 53.34% | 61.30% | computed |
| Return on assets | 0.98% | 0.35% | 0.51% | 0.49% | computed |
| Members | 2,479 | 2,167 | 3,188 | 4,116 | record → |
Quarter by quarter
30 Call Reports on record, 2015Q2–2022Q3; the 30 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2022Q3 | $49.0M | $43.7M | $36.2M | $360.8k | 10.85% | 2,479 | 2535 |
| 2022Q2 | $49.5M | $44.2M | $37.7M | $225.5k | 10.48% | 2,474 | 2539 |
| 2022Q1 | $51.2M | $46.2M | $38.4M | $89.4k | 9.86% | 2,455 | 2515 |
| 2021Q4 | $49.7M | $44.5M | $38.7M | $424.0k | 9.99% | 2,541 | 2526 |
| 2021Q3 | $48.5M | $43.6M | $39.2M | $277.2k | 9.92% | 2,534 | 2547 |
| 2021Q2 | $49.0M | $44.1M | $38.9M | $143.2k | 9.55% | 2,502 | 2529 |
| 2021Q1 | $49.2M | $44.5M | $35.4M | $33.3k | 9.29% | 2,417 | 2528 |
| 2020Q4 | $49.2M | $44.5M | $34.4M | $51.2k | 9.22% | 2,430 | 2483 |
| 2020Q3 | $48.6M | $44.0M | $34.6M | $44.6k | 9.32% | 2,421 | 2462 |
| 2020Q2 | $46.7M | $42.1M | $33.3M | $22.0k | 9.65% | 2,407 | 2496 |
| 2020Q1 | $45.1M | $40.6M | $31.6M | $-31.2k | 9.87% | 2,366 | 2471 |
| 2019Q4 | $39.5M | $34.8M | $30.3M | $34.9k | 11.36% | 2,294 | 2576 |
| 2019Q3 | $38.2M | $33.5M | $28.1M | $134.3k | 11.88% | 2,228 | 2602 |
| 2019Q2 | $38.4M | $33.7M | $26.6M | $159.7k | 11.98% | 2,214 | 2609 |
| 2019Q1 | $39.9M | $35.3M | $28.6M | $80.0k | 11.33% | 2,445 | 2577 |
| 2018Q4 | $39.6M | $35.0M | $28.7M | $385.2k | 11.23% | 2,439 | 2558 |
| 2018Q3 | $39.0M | $34.6M | $28.9M | $298.1k | 11.18% | 2,431 | 2593 |
| 2018Q2 | $38.0M | $33.7M | $30.1M | $188.7k | 11.19% | 2,420 | 2630 |
| 2018Q1 | $38.6M | $34.4M | $30.4M | $85.3k | 10.73% | 2,405 | 2621 |
| 2017Q4 | $37.4M | $33.2M | $31.1M | $460.1k | 10.87% | 2,395 | 2630 |
| 2017Q3 | $37.1M | $33.0M | $31.9M | $361.0k | 10.70% | 2,388 | 2654 |
| 2017Q2 | $36.3M | $32.4M | $32.8M | $230.1k | 10.55% | 2,384 | 2697 |
| 2017Q1 | $36.2M | $32.4M | $32.0M | $115.8k | 10.26% | 2,366 | 2701 |
| 2016Q4 | $35.1M | $31.4M | $31.2M | $248.7k | 10.26% | 2,328 | 2713 |
| 2016Q3 | $35.5M | $31.8M | $29.7M | $211.2k | 10.03% | 2,298 | 2703 |
| 2016Q2 | $34.7M | $31.1M | $28.3M | $129.3k | 10.05% | 2,273 | 2735 |
| 2016Q1 | $33.7M | $30.2M | $27.4M | $68.6k | 10.15% | 2,224 | 2778 |
| 2015Q4 | $33.0M | $29.6M | $27.7M | $340.9k | 10.15% | 2,211 | 2787 |
| 2015Q3 | $31.5M | $28.1M | $27.9M | $278.4k | 10.45% | 2,195 | 2841 |
| 2015Q2 | $31.1M | $27.8M | $28.1M | $178.4k | 10.27% | 2,187 | 2876 |
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