credit union · NCUA 6318 · TX
How big is HOUSTON BELT & TERMINAL?
HOUSTON BELT & TERMINAL (TX, NCUA charter 6318) reported total assets of $3.8M, 589 members and a net worth ratio of 40.46% in its Call Report for 2026Q2. That ranks 3925 of 4,299 federally insured credit unions by assets, 397 of 771 among credit unions under $10m in assets, 352 of 380 credit unions in texas.
What stands out
HOUSTON BELT & TERMINAL (TX, NCUA charter 6318) reported total assets of $3.8M, 589 members and a net worth ratio of 40.46% in its Call Report for 2026Q2. That ranks 3925 of 4,299 federally insured credit unions by assets, 397 of 771 among credit unions under $10m in assets, 352 of 380 credit unions in texas. Against its size class: net worth ratio 40.46%, above the peer median of 17.92%; loan-to-share ratio 114.08%, above the peer median of 58.16%; return on assets 1.44%, above the peer median of 0.45%. At 40.46% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $3.8M | $4.0M | $49.9M | $68.3M | record → |
| Shares and deposits | $2.2M | $3.1M | $40.8M | $58.3M | record → |
| Loans outstanding | $2.6M | $1.7M | $24.4M | $34.4M | record → |
| Net income (year to date) | $27.7k | $5.3k | $141.6k | $222.2k | record → |
| Net worth | $1.6M | $672.6k | $7.4M | $9.0M | record → |
| Net worth ratio | 40.46% | 17.92% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 114.08% | 58.16% | 70.24% | 68.70% | computed |
| Return on assets | 1.44% | 0.45% | 0.59% | 0.71% | computed |
| Members | 589 | 584 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $3.8M | $2.2M | $2.6M | $27.7k | 40.46% | 589 | 3925 |
| 2026Q1 | $3.7M | $2.2M | $2.6M | $18.4k | 40.79% | 590 | 3955 |
| 2025Q4 | $3.7M | $2.2M | $2.9M | $48.7k | 40.49% | 589 | 3985 |
| 2025Q3 | $3.8M | $2.2M | $3.0M | $43.2k | 40.27% | 593 | 4016 |
| 2025Q2 | $3.7M | $2.1M | $2.9M | $62.1k | 40.64% | 586 | 4061 |
| 2025Q1 | $3.5M | $2.0M | $2.9M | $14.7k | 41.99% | 766 | 4107 |
| 2024Q4 | $3.5M | $2.0M | $2.5M | $73.2k | 42.24% | 725 | 4146 |
| 2024Q3 | $3.5M | $2.0M | $2.5M | $52.7k | 41.93% | 567 | 4182 |
| 2024Q2 | $3.9M | $2.3M | $2.5M | $31.4k | 36.56% | 557 | 4171 |
| 2024Q1 | $4.2M | $2.7M | $2.3M | $-4.6k | 33.25% | 547 | 4189 |
| 2023Q4 | $4.1M | $2.7M | $2.4M | $30.8k | 34.29% | 549 | 4225 |
| 2023Q3 | $4.1M | $2.7M | $2.5M | $27.2k | 33.71% | 550 | 4260 |
| 2023Q2 | $4.1M | $2.6M | $2.5M | $15.6k | 33.73% | 567 | 4289 |
| 2023Q1 | $4.2M | $2.7M | $2.5M | $6.4k | 32.98% | 569 | 4312 |
| 2022Q4 | $4.0M | $2.6M | $2.3M | $33.3k | 34.06% | 560 | 4357 |
| 2022Q3 | $4.1M | $2.6M | $2.4M | $32.1k | 33.50% | 568 | 4392 |
| 2022Q2 | $4.4M | $2.8M | $2.5M | $21.5k | 31.18% | 570 | 4403 |
| 2022Q1 | $4.3M | $2.9M | $2.5M | $17.9k | 31.57% | 576 | 4443 |
| 2021Q4 | $4.3M | $2.9M | $2.6M | $56.6k | 31.37% | 576 | 4469 |
| 2021Q3 | $4.3M | $2.9M | $2.6M | $51.2k | 31.09% | 575 | 4497 |
| 2021Q2 | $4.3M | $2.9M | $2.7M | $31.8k | 30.21% | 579 | 4520 |
| 2021Q1 | $4.3M | $2.9M | $2.7M | $14.3k | 30.24% | 583 | 4553 |
| 2020Q4 | $4.1M | $2.8M | $2.7M | $81.9k | 31.21% | 585 | 4576 |
| 2020Q3 | $4.1M | $2.8M | $2.8M | $67.8k | 30.73% | 585 | 4594 |
| 2020Q2 | $4.3M | $3.0M | $3.0M | $63.4k | 29.02% | 591 | 4586 |
| 2020Q1 | $4.3M | $3.1M | $3.3M | $22.1k | 28.37% | 600 | 4591 |
| 2019Q4 | $4.2M | $2.9M | $3.4M | $94.2k | 28.63% | 610 | 4631 |
| 2019Q3 | $4.5M | $3.3M | $3.4M | $73.1k | 26.34% | 615 | 4612 |
| 2019Q2 | $4.4M | $3.3M | $3.3M | $41.8k | 25.79% | 619 | 4642 |
| 2019Q1 | $4.5M | $3.2M | $3.2M | $13.1k | 25.00% | 614 | 4660 |
| 2018Q4 | $4.4M | $3.2M | $3.0M | $60.9k | 24.98% | 606 | 4700 |
| 2018Q3 | $4.5M | $3.3M | $2.9M | $55.4k | 24.33% | 604 | 4712 |
| 2018Q2 | $4.5M | $3.3M | $2.8M | $31.9k | 23.82% | 583 | 4745 |
| 2018Q1 | $4.4M | $3.3M | $2.7M | $16.0k | 23.85% | 590 | 4792 |
| 2017Q4 | $4.3M | $3.1M | $2.6M | $49.0k | 24.32% | 575 | 4834 |
| 2017Q3 | $4.4M | $3.3M | $2.5M | $29.7k | 23.50% | 576 | 4878 |
| 2017Q2 | $4.3M | $3.2M | $2.5M | $13.8k | 23.37% | 580 | 4927 |
| 2017Q1 | $4.2M | $3.2M | $2.2M | $9.1k | 24.04% | 578 | 4985 |
| 2016Q4 | $4.2M | $3.1M | $2.3M | $84.6k | 23.70% | 590 | 4998 |
| 2016Q3 | $4.2M | $3.2M | $2.3M | $60.5k | 23.16% | 596 | 5038 |
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