credit union · NCUA 63398 · MN
How big is ELY AREA?
ELY AREA (MN, NCUA charter 63398) reported total assets of $74.3M, 4,553 members and a net worth ratio of 16.97% in its Call Report for 2026Q2. That ranks 2076 of 4,299 federally insured credit unions by assets, 256 of 573 among credit unions with $50m-$100m in assets, 45 of 80 credit unions in minnesota.
What stands out
ELY AREA (MN, NCUA charter 63398) reported total assets of $74.3M, 4,553 members and a net worth ratio of 16.97% in its Call Report for 2026Q2. That ranks 2076 of 4,299 federally insured credit unions by assets, 256 of 573 among credit unions with $50m-$100m in assets, 45 of 80 credit unions in minnesota. Against its size class: net worth ratio 16.97%, above the peer median of 12.95%; loan-to-share ratio 41.90%, below the peer median of 60.93%; return on assets 2.60%, above the peer median of 0.73%. At 16.97% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $74.3M | $72.1M | $117.2M | $68.3M | record → |
| Shares and deposits | $61.6M | $61.4M | $102.2M | $58.3M | record → |
| Loans outstanding | $25.8M | $37.6M | $84.3M | $34.4M | record → |
| Net income (year to date) | $965.0k | $269.0k | $350.3k | $222.2k | record → |
| Net worth | $12.6M | $9.2M | $13.1M | $9.0M | record → |
| Net worth ratio | 16.97% | 12.95% | 12.56% | 12.65% | record → |
| Loan-to-share ratio | 41.90% | 60.93% | 77.94% | 68.70% | computed |
| Return on assets | 2.60% | 0.73% | 0.86% | 0.71% | computed |
| Members | 4,553 | 5,030 | 5,954 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $74.3M | $61.6M | $25.8M | $965.0k | 16.97% | 4,553 | 2076 |
| 2026Q1 | $75.2M | $63.0M | $25.7M | $466.0k | 16.11% | 4,523 | 2069 |
| 2025Q4 | $73.2M | $61.5M | $25.6M | $1.7M | 15.93% | 4,605 | 2098 |
| 2025Q3 | $73.6M | $62.3M | $25.3M | $1.3M | 15.28% | 4,645 | 2087 |
| 2025Q2 | $69.6M | $58.8M | $25.7M | $826.4k | 15.47% | 4,627 | 2148 |
| 2025Q1 | $69.2M | $58.8M | $24.8M | $375.1k | 14.91% | 4,608 | 2160 |
| 2024Q4 | $67.4M | $57.4M | $24.6M | $1.3M | 14.76% | 4,625 | 2174 |
| 2024Q3 | $69.7M | $60.1M | $25.4M | $920.1k | 13.75% | 4,629 | 2142 |
| 2024Q2 | $66.5M | $57.2M | $25.1M | $554.6k | 13.87% | 4,622 | 2194 |
| 2024Q1 | $66.5M | $57.4M | $24.7M | $282.9k | 13.46% | 4,577 | 2212 |
| 2023Q4 | $65.0M | $56.3M | $23.8M | $956.2k | 13.33% | 4,558 | 2220 |
| 2023Q3 | $67.8M | $59.3M | $23.7M | $712.7k | 12.41% | 4,561 | 2176 |
| 2023Q2 | $66.5M | $58.3M | $22.7M | $455.5k | 12.27% | 4,537 | 2208 |
| 2023Q1 | $68.1M | $60.1M | $21.6M | $223.6k | 11.64% | 4,511 | 2205 |
| 2022Q4 | $67.7M | $59.9M | $20.8M | $530.0k | 11.39% | 4,498 | 2209 |
| 2022Q3 | $68.4M | $60.8M | $20.5M | $366.3k | 11.03% | 4,523 | 2218 |
| 2022Q2 | $66.0M | $58.5M | $19.8M | $212.1k | 11.20% | 4,581 | 2260 |
| 2022Q1 | $65.5M | $58.2M | $18.6M | $126.6k | 11.15% | 4,569 | 2264 |
| 2021Q4 | $63.2M | $56.0M | $18.6M | $521.8k | 11.35% | 4,564 | 2281 |
| 2021Q3 | $61.8M | $54.6M | $18.6M | $492.3k | 11.57% | 4,561 | 2299 |
| 2021Q2 | $58.3M | $51.3M | $17.7M | $258.6k | 11.86% | 4,552 | 2346 |
| 2021Q1 | $58.3M | $51.5M | $17.2M | $97.1k | 11.58% | 4,519 | 2345 |
| 2020Q4 | $54.7M | $48.1M | $18.1M | $534.0k | 12.15% | 4,511 | 2350 |
| 2020Q3 | $53.1M | $46.6M | $18.2M | $407.3k | 12.28% | 4,534 | 2359 |
| 2020Q2 | $49.9M | $43.4M | $18.4M | $274.7k | 12.82% | 4,487 | 2419 |
| 2020Q1 | $45.4M | $39.0M | $18.2M | $136.6k | 13.79% | 4,461 | 2462 |
| 2019Q4 | $43.6M | $37.4M | $18.3M | $464.9k | 14.04% | 4,432 | 2471 |
| 2019Q3 | $43.8M | $37.7M | $17.9M | $370.9k | 13.74% | 4,453 | 2463 |
| 2019Q2 | $42.4M | $36.4M | $17.5M | $239.9k | 13.90% | 4,455 | 2506 |
| 2019Q1 | $43.1M | $37.3M | $17.3M | $113.2k | 13.37% | 4,430 | 2492 |
| 2018Q4 | $42.9M | $37.2M | $17.1M | $374.3k | 13.16% | 4,432 | 2484 |
| 2018Q3 | $44.5M | $38.9M | $17.1M | $272.4k | 12.48% | 4,442 | 2452 |
| 2018Q2 | $41.3M | $35.9M | $16.7M | $146.6k | 13.12% | 4,435 | 2540 |
| 2018Q1 | $41.3M | $35.9M | $16.2M | $67.5k | 12.77% | 4,418 | 2541 |
| 2017Q4 | $40.3M | $35.1M | $15.1M | $260.9k | 12.91% | 4,430 | 2542 |
| 2017Q3 | $40.6M | $35.5M | $15.2M | $198.5k | 12.66% | 4,456 | 2547 |
| 2017Q2 | $39.3M | $34.2M | $14.9M | $111.4k | 12.88% | 4,457 | 2619 |
| 2017Q1 | $39.1M | $34.1M | $14.5M | $48.6k | 12.77% | 4,448 | 2620 |
| 2016Q4 | $38.5M | $33.5M | $14.4M | $225.7k | 12.88% | 4,466 | 2604 |
| 2016Q3 | $39.0M | $34.1M | $14.2M | $159.3k | 12.53% | 4,472 | 2600 |
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