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credit union · NCUA 62827 · IL

How big is 2 RIVERS AREA?

2 RIVERS AREA (IL, NCUA charter 62827) reported total assets of $27.7M, 4,002 members and a net worth ratio of 10.68% in its Call Report for 2026Q2. That ranks 2892 of 4,299 federally insured credit unions by assets, 499 of 1,135 among credit unions with $10m-$50m in assets, 90 of 188 credit unions in illinois.

TOTAL ASSETS: $27.7MMEMBERS: 4,002NET WORTH RATIO: 10.68%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/62827-2-rivers-area

What stands out

2 RIVERS AREA (IL, NCUA charter 62827) reported total assets of $27.7M, 4,002 members and a net worth ratio of 10.68% in its Call Report for 2026Q2. That ranks 2892 of 4,299 federally insured credit unions by assets, 499 of 1,135 among credit unions with $10m-$50m in assets, 90 of 188 credit unions in illinois. Against its size class: net worth ratio 10.68%, below the peer median of 13.88%; loan-to-share ratio 64.68%, above the peer median of 57.77%; return on assets 0.35%, below the peer median of 0.70%. At 10.68% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$27.7M$25.2M$23.9M$68.3Mrecord →
Shares and deposits$25.1M$21.4M$20.3M$58.3Mrecord →
Loans outstanding$16.2M$11.2M$11.9M$34.4Mrecord →
Net income (year to date)$47.9k$82.1k$75.2k$222.2krecord →
Net worth$3.0M$3.4M$3.4M$9.0Mrecord →
Net worth ratio10.68%13.88%13.93%12.65%record →
Loan-to-share ratio64.68%57.77%62.03%68.70%computed
Return on assets0.35%0.70%0.75%0.71%computed
Members4,0022,0922,2884,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$27.7M$25.1M$16.2M$47.9k10.68%4,0022892
2026Q1$26.6M$23.8M$14.0M$1.1k10.96%3,9692942
2025Q4$23.6M$21.1M$13.3M$58.9k12.34%3,9403035
2025Q3$23.9M$21.0M$13.9M$51.2k12.15%3,9893041
2025Q2$24.1M$21.2M$14.4M$47.8k12.03%4,0143058
2025Q1$24.0M$20.9M$14.6M$3.2k11.89%4,0083084
2024Q4$23.4M$20.3M$15.1M$112.1k12.18%4,0433105
2024Q3$23.9M$21.2M$15.5M$89.7k11.87%4,0673103
2024Q2$24.7M$21.3M$15.4M$83.3k11.46%4,0703096
2024Q1$25.1M$21.7M$15.1M$10.6k10.98%4,0833105
2023Q4$24.3M$21.1M$15.5M$32.3k11.28%4,0773129
2023Q3$24.0M$20.8M$15.8M$64.3k11.55%4,0743154
2023Q2$26.2M$23.1M$15.0M$78.1k10.65%4,0523114
2023Q1$25.4M$22.4M$14.4M$31.4k10.80%4,0143159
2022Q4$25.1M$22.0M$14.2M$53.3k10.79%3,9923184
2022Q3$24.9M$21.8M$13.9M$55.9k10.90%3,9993213
2022Q2$24.9M$22.0M$13.8M$58.3k10.90%3,9993224
2022Q1$25.4M$22.6M$13.5M$31.8k10.59%3,9833229
2021Q4$23.6M$20.7M$13.8M$49.3k11.26%3,9983285
2021Q3$23.4M$20.7M$13.4M$72.6k11.48%4,0353305
2021Q2$23.9M$21.0M$13.1M$77.2k11.24%4,0523280
2021Q1$24.4M$21.6M$12.9M$23.1k10.77%4,0233273
2020Q4$21.1M$18.3M$12.7M$-171.5k12.37%3,9493369
2020Q3$20.8M$17.9M$12.3M$-35.6k13.16%3,9353371
2020Q2$21.0M$18.0M$11.2M$3.9k13.28%3,8983361
2020Q1$19.2M$16.4M$10.2M$-22.4k14.32%3,8233383
2019Q4$18.2M$15.3M$10.6M$35.7k15.27%3,8093423
2019Q3$18.6M$15.6M$10.5M$31.0k14.93%3,7953410
2019Q2$18.6M$15.5M$10.5M$35.4k14.92%3,7683418
2019Q1$18.9M$15.9M$10.2M$8.0k14.56%3,7303419
2018Q4$17.4M$14.5M$10.2M$59.1k15.78%3,7103501
2018Q3$18.1M$15.0M$9.7M$32.4k15.03%3,6983475
2018Q2$17.6M$14.7M$9.1M$-1.7k15.22%3,7003527
2018Q1$18.0M$15.0M$8.6M$-15.6k14.82%3,7153523
2017Q4$17.0M$14.0M$8.2M$65.3k15.83%3,6303575
2017Q3$16.4M$13.5M$7.9M$43.8k16.20%3,6453637
2017Q2$16.4M$13.6M$7.6M$36.2k16.21%3,6053673
2017Q1$16.9M$14.1M$7.1M$31.4k15.68%3,5863658
2016Q4$15.4M$12.6M$7.2M$36.3k17.03%3,5433740
2016Q3$15.0M$12.3M$7.0M$17.6k17.30%3,5313777

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