credit union · NCUA 64029 · CA
How big is SANTA CRUZ COMMUNITY?
SANTA CRUZ COMMUNITY (CA, NCUA charter 64029) reported total assets of $172.1M, 14,777 members and a net worth ratio of 10.56% in its Call Report for 2026Q2. That ranks 1405 of 4,299 federally insured credit unions by assets, 646 of 1,061 among credit unions with $100m-$500m in assets, 129 of 239 credit unions in california.
What stands out
SANTA CRUZ COMMUNITY (CA, NCUA charter 64029) reported total assets of $172.1M, 14,777 members and a net worth ratio of 10.56% in its Call Report for 2026Q2. That ranks 1405 of 4,299 federally insured credit unions by assets, 646 of 1,061 among credit unions with $100m-$500m in assets, 129 of 239 credit unions in california. Against its size class: net worth ratio 10.56%, below the peer median of 11.65%; loan-to-share ratio 93.48%, above the peer median of 73.15%; return on assets -1.00%, below the peer median of 0.74%. At 10.56% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $172.1M | $198.1M | $205.9M | $68.3M | record → |
| Shares and deposits | $148.7M | $172.3M | $179.4M | $58.3M | record → |
| Loans outstanding | $139.0M | $125.2M | $125.6M | $34.4M | record → |
| Net income (year to date) | $-861.5k | $766.3k | $432.9k | $222.2k | record → |
| Net worth | $18.2M | $24.5M | $25.9M | $9.0M | record → |
| Net worth ratio | 10.56% | 11.65% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 93.48% | 73.15% | 72.15% | 68.70% | computed |
| Return on assets | -1.00% | 0.74% | 0.56% | 0.71% | computed |
| Members | 14,777 | 13,230 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $172.1M | $148.7M | $139.0M | $-861.5k | 10.56% | 14,777 | 1405 |
| 2026Q1 | $174.3M | $150.3M | $139.4M | $-322.8k | 10.67% | 14,639 | 1392 |
| 2025Q4 | $176.0M | $147.4M | $141.4M | $-1.2M | 10.81% | 14,581 | 1374 |
| 2025Q3 | $179.2M | $154.7M | $142.3M | $-908.6k | 10.87% | 14,439 | 1358 |
| 2025Q2 | $181.2M | $155.6M | $140.4M | $-490.9k | 10.99% | 14,556 | 1350 |
| 2025Q1 | $188.1M | $162.7M | $142.6M | $-239.1k | 10.71% | 14,845 | 1318 |
| 2024Q4 | $186.0M | $160.2M | $146.3M | $912.4k | 10.96% | 14,793 | 1316 |
| 2024Q3 | $188.1M | $161.3M | $146.9M | $693.8k | 10.81% | 14,666 | 1308 |
| 2024Q2 | $189.0M | $161.7M | $147.6M | $392.9k | 10.60% | 15,232 | 1306 |
| 2024Q1 | $187.6M | $159.9M | $149.2M | $-395.4k | 10.26% | 15,175 | 1313 |
| 2023Q4 | $191.8M | $163.0M | $152.1M | $967.3k | 10.25% | 15,139 | 1293 |
| 2023Q3 | $195.9M | $162.8M | $154.1M | $622.3k | 9.94% | 15,066 | 1269 |
| 2023Q2 | $190.0M | $164.8M | $153.0M | $47.0k | 9.94% | 15,162 | 1291 |
| 2023Q1 | $195.8M | $170.5M | $156.6M | $93.3k | 9.67% | 15,132 | 1279 |
| 2022Q4 | $188.7M | $162.2M | $155.6M | $2.6M | 10.02% | 14,995 | 1294 |
| 2022Q3 | $182.3M | $158.7M | $150.7M | $2.6M | 10.38% | 14,867 | 1328 |
| 2022Q2 | $177.2M | $153.2M | $147.6M | $2.5M | 10.63% | 15,085 | 1355 |
| 2022Q1 | $180.5M | $156.1M | $145.3M | $1.4M | 9.79% | 14,908 | 1332 |
| 2021Q4 | $184.5M | $162.9M | $140.1M | $2.8M | 8.90% | 14,668 | 1301 |
| 2021Q3 | $185.6M | $164.2M | $136.1M | $1.4M | 8.30% | 14,373 | 1286 |
| 2021Q2 | $177.8M | $163.2M | $131.7M | $652.4k | 7.21% | 14,245 | 1311 |
| 2021Q1 | $179.6M | $165.4M | $130.4M | $373.8k | 7.07% | 13,905 | 1297 |
| 2020Q4 | $171.0M | $157.4M | $122.3M | $1.6M | 7.13% | 13,743 | 1294 |
| 2020Q3 | $166.0M | $153.2M | $121.1M | $1.2M | 7.16% | 13,622 | 1297 |
| 2020Q2 | $156.7M | $143.9M | $124.7M | $788.2k | 7.32% | 13,679 | 1327 |
| 2020Q1 | $133.9M | $121.7M | $112.0M | $261.0k | 8.19% | 13,565 | 1400 |
| 2019Q4 | $125.6M | $110.6M | $108.6M | $1.3M | 8.54% | 13,353 | 1437 |
| 2019Q3 | $126.5M | $115.0M | $102.5M | $793.7k | 8.12% | 13,215 | 1417 |
| 2019Q2 | $122.7M | $110.9M | $100.0M | $394.4k | 8.07% | 13,118 | 1448 |
| 2019Q1 | $125.6M | $114.0M | $99.9M | $282.0k | 7.82% | 13,157 | 1429 |
| 2018Q4 | $121.5M | $107.8M | $99.8M | $1.1M | 7.87% | 13,061 | 1439 |
| 2018Q3 | $120.1M | $109.7M | $95.2M | $739.5k | 7.67% | 13,003 | 1446 |
| 2018Q2 | $119.9M | $109.6M | $90.1M | $239.8k | 7.29% | 12,877 | 1450 |
| 2018Q1 | $115.7M | $106.4M | $87.6M | $-27.5k | 7.34% | 13,043 | 1489 |
| 2017Q4 | $113.4M | $103.3M | $87.3M | $705.9k | 7.54% | 12,908 | 1476 |
| 2017Q3 | $112.7M | $103.0M | $86.1M | $950.7k | 7.82% | 12,755 | 1490 |
| 2017Q2 | $111.9M | $102.5M | $84.7M | $723.5k | 7.70% | 12,629 | 1499 |
| 2017Q1 | $114.8M | $105.7M | $84.2M | $461.8k | 7.30% | 12,679 | 1473 |
| 2016Q4 | $113.0M | $101.9M | $86.1M | $1.3M | 9.08% | 12,609 | 1467 |
| 2016Q3 | $113.1M | $102.3M | $86.1M | $1.1M | 8.89% | 12,373 | 1466 |
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