credit union · NCUA 63020 · NC
How big is SUMMIT?
SUMMIT (NC, NCUA charter 63020) reported total assets of $368.8M, 30,745 members and a net worth ratio of 15.44% in its Call Report for 2026Q2. That ranks 920 of 4,299 federally insured credit unions by assets, 161 of 1,061 among credit unions with $100m-$500m in assets, 17 of 57 credit unions in north carolina.
What stands out
SUMMIT (NC, NCUA charter 63020) reported total assets of $368.8M, 30,745 members and a net worth ratio of 15.44% in its Call Report for 2026Q2. That ranks 920 of 4,299 federally insured credit unions by assets, 161 of 1,061 among credit unions with $100m-$500m in assets, 17 of 57 credit unions in north carolina. Against its size class: net worth ratio 15.44%, above the peer median of 11.65%; loan-to-share ratio 78.29%, above the peer median of 73.15%; return on assets 0.91%, above the peer median of 0.74%. At 15.44% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $368.8M | $198.1M | $85.1M | $68.3M | record → |
| Shares and deposits | $298.4M | $172.3M | $75.2M | $58.3M | record → |
| Loans outstanding | $233.6M | $125.2M | $53.2M | $34.4M | record → |
| Net income (year to date) | $1.7M | $766.3k | $205.3k | $222.2k | record → |
| Net worth | $56.9M | $24.5M | $10.0M | $9.0M | record → |
| Net worth ratio | 15.44% | 11.65% | 12.88% | 12.65% | record → |
| Loan-to-share ratio | 78.29% | 73.15% | 76.67% | 68.70% | computed |
| Return on assets | 0.91% | 0.74% | 0.58% | 0.71% | computed |
| Members | 30,745 | 13,230 | 6,648 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $368.8M | $298.4M | $233.6M | $1.7M | 15.44% | 30,745 | 920 |
| 2026Q1 | $369.4M | $299.9M | $232.6M | $730.0k | 15.16% | 30,746 | 921 |
| 2025Q4 | $360.3M | $291.4M | $232.7M | $2.8M | 15.41% | 37,288 | 926 |
| 2025Q3 | $362.0M | $294.0M | $232.8M | $1.4M | 14.96% | 37,582 | 917 |
| 2025Q2 | $362.3M | $294.8M | $232.6M | $1.1M | 14.86% | 31,592 | 916 |
| 2025Q1 | $360.6M | $295.0M | $229.3M | $570.5k | 14.79% | 31,738 | 921 |
| 2024Q4 | $349.4M | $284.6M | $229.8M | $3.0M | 15.18% | 31,848 | 929 |
| 2024Q3 | $344.6M | $281.6M | $225.5M | $2.6M | 15.27% | 32,118 | 936 |
| 2024Q2 | $346.3M | $284.5M | $221.8M | $1.9M | 14.99% | 32,578 | 932 |
| 2024Q1 | $350.0M | $290.1M | $216.1M | $752.4k | 14.50% | 32,729 | 927 |
| 2023Q4 | $338.2M | $280.9M | $214.9M | $2.7M | 14.86% | 33,025 | 938 |
| 2023Q3 | $326.4M | $281.5M | $208.4M | $2.1M | 15.21% | 33,602 | 957 |
| 2023Q2 | $332.6M | $289.3M | $202.9M | $1.8M | 14.83% | 34,992 | 945 |
| 2023Q1 | $342.1M | $299.1M | $196.8M | $455.6k | 14.07% | 35,410 | 926 |
| 2022Q4 | $336.6M | $294.3M | $193.8M | $2.6M | 14.17% | 36,109 | 931 |
| 2022Q3 | $344.6M | $304.3M | $187.5M | $1.7M | 13.56% | 36,379 | 914 |
| 2022Q2 | $348.1M | $305.8M | $183.0M | $1.2M | 13.28% | 36,975 | 908 |
| 2022Q1 | $350.8M | $308.5M | $179.2M | $577.6k | 13.01% | 37,197 | 901 |
| 2021Q4 | $337.6M | $293.0M | $181.8M | $3.5M | 13.34% | 37,197 | 912 |
| 2021Q3 | $335.2M | $290.5M | $181.5M | $2.9M | 13.28% | 37,355 | 908 |
| 2021Q2 | $331.8M | $288.6M | $178.9M | $1.6M | 13.01% | 37,918 | 904 |
| 2021Q1 | $327.7M | $285.8M | $177.7M | $503.7k | 12.83% | 37,976 | 909 |
| 2020Q4 | $305.2M | $263.7M | $178.6M | $1.8M | 13.61% | 37,922 | 911 |
| 2020Q3 | $297.4M | $256.7M | $180.9M | $1.1M | 13.73% | 38,091 | 905 |
| 2020Q2 | $293.1M | $253.3M | $182.0M | $122.1k | 13.60% | 38,389 | 910 |
| 2020Q1 | $273.0M | $233.9M | $185.2M | $232.7k | 14.64% | 38,533 | 900 |
| 2019Q4 | $263.6M | $223.9M | $189.2M | $2.5M | 15.08% | 38,616 | 902 |
| 2019Q3 | $252.7M | $215.3M | $185.9M | $2.0M | 14.82% | 37,825 | 924 |
| 2019Q2 | $265.5M | $227.4M | $181.2M | $1.4M | 13.88% | 37,792 | 890 |
| 2019Q1 | $268.5M | $231.5M | $178.6M | $676.5k | 13.47% | 37,627 | 880 |
| 2018Q4 | $260.5M | $225.2M | $177.8M | $2.0M | 13.63% | 37,463 | 881 |
| 2018Q3 | $230.7M | $196.7M | $167.2M | $1.1M | 14.30% | 34,467 | 962 |
| 2018Q2 | $236.7M | $203.3M | $163.7M | $721.8k | 13.79% | 34,408 | 947 |
| 2018Q1 | $241.9M | $208.7M | $160.6M | $361.8k | 13.35% | 34,165 | 924 |
| 2017Q4 | $235.2M | $201.7M | $163.0M | $1.8M | 13.57% | 33,987 | 924 |
| 2017Q3 | $227.5M | $197.0M | $158.4M | $1.4M | 12.86% | 33,200 | 951 |
| 2017Q2 | $229.8M | $200.4M | $156.4M | $885.5k | 12.50% | 32,850 | 945 |
| 2017Q1 | $231.1M | $202.5M | $153.9M | $175.2k | 12.12% | 32,691 | 939 |
| 2016Q4 | $191.2M | $166.0M | $142.9M | $1.5M | 12.71% | 28,985 | 1037 |
| 2016Q3 | $189.1M | $164.9M | $143.1M | $924.0k | 12.56% | 28,925 | 1040 |
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