credit union · NCUA 62985 · NC
How big is GUCO?
GUCO (NC, NCUA charter 62985) reported total assets of $10.2M, 1,383 members and a net worth ratio of 17.82% in its Call Report for 2026Q2. That ranks 3513 of 4,299 federally insured credit unions by assets, 1120 of 1,135 among credit unions with $10m-$50m in assets, 52 of 57 credit unions in north carolina.
What stands out
GUCO (NC, NCUA charter 62985) reported total assets of $10.2M, 1,383 members and a net worth ratio of 17.82% in its Call Report for 2026Q2. That ranks 3513 of 4,299 federally insured credit unions by assets, 1120 of 1,135 among credit unions with $10m-$50m in assets, 52 of 57 credit unions in north carolina. Against its size class: net worth ratio 17.82%, above the peer median of 13.88%; loan-to-share ratio 83.28%, above the peer median of 57.77%; return on assets 0.24%, below the peer median of 0.70%. At 17.82% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $10.2M | $25.2M | $85.1M | $68.3M | record → |
| Shares and deposits | $8.4M | $21.4M | $75.2M | $58.3M | record → |
| Loans outstanding | $7.0M | $11.2M | $53.2M | $34.4M | record → |
| Net income (year to date) | $12.2k | $82.1k | $205.3k | $222.2k | record → |
| Net worth | $1.8M | $3.4M | $10.0M | $9.0M | record → |
| Net worth ratio | 17.82% | 13.88% | 12.88% | 12.65% | record → |
| Loan-to-share ratio | 83.28% | 57.77% | 76.67% | 68.70% | computed |
| Return on assets | 0.24% | 0.70% | 0.58% | 0.71% | computed |
| Members | 1,383 | 2,092 | 6,648 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $10.2M | $8.4M | $7.0M | $12.2k | 17.82% | 1,383 | 3513 |
| 2026Q1 | $10.0M | $8.2M | $6.9M | $13.7k | 18.24% | 1,383 | 3546 |
| 2025Q4 | $9.8M | $7.9M | $6.4M | $36.6k | 18.45% | 1,391 | 3572 |
| 2025Q3 | $9.7M | $7.9M | $6.5M | $29.1k | 18.68% | 1,390 | 3600 |
| 2025Q2 | $9.9M | $8.1M | $6.5M | $12.3k | 18.16% | 1,420 | 3621 |
| 2025Q1 | $10.0M | $8.2M | $6.4M | $6.1k | 17.86% | 1,440 | 3653 |
| 2024Q4 | $9.8M | $8.0M | $6.3M | $-32.5k | 18.12% | 1,449 | 3681 |
| 2024Q3 | $10.1M | $8.3M | $6.0M | $-27.5k | 17.62% | 1,531 | 3684 |
| 2024Q2 | $10.2M | $8.4M | $5.4M | $-53.9k | 17.31% | 1,883 | 3709 |
| 2024Q1 | $10.4M | $8.6M | $5.2M | $-44.2k | 17.05% | 1,954 | 3719 |
| 2023Q4 | $10.4M | $8.6M | $5.4M | $11.8k | 17.34% | 1,966 | 3739 |
| 2023Q3 | $10.8M | $9.0M | $5.6M | $3.0k | 16.75% | 1,975 | 3749 |
| 2023Q2 | $11.6M | $9.7M | $5.9M | $4.4k | 15.60% | 1,973 | 3722 |
| 2023Q1 | $12.5M | $10.7M | $5.9M | $-158 | 14.41% | 1,972 | 3684 |
| 2022Q4 | $13.0M | $11.1M | $5.7M | $-11.4k | 13.93% | 1,966 | 3693 |
| 2022Q3 | $13.6M | $11.7M | $5.6M | $-10.6k | 13.34% | 1,958 | 3695 |
| 2022Q2 | $13.4M | $11.6M | $5.5M | $-1.5k | 13.56% | 1,957 | 3723 |
| 2022Q1 | $13.2M | $11.3M | $5.4M | $-4.4k | 13.75% | 1,966 | 3766 |
| 2021Q4 | $12.9M | $11.1M | $5.7M | $10.2k | 14.05% | 1,966 | 3786 |
| 2021Q3 | $12.8M | $10.8M | $5.9M | $12.0k | 14.20% | 1,965 | 3808 |
| 2021Q2 | $12.6M | $10.8M | $6.0M | $5.8k | 14.36% | 1,972 | 3840 |
| 2021Q1 | $12.5M | $10.7M | $5.3M | $2.2k | 14.44% | 1,966 | 3859 |
| 2020Q4 | $12.3M | $10.4M | $5.2M | $37.2k | 14.74% | 1,965 | 3851 |
| 2020Q3 | $12.1M | $10.3M | $5.5M | $33.6k | 14.88% | 1,971 | 3864 |
| 2020Q2 | $12.1M | $10.3M | $5.6M | $23.7k | 14.84% | 1,955 | 3872 |
| 2020Q1 | $11.5M | $9.7M | $5.8M | $13.9k | 15.52% | 1,962 | 3881 |
| 2019Q4 | $11.4M | $9.6M | $5.9M | $70.7k | 15.54% | 1,968 | 3884 |
| 2019Q3 | $11.6M | $9.8M | $5.9M | $58.8k | 15.12% | 1,974 | 3886 |
| 2019Q2 | $11.9M | $10.2M | $5.8M | $38.4k | 14.55% | 1,988 | 3863 |
| 2019Q1 | $12.0M | $10.3M | $5.8M | $14.4k | 14.28% | 1,982 | 3875 |
| 2018Q4 | $12.0M | $10.3M | $5.7M | $19.6k | 14.12% | 1,973 | 3873 |
| 2018Q3 | $12.7M | $11.0M | $5.9M | $6.9k | 13.27% | 1,977 | 3830 |
| 2018Q2 | $12.8M | $11.1M | $6.1M | $-6.6k | 13.03% | 1,983 | 3846 |
| 2018Q1 | $13.1M | $11.4M | $5.9M | $-13.2k | 12.70% | 1,981 | 3837 |
| 2017Q4 | $13.0M | $11.3M | $6.2M | $7.1k | 12.96% | 1,980 | 3847 |
| 2017Q3 | $13.1M | $11.4M | $6.5M | $5.4k | 12.77% | 1,988 | 3878 |
| 2017Q2 | $13.5M | $11.8M | $6.5M | $4.4k | 12.40% | 1,982 | 3875 |
| 2017Q1 | $13.1M | $11.5M | $6.5M | $3.2k | 12.76% | 1,977 | 3929 |
| 2016Q4 | $13.5M | $11.8M | $6.4M | $18.0k | 12.43% | 1,978 | 3889 |
| 2016Q3 | $13.2M | $11.5M | $6.1M | $13.7k | 12.63% | 1,987 | 3931 |
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