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credit union · NCUA 63375 · OH

How big is BAY AREA?

BAY AREA (OH, NCUA charter 63375) reported total assets of $107.9M, 7,284 members and a net worth ratio of 11.60% in its Call Report for 2026Q2. That ranks 1761 of 4,299 federally insured credit unions by assets, 1002 of 1,061 among credit unions with $100m-$500m in assets, 74 of 192 credit unions in ohio.

TOTAL ASSETS: $107.9MMEMBERS: 7,284NET WORTH RATIO: 11.60%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/63375-bay-area

What stands out

BAY AREA (OH, NCUA charter 63375) reported total assets of $107.9M, 7,284 members and a net worth ratio of 11.60% in its Call Report for 2026Q2. That ranks 1761 of 4,299 federally insured credit unions by assets, 1002 of 1,061 among credit unions with $100m-$500m in assets, 74 of 192 credit unions in ohio. Against its size class: net worth ratio 11.60%, below the peer median of 11.65%; loan-to-share ratio 53.43%, below the peer median of 73.15%; return on assets 0.69%, below the peer median of 0.74%. At 11.60% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$107.9M$198.1M$65.8M$68.3Mrecord →
Shares and deposits$93.8M$172.3M$57.9M$58.3Mrecord →
Loans outstanding$50.1M$125.2M$30.5M$34.4Mrecord →
Net income (year to date)$373.2k$766.3k$232.8k$222.2krecord →
Net worth$12.5M$24.5M$8.1M$9.0Mrecord →
Net worth ratio11.60%11.65%12.10%12.65%record →
Loan-to-share ratio53.43%73.15%64.09%68.70%computed
Return on assets0.69%0.74%0.73%0.71%computed
Members7,28413,2305,1064,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$107.9M$93.8M$50.1M$373.2k11.60%7,2841761
2026Q1$108.6M$94.8M$50.9M$158.1k11.33%7,4001763
2025Q4$105.5M$92.0M$52.2M$676.8k11.50%7,4881779
2025Q3$85.5M$74.0M$42.9M$334.3k13.85%5,3991961
2025Q2$86.9M$75.4M$42.8M$214.2k13.49%5,4201953
2025Q1$85.4M$74.1M$43.1M$101.3k13.58%5,4101973
2024Q4$81.4M$70.4M$43.6M$540.0k14.13%5,4492004
2024Q3$81.6M$70.6M$44.6M$405.6k13.98%5,4842004
2024Q2$80.7M$69.8M$45.4M$273.5k13.97%5,5082022
2024Q1$81.3M$70.7M$45.9M$103.6k13.65%5,5132024
2023Q4$78.7M$68.2M$47.0M$850.0k13.98%5,5482057
2023Q3$80.2M$69.5M$47.1M$972.9k13.92%5,5842039
2023Q2$82.4M$71.8M$47.4M$892.1k13.45%5,5972014
2023Q1$83.4M$72.9M$47.5M$791.5k13.17%5,5862023
2022Q4$80.0M$69.2M$47.0M$276.0k12.76%5,5902059
2022Q3$80.2M$69.2M$46.0M$155.3k12.58%5,6062075
2022Q2$81.9M$70.5M$44.8M$91.3k12.24%5,5762054
2022Q1$81.2M$71.1M$43.2M$49.6k12.31%5,5922063
2021Q4$79.4M$69.5M$43.3M$509.0k12.51%5,6102060
2021Q3$78.3M$68.5M$42.9M$360.3k12.50%5,7142065
2021Q2$78.7M$68.8M$43.3M$295.8k12.36%5,7442056
2021Q1$78.5M$68.9M$43.3M$167.1k12.21%5,7372058
2020Q4$74.5M$65.0M$43.1M$528.0k12.66%5,7552051
2020Q3$71.2M$61.8M$42.8M$391.6k13.05%5,7822079
2020Q2$72.0M$62.8M$42.2M$259.2k12.72%5,7972054
2020Q1$68.2M$59.2M$42.4M$132.7k13.23%5,7822043
2019Q4$66.1M$57.0M$42.1M$386.5k13.46%5,7732049
2019Q3$66.0M$56.6M$41.8M$288.4k13.34%5,8122042
2019Q2$65.4M$56.3M$40.5M$156.5k13.26%5,8142055
2019Q1$64.9M$56.0M$40.5M$54.3k13.20%5,8192061
2018Q4$61.9M$53.0M$40.7M$250.0k13.74%5,8102094
2018Q3$61.7M$53.0M$40.9M$170.3k13.65%5,8592111
2018Q2$62.9M$54.4M$40.7M$89.8k13.27%5,8142086
2018Q1$64.3M$55.8M$40.9M$36.9k12.90%5,8002072
2017Q4$61.0M$52.6M$41.9M$243.0k13.54%5,7412107
2017Q3$61.4M$52.7M$41.9M$174.8k13.35%5,8172105
2017Q2$62.1M$53.6M$42.3M$106.5k13.09%5,7732106
2017Q1$62.9M$54.6M$41.7M$50.7k12.83%5,7042097
2016Q4$60.7M$52.4M$39.9M$250.0k13.20%5,5752113
2016Q3$59.6M$51.5M$39.2M$170.3k13.32%5,7012129

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