credit union · NCUA 6368 · TX
How big is WACO?
WACO (TX, NCUA charter 6368) reported total assets of $20.3M, 1,930 members and a net worth ratio of 10.19% in its Call Report for 2026Q2. That ranks 3107 of 4,299 federally insured credit unions by assets, 714 of 1,135 among credit unions with $10m-$50m in assets, 251 of 380 credit unions in texas.
What stands out
WACO (TX, NCUA charter 6368) reported total assets of $20.3M, 1,930 members and a net worth ratio of 10.19% in its Call Report for 2026Q2. That ranks 3107 of 4,299 federally insured credit unions by assets, 714 of 1,135 among credit unions with $10m-$50m in assets, 251 of 380 credit unions in texas. Against its size class: net worth ratio 10.19%, below the peer median of 13.88%; loan-to-share ratio 46.09%, below the peer median of 57.77%; return on assets 0.93%, above the peer median of 0.70%. At 10.19% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $20.3M | $25.2M | $49.9M | $68.3M | record → |
| Shares and deposits | $18.1M | $21.4M | $40.8M | $58.3M | record → |
| Loans outstanding | $8.3M | $11.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $94.6k | $82.1k | $141.6k | $222.2k | record → |
| Net worth | $2.1M | $3.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 10.19% | 13.88% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 46.09% | 57.77% | 70.24% | 68.70% | computed |
| Return on assets | 0.93% | 0.70% | 0.59% | 0.71% | computed |
| Members | 1,930 | 2,092 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $20.3M | $18.1M | $8.3M | $94.6k | 10.19% | 1,930 | 3107 |
| 2026Q1 | $20.2M | $18.0M | $8.6M | $49.8k | 10.01% | 1,947 | 3137 |
| 2025Q4 | $19.7M | $17.6M | $8.7M | $221.7k | 10.01% | 1,947 | 3165 |
| 2025Q3 | $19.6M | $17.5M | $8.7M | $164.2k | 9.76% | 1,944 | 3175 |
| 2025Q2 | $19.4M | $17.3M | $8.1M | $126.3k | 9.70% | 1,945 | 3212 |
| 2025Q1 | $19.4M | $17.5M | $8.2M | $59.7k | 9.32% | 1,939 | 3234 |
| 2024Q4 | $18.7M | $16.8M | $8.0M | $159.8k | 9.36% | 1,945 | 3265 |
| 2024Q3 | $18.6M | $16.8M | $7.8M | $112.4k | 9.17% | 1,960 | 3290 |
| 2024Q2 | $18.8M | $16.7M | $7.7M | $74.9k | 8.90% | 1,956 | 3300 |
| 2024Q1 | $19.0M | $17.1M | $7.5M | $34.5k | 8.57% | 1,970 | 3317 |
| 2023Q4 | $18.7M | $16.9M | $7.7M | $142.3k | 8.52% | 1,969 | 3339 |
| 2023Q3 | $19.2M | $17.5M | $7.6M | $119.6k | 8.18% | 1,978 | 3340 |
| 2023Q2 | $20.3M | $18.4M | $7.5M | $102.7k | 7.67% | 1,973 | 3326 |
| 2023Q1 | $19.5M | $17.9M | $7.1M | $-12.0k | 7.40% | 1,994 | 3377 |
| 2022Q4 | $19.3M | $17.7M | $7.2M | $95.4k | 7.53% | 1,991 | 3396 |
| 2022Q3 | $19.9M | $18.2M | $7.3M | $90.3k | 7.27% | 1,991 | 3405 |
| 2022Q2 | $19.9M | $18.2M | $7.3M | $104.9k | 7.36% | 1,989 | 3418 |
| 2022Q1 | $20.4M | $18.8M | $6.9M | $112.1k | 7.21% | 1,999 | 3418 |
| 2021Q4 | $19.8M | $18.2M | $6.8M | $21.6k | 6.86% | 2,015 | 3443 |
| 2021Q3 | $18.6M | $17.1M | $6.5M | $38.7k | 7.39% | 2,031 | 3503 |
| 2021Q2 | $19.1M | $17.5M | $6.4M | $9.4k | 7.05% | 2,035 | 3486 |
| 2021Q1 | $19.1M | $17.4M | $6.3M | $20.0k | 7.08% | 2,041 | 3491 |
| 2020Q4 | $17.9M | $16.4M | $6.3M | $31.6k | 7.48% | 2,034 | 3523 |
| 2020Q3 | $17.9M | $16.4M | $6.2M | $39.6k | 7.52% | 2,036 | 3515 |
| 2020Q2 | $17.6M | $16.1M | $6.5M | $45.8k | 7.66% | 2,038 | 3522 |
| 2020Q1 | $16.5M | $15.0M | $6.6M | $2.9k | 7.93% | 2,051 | 3531 |
| 2019Q4 | $16.3M | $14.8M | $6.5M | $43.1k | 8.00% | 2,062 | 3527 |
| 2019Q3 | $16.1M | $14.7M | $6.6M | $42.1k | 8.07% | 2,067 | 3544 |
| 2019Q2 | $16.7M | $15.2M | $6.4M | $30.8k | 7.73% | 2,065 | 3532 |
| 2019Q1 | $16.8M | $15.3M | $6.4M | $13.1k | 7.58% | 2,095 | 3537 |
| 2018Q4 | $16.0M | $14.6M | $6.4M | $29.5k | 7.90% | 2,114 | 3587 |
| 2018Q3 | $16.0M | $14.6M | $6.1M | $18.9k | 7.81% | 2,112 | 3608 |
| 2018Q2 | $16.6M | $15.2M | $6.0M | $649 | 7.42% | 2,107 | 3599 |
| 2018Q1 | $16.9M | $15.4M | $5.9M | $956 | 7.29% | 2,142 | 3594 |
| 2017Q4 | $16.1M | $14.6M | $6.0M | $5.8k | 7.66% | 2,138 | 3624 |
| 2017Q3 | $15.9M | $14.4M | $5.9M | $9.1k | 7.75% | 2,173 | 3672 |
| 2017Q2 | $16.1M | $14.8M | $5.5M | $8.8k | 7.65% | 2,181 | 3686 |
| 2017Q1 | $16.3M | $14.9M | $5.6M | $2.3k | 7.52% | 2,185 | 3691 |
| 2016Q4 | $15.7M | $14.3M | $5.8M | $23.3k | 7.83% | 2,222 | 3720 |
| 2016Q3 | $15.9M | $14.5M | $5.7M | $18.2k | 7.69% | 2,240 | 3726 |
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