credit union · NCUA 63639 · MN
How big is MINNCO?
MINNCO (MN, NCUA charter 63639) reported total assets of $604.7M, 37,209 members and a net worth ratio of 9.95% in its Call Report for 2026Q2. That ranks 685 of 4,299 federally insured credit unions by assets, 206 of 280 among credit unions with $500m-$1b in assets, 12 of 80 credit unions in minnesota.
What stands out
MINNCO (MN, NCUA charter 63639) reported total assets of $604.7M, 37,209 members and a net worth ratio of 9.95% in its Call Report for 2026Q2. That ranks 685 of 4,299 federally insured credit unions by assets, 206 of 280 among credit unions with $500m-$1b in assets, 12 of 80 credit unions in minnesota. Against its size class: net worth ratio 9.95%, below the peer median of 10.59%; loan-to-share ratio 68.02%, below the peer median of 83.51%; return on assets 0.91%, above the peer median of 0.75%. At 9.95% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $604.7M | $714.8M | $117.2M | $68.3M | record → |
| Shares and deposits | $530.6M | $614.6M | $102.2M | $58.3M | record → |
| Loans outstanding | $360.9M | $502.2M | $84.3M | $34.4M | record → |
| Net income (year to date) | $2.7M | $2.5M | $350.3k | $222.2k | record → |
| Net worth | $60.1M | $74.4M | $13.1M | $9.0M | record → |
| Net worth ratio | 9.95% | 10.59% | 12.56% | 12.65% | record → |
| Loan-to-share ratio | 68.02% | 83.51% | 77.94% | 68.70% | computed |
| Return on assets | 0.91% | 0.75% | 0.86% | 0.71% | computed |
| Members | 37,209 | 41,964 | 5,954 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $604.7M | $530.6M | $360.9M | $2.7M | 9.95% | 37,209 | 685 |
| 2026Q1 | $612.4M | $535.0M | $350.7M | $866.2k | 9.51% | 37,039 | 681 |
| 2025Q4 | $601.8M | $519.6M | $361.0M | $3.5M | 9.49% | 36,957 | 679 |
| 2025Q3 | $577.4M | $515.7M | $353.0M | $2.5M | 9.75% | 36,979 | 688 |
| 2025Q2 | $568.1M | $510.8M | $346.6M | $1.7M | 9.77% | 36,812 | 697 |
| 2025Q1 | $571.1M | $513.4M | $342.2M | $855.4k | 9.57% | 36,499 | 695 |
| 2024Q4 | $523.4M | $473.6M | $328.1M | $2.9M | 9.92% | 33,860 | 715 |
| 2024Q3 | $528.1M | $474.1M | $333.3M | $2.4M | 9.78% | 34,019 | 710 |
| 2024Q2 | $522.0M | $471.3M | $334.4M | $1.7M | 9.75% | 33,493 | 716 |
| 2024Q1 | $528.8M | $471.1M | $326.7M | $607.1k | 9.43% | 33,035 | 712 |
| 2023Q4 | $518.0M | $459.8M | $327.3M | $3.1M | 9.50% | 32,875 | 714 |
| 2023Q3 | $515.5M | $461.4M | $325.7M | $2.5M | 9.47% | 32,461 | 712 |
| 2023Q2 | $511.3M | $453.3M | $325.9M | $1.8M | 9.42% | 31,961 | 713 |
| 2023Q1 | $510.3M | $465.6M | $314.6M | $1.0M | 9.28% | 31,456 | 716 |
| 2022Q4 | $505.7M | $461.1M | $308.3M | $4.9M | 9.18% | 31,010 | 715 |
| 2022Q3 | $505.4M | $464.5M | $300.2M | $4.0M | 9.02% | 30,701 | 717 |
| 2022Q2 | $480.1M | $445.3M | $277.9M | $2.3M | 9.15% | 30,350 | 731 |
| 2022Q1 | $476.0M | $436.6M | $254.7M | $1.2M | 8.99% | 30,027 | 733 |
| 2021Q4 | $474.9M | $428.7M | $249.9M | $5.2M | 8.75% | 29,780 | 724 |
| 2021Q3 | $452.9M | $406.2M | $243.6M | $4.3M | 8.99% | 29,540 | 738 |
| 2021Q2 | $433.3M | $388.6M | $247.3M | $2.9M | 9.07% | 29,562 | 754 |
| 2021Q1 | $429.5M | $388.7M | $234.6M | $1.3M | 8.77% | 29,154 | 753 |
| 2020Q4 | $406.3M | $351.3M | $234.8M | $2.4M | 8.96% | 28,814 | 750 |
| 2020Q3 | $386.4M | $334.2M | $233.5M | $1.5M | 9.18% | 28,565 | 754 |
| 2020Q2 | $374.4M | $321.9M | $208.8M | $1.0M | 9.35% | 28,920 | 765 |
| 2020Q1 | $339.6M | $288.0M | $204.8M | $746.3k | 10.28% | 28,850 | 780 |
| 2019Q4 | $326.0M | $277.0M | $204.8M | $2.4M | 10.43% | 28,883 | 788 |
| 2019Q3 | $320.7M | $273.1M | $205.4M | $1.8M | 10.40% | 28,755 | 784 |
| 2019Q2 | $315.0M | $268.3M | $201.4M | $959.1k | 10.33% | 28,873 | 794 |
| 2019Q1 | $313.6M | $268.9M | $195.8M | $439.9k | 10.21% | 27,588 | 794 |
| 2018Q4 | $303.0M | $259.2M | $196.2M | $2.6M | 10.42% | 27,505 | 799 |
| 2018Q3 | $294.2M | $261.7M | $189.2M | $2.3M | 10.61% | 27,596 | 817 |
| 2018Q2 | $293.3M | $260.1M | $178.6M | $1.5M | 10.37% | 27,553 | 819 |
| 2018Q1 | $288.3M | $255.7M | $167.5M | $752.1k | 10.30% | 27,447 | 820 |
| 2017Q4 | $280.4M | $247.5M | $163.5M | $3.1M | 10.32% | 27,204 | 818 |
| 2017Q3 | $280.1M | $247.6M | $159.5M | $2.4M | 10.09% | 27,120 | 811 |
| 2017Q2 | $272.2M | $241.3M | $153.8M | $1.6M | 10.08% | 27,010 | 827 |
| 2017Q1 | $272.8M | $243.1M | $151.8M | $743.9k | 9.75% | 26,884 | 819 |
| 2016Q4 | $259.9M | $231.8M | $151.1M | $2.0M | 9.95% | 26,743 | 834 |
| 2016Q3 | $254.4M | $226.3M | $147.8M | $1.5M | 9.95% | 26,634 | 844 |
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