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credit union · NCUA 64231 · IA

How big is FIRST CLASS?

FIRST CLASS (IA, NCUA charter 64231) reported total assets of $95.8M, 6,819 members and a net worth ratio of 10.79% in its Call Report for 2026Q2. That ranks 1853 of 4,299 federally insured credit unions by assets, 33 of 573 among credit unions with $50m-$100m in assets, 32 of 66 credit unions in iowa.

TOTAL ASSETS: $95.8MMEMBERS: 6,819NET WORTH RATIO: 10.79%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/64231-first-class

What stands out

FIRST CLASS (IA, NCUA charter 64231) reported total assets of $95.8M, 6,819 members and a net worth ratio of 10.79% in its Call Report for 2026Q2. That ranks 1853 of 4,299 federally insured credit unions by assets, 33 of 573 among credit unions with $50m-$100m in assets, 32 of 66 credit unions in iowa. Against its size class: net worth ratio 10.79%, below the peer median of 12.95%; loan-to-share ratio 42.23%, below the peer median of 60.93%; return on assets 1.22%, above the peer median of 0.73%. At 10.79% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$95.8M$72.1M$88.5M$68.3Mrecord →
Shares and deposits$85.7M$61.4M$76.7M$58.3Mrecord →
Loans outstanding$36.2M$37.6M$49.4M$34.4Mrecord →
Net income (year to date)$584.5k$269.0k$231.7k$222.2krecord →
Net worth$10.3M$9.2M$10.7M$9.0Mrecord →
Net worth ratio10.79%12.95%13.21%12.65%record →
Loan-to-share ratio42.23%60.93%77.80%68.70%computed
Return on assets1.22%0.73%1.01%0.71%computed
Members6,8195,0306,5004,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$95.8M$85.7M$36.2M$584.5k10.79%6,8191853
2026Q1$96.5M$86.1M$36.4M$254.0k10.36%6,8701851
2025Q4$93.3M$83.7M$37.7M$1.3M10.45%6,9391883
2025Q3$94.5M$84.6M$38.3M$1.0M10.08%7,2531876
2025Q2$95.9M$86.6M$38.0M$615.7k9.52%7,2881870
2025Q1$97.0M$88.4M$37.9M$158.9k8.95%7,3051859
2024Q4$94.5M$86.9M$37.8M$389.2k9.01%7,3241868
2024Q3$92.6M$84.2M$37.0M$308.2k9.17%7,3541888
2024Q2$92.8M$84.8M$37.0M$200.6k9.03%7,3751894
2024Q1$96.6M$88.6M$38.3M$71.3k8.55%7,4051868
2023Q4$93.4M$86.2M$38.9M$531.6k8.76%7,4281886
2023Q3$96.2M$89.9M$36.6M$477.8k8.50%7,4871861
2023Q2$98.0M$91.8M$36.3M$272.0k8.14%7,5241842
2023Q1$98.4M$95.1M$35.4M$137.9k7.97%7,5501846
2022Q4$99.4M$93.8M$36.1M$360.7k7.76%7,5701831
2022Q3$98.1M$93.4M$36.0M$210.5k7.71%7,5801848
2022Q2$102.0M$95.8M$34.2M$91.4k7.30%8,3731815
2022Q1$101.7M$96.3M$33.4M$48.6k7.28%8,0881822
2021Q4$100.4M$92.1M$33.3M$109.0k7.32%8,4171814
2021Q3$100.0M$92.3M$32.9M$94.0k7.34%8,5761815
2021Q2$102.2M$93.7M$31.5M$51.6k7.53%8,5931782
2021Q1$102.0M$94.5M$31.2M$41.6k7.14%8,5971783
2020Q4$93.1M$84.9M$32.9M$113.6k7.78%8,5781818
2020Q3$90.1M$82.7M$33.7M$109.4k8.03%8,6301827
2020Q2$88.2M$80.3M$34.5M$99.7k8.19%8,6531839
2020Q1$81.1M$72.8M$36.0M$58.7k8.86%8,6631855
2019Q4$79.8M$71.5M$37.4M$234.8k8.93%8,6721847
2019Q3$77.0M$68.4M$37.2M$167.6k9.17%8,6661878
2019Q2$79.4M$70.9M$36.0M$119.1k8.83%8,6171855
2019Q1$79.1M$71.0M$34.9M$65.2k8.79%8,5381853
2018Q4$76.8M$68.3M$35.1M$309.0k8.98%8,5021865
2018Q3$75.9M$67.5M$33.7M$213.2k8.96%8,5201880
2018Q2$79.5M$70.5M$32.8M$156.1k8.48%8,5171844
2018Q1$77.6M$69.6M$33.5M$66.6k8.57%8,6551871
2017Q4$73.8M$65.9M$34.1M$166.3k8.92%8,6711904
2017Q3$74.0M$66.2M$34.0M$158.9k8.89%8,6541904
2017Q2$75.1M$67.4M$34.0M$139.4k8.73%8,5451896
2017Q1$76.4M$69.0M$33.6M$27.0k8.44%8,4911877
2016Q4$74.4M$66.6M$34.7M$105.1k8.63%8,5571884
2016Q3$73.5M$65.6M$34.5M$63.6k8.67%8,6401891

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