credit union · NCUA 63965 · MN
How big is VIRGINIA COOP?
VIRGINIA COOP (MN, NCUA charter 63965) reported total assets of $45.7M, 2,770 members and a net worth ratio of 11.55% in its Call Report for 2026Q2. That ranks 2465 of 4,299 federally insured credit unions by assets, 72 of 1,135 among credit unions with $10m-$50m in assets, 52 of 80 credit unions in minnesota.
What stands out
VIRGINIA COOP (MN, NCUA charter 63965) reported total assets of $45.7M, 2,770 members and a net worth ratio of 11.55% in its Call Report for 2026Q2. That ranks 2465 of 4,299 federally insured credit unions by assets, 72 of 1,135 among credit unions with $10m-$50m in assets, 52 of 80 credit unions in minnesota. Against its size class: net worth ratio 11.55%, below the peer median of 13.88%; loan-to-share ratio 56.46%, below the peer median of 57.77%; return on assets 1.48%, above the peer median of 0.70%. At 11.55% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $45.7M | $25.2M | $117.2M | $68.3M | record → |
| Shares and deposits | $40.6M | $21.4M | $102.2M | $58.3M | record → |
| Loans outstanding | $22.9M | $11.2M | $84.3M | $34.4M | record → |
| Net income (year to date) | $338.6k | $82.1k | $350.3k | $222.2k | record → |
| Net worth | $5.1M | $3.4M | $13.1M | $9.0M | record → |
| Net worth ratio | 11.55% | 13.88% | 12.56% | 12.65% | record → |
| Loan-to-share ratio | 56.46% | 57.77% | 77.94% | 68.70% | computed |
| Return on assets | 1.48% | 0.70% | 0.86% | 0.71% | computed |
| Members | 2,770 | 2,092 | 5,954 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $45.7M | $40.6M | $22.9M | $338.6k | 11.55% | 2,770 | 2465 |
| 2026Q1 | $44.7M | $39.8M | $23.0M | $135.5k | 11.26% | 2,784 | 2506 |
| 2025Q4 | $43.1M | $38.3M | $23.0M | $671.4k | 11.01% | 2,814 | 2535 |
| 2025Q3 | $43.4M | $38.8M | $23.6M | $492.5k | 10.73% | 2,814 | 2532 |
| 2025Q2 | $42.9M | $38.6M | $23.3M | $294.3k | 10.38% | 2,818 | 2553 |
| 2025Q1 | $42.4M | $38.2M | $23.7M | $125.7k | 10.09% | 2,768 | 2581 |
| 2024Q4 | $40.7M | $36.6M | $24.6M | $621.8k | 9.96% | 2,877 | 2613 |
| 2024Q3 | $41.3M | $37.2M | $25.4M | $454.9k | 9.47% | 2,897 | 2607 |
| 2024Q2 | $41.2M | $37.3M | $25.2M | $293.9k | 9.09% | 2,916 | 2625 |
| 2024Q1 | $40.8M | $37.1M | $25.3M | $158.3k | 8.85% | 2,940 | 2649 |
| 2023Q4 | $40.6M | $37.1M | $26.4M | $214.8k | 8.54% | 2,965 | 2649 |
| 2023Q3 | $40.3M | $36.9M | $26.9M | $107.9k | 8.32% | 3,099 | 2659 |
| 2023Q2 | $40.2M | $36.9M | $27.7M | $22.9k | 8.04% | 3,168 | 2679 |
| 2023Q1 | $42.0M | $38.6M | $28.0M | $96.9k | 7.95% | 3,003 | 2652 |
| 2022Q4 | $41.4M | $38.2M | $26.7M | $386.2k | 7.75% | 3,171 | 2676 |
| 2022Q3 | $42.1M | $39.1M | $25.9M | $251.5k | 7.50% | 3,107 | 2677 |
| 2022Q2 | $41.3M | $38.2M | $24.6M | $125.0k | 7.42% | 3,094 | 2710 |
| 2022Q1 | $41.1M | $38.1M | $21.4M | $59.0k | 7.44% | 3,069 | 2733 |
| 2021Q4 | $39.5M | $36.6M | $20.0M | $188.4k | 7.50% | 3,202 | 2754 |
| 2021Q3 | $37.2M | $34.3M | $18.4M | $134.9k | 7.67% | 3,218 | 2808 |
| 2021Q2 | $37.3M | $34.4M | $16.4M | $99.5k | 7.84% | 3,475 | 2806 |
| 2021Q1 | $36.7M | $33.9M | $14.7M | $23.8k | 7.99% | 3,180 | 2819 |
| 2020Q4 | $33.4M | $30.7M | $14.2M | $107.5k | 8.47% | 3,172 | 2878 |
| 2020Q3 | $32.2M | $29.6M | $14.3M | $135.6k | 9.03% | 3,176 | 2902 |
| 2020Q2 | $30.8M | $28.2M | $14.5M | $88.9k | 9.32% | 3,178 | 2945 |
| 2020Q1 | $28.0M | $25.5M | $14.9M | $47.1k | 9.49% | 3,163 | 2994 |
| 2019Q4 | $26.8M | $24.2M | $15.4M | $205.9k | 9.47% | 3,154 | 3015 |
| 2019Q3 | $26.8M | $24.2M | $15.8M | $229.7k | 9.56% | 3,167 | 3019 |
| 2019Q2 | $27.2M | $24.7M | $15.5M | $135.3k | 9.27% | 3,167 | 3008 |
| 2019Q1 | $27.1M | $24.7M | $14.9M | $61.9k | 9.13% | 3,144 | 3028 |
| 2018Q4 | $25.9M | $23.6M | $14.9M | $266.5k | 9.04% | 3,110 | 3055 |
| 2018Q3 | $26.0M | $23.7M | $14.7M | $218.8k | 9.04% | 3,119 | 3066 |
| 2018Q2 | $25.6M | $23.3M | $13.9M | $152.3k | 8.95% | 3,075 | 3102 |
| 2018Q1 | $25.4M | $23.3M | $12.9M | $78.8k | 8.78% | 3,040 | 3121 |
| 2017Q4 | $23.8M | $21.8M | $12.4M | $158.4k | 8.72% | 3,026 | 3175 |
| 2017Q3 | $24.1M | $22.0M | $12.4M | $108.5k | 8.43% | 3,018 | 3193 |
| 2017Q2 | $24.2M | $22.2M | $12.0M | $61.2k | 8.43% | 3,009 | 3216 |
| 2017Q1 | $24.4M | $22.4M | $11.7M | $18.8k | 8.45% | 2,952 | 3213 |
| 2016Q4 | $22.8M | $20.9M | $11.6M | $118.1k | 8.58% | 2,965 | 3272 |
| 2016Q3 | $21.8M | $19.9M | $11.6M | $84.1k | 8.57% | 2,960 | 3331 |
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