credit union · NCUA 63899 · VT
How big is MEMBERS 1ST?
MEMBERS 1ST (VT, NCUA charter 63899) reported total assets of $22.9M, 2,095 members and a net worth ratio of 9.42% in its Call Report for 2026Q2. That ranks 3036 of 4,299 federally insured credit unions by assets, 643 of 1,135 among credit unions with $10m-$50m in assets, 9 of 12 credit unions in vermont.
What stands out
MEMBERS 1ST (VT, NCUA charter 63899) reported total assets of $22.9M, 2,095 members and a net worth ratio of 9.42% in its Call Report for 2026Q2. That ranks 3036 of 4,299 federally insured credit unions by assets, 643 of 1,135 among credit unions with $10m-$50m in assets, 9 of 12 credit unions in vermont. Against its size class: net worth ratio 9.42%, below the peer median of 13.88%; loan-to-share ratio 72.48%, above the peer median of 57.77%; return on assets 0.67%, below the peer median of 0.70%. At 9.42% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $22.9M | $25.2M | $207.8M | $68.3M | record → |
| Shares and deposits | $20.7M | $21.4M | $180.1M | $58.3M | record → |
| Loans outstanding | $15.0M | $11.2M | $164.6M | $34.4M | record → |
| Net income (year to date) | $77.1k | $82.1k | $237.4k | $222.2k | record → |
| Net worth | $2.2M | $3.4M | $20.7M | $9.0M | record → |
| Net worth ratio | 9.42% | 13.88% | 11.45% | 12.65% | record → |
| Loan-to-share ratio | 72.48% | 57.77% | 87.15% | 68.70% | computed |
| Return on assets | 0.67% | 0.70% | 0.75% | 0.71% | computed |
| Members | 2,095 | 2,092 | 13,678 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $22.9M | $20.7M | $15.0M | $77.1k | 9.42% | 2,095 | 3036 |
| 2026Q1 | $23.2M | $21.0M | $15.1M | $34.4k | 9.15% | 2,111 | 3042 |
| 2025Q4 | $22.8M | $20.7M | $15.3M | $80.5k | 9.13% | 2,117 | 3061 |
| 2025Q3 | $22.5M | $20.4M | $15.4M | $48.3k | 9.14% | 2,124 | 3089 |
| 2025Q2 | $22.4M | $20.4M | $15.5M | $10.3k | 8.99% | 2,124 | 3108 |
| 2025Q1 | $21.8M | $19.7M | $15.2M | $-4.5k | 9.17% | 2,119 | 3155 |
| 2024Q4 | $21.2M | $19.1M | $15.3M | $30.0k | 9.46% | 2,121 | 3184 |
| 2024Q3 | $20.4M | $18.3M | $15.2M | $28.9k | 9.80% | 2,153 | 3224 |
| 2024Q2 | $18.9M | $16.8M | $15.5M | $19.0k | 10.57% | 2,147 | 3295 |
| 2024Q1 | $18.2M | $16.1M | $15.4M | $4.2k | 10.87% | 2,108 | 3348 |
| 2023Q4 | $17.2M | $15.2M | $15.4M | $252.0k | 11.46% | 2,097 | 3401 |
| 2023Q3 | $17.5M | $15.4M | $14.7M | $239.4k | 11.22% | 2,079 | 3416 |
| 2023Q2 | $17.5M | $15.4M | $13.4M | $208.1k | 11.06% | 2,064 | 3443 |
| 2023Q1 | $18.1M | $16.1M | $12.4M | $152.2k | 10.36% | 2,015 | 3434 |
| 2022Q4 | $17.0M | $15.1M | $12.2M | $99.0k | 10.13% | 2,009 | 3502 |
| 2022Q3 | $17.7M | $15.9M | $11.6M | $76.6k | 9.60% | 2,000 | 3502 |
| 2022Q2 | $18.2M | $16.5M | $11.0M | $42.0k | 9.13% | 1,990 | 3487 |
| 2022Q1 | $18.4M | $16.7M | $10.5M | $12.6k | 8.90% | 1,979 | 3500 |
| 2021Q4 | $18.2M | $16.5M | $10.8M | $90.0k | 8.91% | 1,988 | 3511 |
| 2021Q3 | $17.6M | $15.9M | $10.7M | $72.5k | 9.15% | 2,007 | 3549 |
| 2021Q2 | $17.8M | $16.2M | $10.8M | $51.2k | 8.89% | 2,015 | 3544 |
| 2021Q1 | $18.0M | $16.5M | $10.7M | $22.2k | 8.63% | 2,027 | 3544 |
| 2020Q4 | $16.9M | $15.4M | $11.1M | $-58.0k | 9.05% | 2,038 | 3567 |
| 2020Q3 | $17.5M | $15.9M | $11.4M | $-28.4k | 8.94% | 2,078 | 3538 |
| 2020Q2 | $16.7M | $15.1M | $11.6M | $4.6k | 9.53% | 2,102 | 3562 |
| 2020Q1 | $15.5M | $13.9M | $11.9M | $13.2k | 10.32% | 2,118 | 3584 |
| 2019Q4 | $14.9M | $13.2M | $12.2M | $2.6k | 10.70% | 2,117 | 3619 |
| 2019Q3 | $15.7M | $13.9M | $12.5M | $35.7k | 10.37% | 2,119 | 3575 |
| 2019Q2 | $15.6M | $13.9M | $12.3M | $32.9k | 10.37% | 2,102 | 3595 |
| 2019Q1 | $16.0M | $14.2M | $12.3M | $13.6k | 10.03% | 2,097 | 3586 |
| 2018Q4 | $15.8M | $14.2M | $12.5M | $71.8k | 10.03% | 2,106 | 3595 |
| 2018Q3 | $15.8M | $14.3M | $12.2M | $76.4k | 10.08% | 2,094 | 3616 |
| 2018Q2 | $16.1M | $14.6M | $11.9M | $44.5k | 9.69% | 2,107 | 3620 |
| 2018Q1 | $16.4M | $14.8M | $11.4M | $16.6k | 9.34% | 2,104 | 3620 |
| 2017Q4 | $15.6M | $14.0M | $11.4M | $51.6k | 9.75% | 2,173 | 3663 |
| 2017Q3 | $15.3M | $13.7M | $11.2M | $36.5k | 9.79% | 2,169 | 3709 |
| 2017Q2 | $15.8M | $14.1M | $11.0M | $20.1k | 9.41% | 2,177 | 3704 |
| 2017Q1 | $15.3M | $13.8M | $10.9M | $8.6k | 9.63% | 2,363 | 3753 |
| 2016Q4 | $15.2M | $13.7M | $11.1M | $144.2k | 9.62% | 2,078 | 3752 |
| 2016Q3 | $15.1M | $13.6M | $10.9M | $101.8k | 9.41% | 2,072 | 3775 |
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