credit union · NCUA 62801 · MO
How big is WEST COMMUNITY?
WEST COMMUNITY (MO, NCUA charter 62801) reported total assets of $656.2M, 41,912 members and a net worth ratio of 8.21% in its Call Report for 2026Q2. That ranks 653 of 4,299 federally insured credit unions by assets, 174 of 280 among credit unions with $500m-$1b in assets, 5 of 87 credit unions in missouri.
What stands out
WEST COMMUNITY (MO, NCUA charter 62801) reported total assets of $656.2M, 41,912 members and a net worth ratio of 8.21% in its Call Report for 2026Q2. That ranks 653 of 4,299 federally insured credit unions by assets, 174 of 280 among credit unions with $500m-$1b in assets, 5 of 87 credit unions in missouri. Against its size class: net worth ratio 8.21%, below the peer median of 10.59%; loan-to-share ratio 87.76%, above the peer median of 83.51%; return on assets 0.86%, above the peer median of 0.75%. At 8.21% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $656.2M | $714.8M | $45.4M | $68.3M | record → |
| Shares and deposits | $585.2M | $614.6M | $38.5M | $58.3M | record → |
| Loans outstanding | $513.5M | $502.2M | $29.1M | $34.4M | record → |
| Net income (year to date) | $2.8M | $2.5M | $173.7k | $222.2k | record → |
| Net worth | $53.9M | $74.4M | $5.7M | $9.0M | record → |
| Net worth ratio | 8.21% | 10.59% | 11.61% | 12.65% | record → |
| Loan-to-share ratio | 87.76% | 83.51% | 73.00% | 68.70% | computed |
| Return on assets | 0.86% | 0.75% | 0.59% | 0.71% | computed |
| Members | 41,912 | 41,964 | 4,166 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $656.2M | $585.2M | $513.5M | $2.8M | 8.21% | 41,912 | 653 |
| 2026Q1 | $498.8M | $422.1M | $409.4M | $1.0M | 8.60% | 32,303 | 759 |
| 2025Q4 | $491.3M | $416.3M | $410.5M | $2.5M | 8.52% | 32,286 | 760 |
| 2025Q3 | $491.1M | $416.7M | $405.4M | $1.8M | 8.38% | 32,415 | 757 |
| 2025Q2 | $494.8M | $421.7M | $402.9M | $955.7k | 8.19% | 32,456 | 754 |
| 2025Q1 | $483.9M | $412.9M | $405.8M | $382.5k | 8.26% | 32,448 | 765 |
| 2024Q4 | $483.2M | $397.6M | $407.0M | $1.6M | 8.19% | 32,404 | 751 |
| 2024Q3 | $480.5M | $389.2M | $404.8M | $1.0M | 8.12% | 32,405 | 751 |
| 2024Q2 | $483.9M | $394.2M | $398.3M | $585.6k | 8.06% | 32,428 | 745 |
| 2024Q1 | $483.0M | $395.6M | $400.1M | $182.8k | 7.99% | 32,331 | 745 |
| 2023Q4 | $469.4M | $382.2M | $403.4M | $3.1M | 8.19% | 32,276 | 750 |
| 2023Q3 | $471.7M | $373.0M | $398.6M | $2.9M | 8.11% | 32,210 | 744 |
| 2023Q2 | $461.6M | $368.7M | $397.6M | $2.6M | 8.21% | 32,575 | 752 |
| 2023Q1 | $463.7M | $377.3M | $398.4M | $13.0k | 7.62% | 32,602 | 752 |
| 2022Q4 | $433.1M | $319.1M | $375.9M | $1.9M | 7.39% | 28,183 | 784 |
| 2022Q3 | $400.3M | $332.7M | $350.4M | $1.5M | 7.89% | 27,810 | 831 |
| 2022Q2 | $394.3M | $327.5M | $348.6M | $1.2M | 7.95% | 27,562 | 841 |
| 2022Q1 | $373.3M | $315.2M | $326.8M | $293.4k | 8.15% | 27,514 | 866 |
| 2021Q4 | $364.6M | $306.9M | $316.1M | $2.5M | 8.26% | 27,599 | 865 |
| 2021Q3 | $361.3M | $303.1M | $305.1M | $2.2M | 8.20% | 27,489 | 866 |
| 2021Q2 | $354.6M | $297.7M | $287.2M | $1.3M | 8.14% | 27,204 | 868 |
| 2021Q1 | $357.8M | $300.8M | $291.1M | $773.9k | 7.92% | 27,111 | 858 |
| 2020Q4 | $333.3M | $278.2M | $293.4M | $2.4M | 8.27% | 26,871 | 856 |
| 2020Q3 | $335.8M | $274.6M | $291.7M | $1.9M | 8.08% | 26,753 | 844 |
| 2020Q2 | $332.9M | $278.2M | $274.0M | $1.5M | 8.02% | 26,359 | 833 |
| 2020Q1 | $300.4M | $247.5M | $257.5M | $497.3k | 8.56% | 26,229 | 854 |
| 2019Q4 | $289.3M | $234.0M | $254.6M | $3.6M | 8.72% | 25,957 | 856 |
| 2019Q3 | $282.2M | $229.9M | $251.3M | $3.1M | 8.76% | 25,912 | 859 |
| 2019Q2 | $271.8M | $221.1M | $242.0M | $2.5M | 8.89% | 25,617 | 869 |
| 2019Q1 | $264.1M | $213.5M | $235.3M | $1.9M | 8.92% | 25,406 | 897 |
| 2018Q4 | $262.2M | $205.6M | $232.9M | $1.5M | 8.25% | 25,582 | 876 |
| 2018Q3 | $260.0M | $203.8M | $230.8M | $960.5k | 8.12% | 25,450 | 882 |
| 2018Q2 | $245.0M | $205.5M | $216.3M | $576.8k | 8.46% | 25,169 | 918 |
| 2018Q1 | $233.3M | $207.6M | $201.4M | $209.2k | 8.72% | 25,007 | 959 |
| 2017Q4 | $224.7M | $198.5M | $194.3M | $1.6M | 8.96% | 24,789 | 963 |
| 2017Q3 | $199.9M | $173.0M | $176.4M | $1.2M | 8.62% | 19,320 | 1032 |
| 2017Q2 | $200.5M | $174.2M | $172.9M | $735.9k | 8.38% | 19,289 | 1031 |
| 2017Q1 | $192.0M | $171.7M | $166.4M | $315.9k | 8.54% | 19,150 | 1058 |
| 2016Q4 | $186.6M | $162.6M | $159.8M | $1.3M | 8.62% | 19,061 | 1054 |
| 2016Q3 | $178.6M | $162.5M | $153.7M | $974.1k | 8.82% | 19,023 | 1080 |
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