credit union · NCUA 62983 · VT
How big is MEMBERS ADVANTAGE COMMUNITY?
MEMBERS ADVANTAGE COMMUNITY (VT, NCUA charter 62983) reported total assets of $507.7M, 41,760 members and a net worth ratio of 12.54% in its Call Report for 2026Q2. That ranks 751 of 4,299 federally insured credit unions by assets, 272 of 280 among credit unions with $500m-$1b in assets, 5 of 12 credit unions in vermont.
What stands out
MEMBERS ADVANTAGE COMMUNITY (VT, NCUA charter 62983) reported total assets of $507.7M, 41,760 members and a net worth ratio of 12.54% in its Call Report for 2026Q2. That ranks 751 of 4,299 federally insured credit unions by assets, 272 of 280 among credit unions with $500m-$1b in assets, 5 of 12 credit unions in vermont. Against its size class: net worth ratio 12.54%, above the peer median of 10.59%; loan-to-share ratio 88.43%, above the peer median of 83.51%; return on assets 1.14%, above the peer median of 0.75%. At 12.54% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $507.7M | $714.8M | $207.8M | $68.3M | record → |
| Shares and deposits | $440.1M | $614.6M | $180.1M | $58.3M | record → |
| Loans outstanding | $389.2M | $502.2M | $164.6M | $34.4M | record → |
| Net income (year to date) | $2.9M | $2.5M | $237.4k | $222.2k | record → |
| Net worth | $63.7M | $74.4M | $20.7M | $9.0M | record → |
| Net worth ratio | 12.54% | 10.59% | 11.45% | 12.65% | record → |
| Loan-to-share ratio | 88.43% | 83.51% | 87.15% | 68.70% | computed |
| Return on assets | 1.14% | 0.75% | 0.75% | 0.71% | computed |
| Members | 41,760 | 41,964 | 13,678 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $507.7M | $440.1M | $389.2M | $2.9M | 12.54% | 41,760 | 751 |
| 2026Q1 | $500.3M | $434.4M | $378.7M | $1.5M | 12.45% | 42,126 | 758 |
| 2025Q4 | $491.7M | $427.7M | $376.3M | $5.7M | 12.36% | 45,490 | 758 |
| 2025Q3 | $431.7M | $374.1M | $333.0M | $4.8M | 12.50% | 37,546 | 817 |
| 2025Q2 | $428.1M | $371.8M | $321.9M | $3.3M | 12.25% | 37,296 | 821 |
| 2025Q1 | $426.1M | $371.8M | $311.7M | $1.7M | 11.93% | 37,260 | 823 |
| 2024Q4 | $416.4M | $364.0M | $309.2M | $7.9M | 11.81% | 37,162 | 826 |
| 2024Q3 | $403.5M | $352.2M | $301.6M | $6.6M | 11.86% | 37,021 | 843 |
| 2024Q2 | $402.5M | $353.7M | $292.5M | $4.4M | 11.34% | 36,936 | 842 |
| 2024Q1 | $400.5M | $354.6M | $281.9M | $2.1M | 10.83% | 36,985 | 847 |
| 2023Q4 | $391.5M | $347.8M | $277.5M | $8.2M | 10.55% | 36,848 | 852 |
| 2023Q3 | $394.6M | $352.9M | $266.3M | $6.1M | 9.92% | 36,524 | 843 |
| 2023Q2 | $371.2M | $332.5M | $244.8M | $3.6M | 9.75% | 34,476 | 877 |
| 2023Q1 | $371.5M | $335.2M | $231.0M | $1.6M | 9.22% | 34,362 | 884 |
| 2022Q4 | $375.6M | $341.3M | $223.3M | $2.4M | 8.69% | 34,413 | 866 |
| 2022Q3 | $378.7M | $344.7M | $210.1M | $1.5M | 8.37% | 34,665 | 859 |
| 2022Q2 | $378.8M | $345.9M | $199.9M | $769.1k | 8.18% | 34,007 | 856 |
| 2022Q1 | $373.0M | $341.2M | $192.9M | $247.7k | 8.17% | 34,828 | 867 |
| 2021Q4 | $364.8M | $333.1M | $191.3M | $1.0M | 8.28% | 34,852 | 864 |
| 2021Q3 | $357.0M | $325.0M | $186.3M | $751.2k | 8.38% | 34,800 | 873 |
| 2021Q2 | $355.9M | $324.3M | $184.8M | $403.2k | 8.31% | 34,678 | 866 |
| 2021Q1 | $353.2M | $322.1M | $179.3M | $111.2k | 8.29% | 34,574 | 864 |
| 2020Q4 | $327.5M | $296.8M | $177.8M | $2.1M | 8.90% | 34,341 | 865 |
| 2020Q3 | $157.8M | $141.5M | $59.8M | $278.1k | 9.84% | 15,589 | 1335 |
| 2020Q2 | $156.7M | $140.6M | $61.5M | $249.1k | 9.89% | 15,616 | 1326 |
| 2020Q1 | $143.0M | $127.0M | $61.9M | $173.5k | 10.79% | 15,588 | 1343 |
| 2019Q4 | $138.9M | $123.2M | $63.3M | $658.1k | 10.98% | 15,582 | 1345 |
| 2019Q3 | $138.3M | $122.2M | $63.4M | $577.3k | 10.97% | 15,586 | 1342 |
| 2019Q2 | $138.0M | $122.5M | $63.5M | $325.9k | 10.81% | 15,552 | 1344 |
| 2019Q1 | $135.4M | $120.0M | $63.7M | $144.9k | 10.89% | 15,553 | 1361 |
| 2018Q4 | $129.7M | $114.3M | $63.9M | $933.8k | 11.25% | 15,599 | 1378 |
| 2018Q3 | $132.5M | $117.5M | $64.4M | $833.9k | 10.94% | 15,769 | 1355 |
| 2018Q2 | $136.9M | $122.2M | $64.5M | $466.4k | 10.32% | 15,985 | 1341 |
| 2018Q1 | $136.4M | $122.0M | $62.7M | $215.3k | 10.17% | 16,068 | 1342 |
| 2017Q4 | $133.3M | $119.0M | $62.0M | $1.1M | 10.24% | 16,039 | 1338 |
| 2017Q3 | $133.1M | $119.2M | $60.7M | $862.1k | 10.08% | 15,948 | 1342 |
| 2017Q2 | $133.6M | $119.9M | $59.5M | $594.0k | 9.85% | 15,813 | 1343 |
| 2017Q1 | $123.2M | $111.1M | $54.4M | $192.0k | 9.61% | 14,612 | 1400 |
| 2016Q4 | $118.1M | $106.1M | $54.5M | $975.0k | 9.87% | 14,472 | 1416 |
| 2016Q3 | $116.2M | $104.4M | $54.1M | $724.7k | 9.81% | 14,378 | 1431 |
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