credit union · NCUA 62998 · PA
How big is SPOJNIA?
SPOJNIA (PA, NCUA charter 62998) reported total assets of $14.3M, 746 members and a net worth ratio of 15.49% in its Call Report for 2026Q2. That ranks 3315 of 4,299 federally insured credit unions by assets, 922 of 1,135 among credit unions with $10m-$50m in assets, 190 of 269 credit unions in pennsylvania.
What stands out
SPOJNIA (PA, NCUA charter 62998) reported total assets of $14.3M, 746 members and a net worth ratio of 15.49% in its Call Report for 2026Q2. That ranks 3315 of 4,299 federally insured credit unions by assets, 922 of 1,135 among credit unions with $10m-$50m in assets, 190 of 269 credit unions in pennsylvania. Against its size class: net worth ratio 15.49%, above the peer median of 13.88%; loan-to-share ratio 46.44%, below the peer median of 57.77%; return on assets -0.63%, below the peer median of 0.70%. At 15.49% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $14.3M | $25.2M | $40.7M | $68.3M | record → |
| Shares and deposits | $12.1M | $21.4M | $35.9M | $58.3M | record → |
| Loans outstanding | $5.6M | $11.2M | $14.4M | $34.4M | record → |
| Net income (year to date) | $-45.1k | $82.1k | $173.1k | $222.2k | record → |
| Net worth | $2.2M | $3.4M | $5.1M | $9.0M | record → |
| Net worth ratio | 15.49% | 13.88% | 13.53% | 12.65% | record → |
| Loan-to-share ratio | 46.44% | 57.77% | 52.54% | 68.70% | computed |
| Return on assets | -0.63% | 0.70% | 0.79% | 0.71% | computed |
| Members | 746 | 2,092 | 3,118 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $14.3M | $12.1M | $5.6M | $-45.1k | 15.49% | 746 | 3315 |
| 2026Q1 | $14.9M | $12.1M | $5.8M | $-30.1k | 16.43% | 754 | 3315 |
| 2025Q4 | $14.4M | $12.2M | $6.2M | $-335.9k | 14.65% | 758 | 3345 |
| 2025Q3 | $13.0M | $10.9M | $6.4M | $-318.1k | 16.30% | 714 | 3430 |
| 2025Q2 | $13.6M | $11.0M | $6.7M | $-150.6k | 16.84% | 783 | 3425 |
| 2025Q1 | $13.6M | $11.4M | $6.9M | $-64.2k | 17.49% | 790 | 3451 |
| 2024Q4 | $13.8M | $11.4M | $7.0M | $-59.0k | 17.69% | 796 | 3463 |
| 2024Q3 | $13.8M | $11.3M | $7.4M | $-27.1k | 17.97% | 811 | 3487 |
| 2024Q2 | $13.7M | $11.2M | $7.8M | $-20.0k | 18.11% | 826 | 3509 |
| 2024Q1 | $14.0M | $11.6M | $7.9M | $-13.3k | 17.70% | 837 | 3530 |
| 2023Q4 | $14.1M | $11.7M | $8.0M | $32.4k | 17.74% | 855 | 3530 |
| 2023Q3 | $13.7M | $11.3M | $8.0M | $83.1k | 18.61% | 861 | 3579 |
| 2023Q2 | $14.1M | $11.7M | $8.2M | $59.8k | 18.04% | 878 | 3592 |
| 2023Q1 | $14.2M | $11.7M | $7.9M | $23.6k | 17.63% | 879 | 3606 |
| 2022Q4 | $14.8M | $12.1M | $8.3M | $69.4k | 16.76% | 878 | 3601 |
| 2022Q3 | $14.5M | $11.9M | $7.9M | $30.8k | 16.73% | 873 | 3638 |
| 2022Q2 | $14.9M | $12.5M | $7.6M | $-12.0k | 16.07% | 866 | 3645 |
| 2022Q1 | $14.3M | $11.9M | $7.1M | $-8.5k | 16.75% | 866 | 3705 |
| 2021Q4 | $15.1M | $12.6M | $7.1M | $10.3k | 15.98% | 863 | 3671 |
| 2021Q3 | $15.0M | $12.6M | $6.9M | $-8.0k | 15.92% | 868 | 3688 |
| 2021Q2 | $14.8M | $12.4M | $7.1M | $-10.1k | 16.13% | 871 | 3714 |
| 2021Q1 | $14.1M | $11.7M | $6.9M | $-7.9k | 16.89% | 981 | 3756 |
| 2020Q4 | $14.1M | $11.7M | $6.8M | $18.3k | 16.96% | 982 | 3735 |
| 2020Q3 | $14.1M | $11.7M | $6.4M | $38.1k | 17.06% | 983 | 3724 |
| 2020Q2 | $13.2M | $10.8M | $6.1M | $29.6k | 18.16% | 984 | 3784 |
| 2020Q1 | $12.8M | $10.5M | $6.4M | $-17.4k | 18.37% | 988 | 3767 |
| 2019Q4 | $13.5M | $11.2M | $6.2M | $-16.2k | 17.54% | 988 | 3715 |
| 2019Q3 | $13.1M | $10.8M | $5.4M | $-35.2k | 17.94% | 980 | 3755 |
| 2019Q2 | $13.8M | $11.4M | $5.4M | $-26.9k | 17.13% | 986 | 3706 |
| 2019Q1 | $13.2M | $10.8M | $5.4M | $-10.6k | 18.02% | 997 | 3776 |
| 2018Q4 | $12.8M | $10.4M | $5.4M | $-71.5k | 18.64% | 994 | 3803 |
| 2018Q3 | $13.0M | $10.5M | $5.6M | $-83.0k | 18.50% | 1,020 | 3805 |
| 2018Q2 | $12.8M | $10.1M | $5.3M | $-29.5k | 18.97% | 1,023 | 3848 |
| 2018Q1 | $12.9M | $10.2M | $5.0M | $-13.2k | 19.00% | 1,032 | 3866 |
| 2017Q4 | $13.0M | $10.3M | $4.6M | $-5.0k | 18.91% | 1,029 | 3843 |
| 2017Q3 | $13.2M | $10.4M | $4.3M | $-1.1k | 18.74% | 1,031 | 3874 |
| 2017Q2 | $13.7M | $11.3M | $4.2M | $-7.5k | 17.92% | 1,038 | 3855 |
| 2017Q1 | $14.0M | $11.5M | $4.2M | $-5.0k | 17.66% | 1,040 | 3864 |
| 2016Q4 | $14.2M | $11.7M | $4.1M | $-17.4k | 17.43% | 1,029 | 3821 |
| 2016Q3 | $13.8M | $11.3M | $4.2M | $-17.9k | 17.87% | 1,025 | 3868 |
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