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credit union · NCUA 62728 · AL

How big is APCO EMPLOYEES?

APCO EMPLOYEES (AL, NCUA charter 62728) reported total assets of $3.6B, 90,996 members and a net worth ratio of 14.59% in its Call Report for 2026Q2. That ranks 140 of 4,299 federally insured credit unions by assets, 115 of 454 among credit unions with $1b-$10b in assets, 3 of 88 credit unions in alabama.

TOTAL ASSETS: $3.6BMEMBERS: 90,996NET WORTH RATIO: 14.59%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/62728-apco-employees

What stands out

APCO EMPLOYEES (AL, NCUA charter 62728) reported total assets of $3.6B, 90,996 members and a net worth ratio of 14.59% in its Call Report for 2026Q2. That ranks 140 of 4,299 federally insured credit unions by assets, 115 of 454 among credit unions with $1b-$10b in assets, 3 of 88 credit unions in alabama. Against its size class: net worth ratio 14.59%, above the peer median of 10.89%; loan-to-share ratio 29.80%, below the peer median of 88.03%; return on assets 0.46%, below the peer median of 0.80%. At 14.59% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$3.6B$2.1B$49.1M$68.3Mrecord →
Shares and deposits$3.2B$1.8B$42.7M$58.3Mrecord →
Loans outstanding$956.3M$1.5B$20.0M$34.4Mrecord →
Net income (year to date)$8.3M$8.3M$218.9k$222.2krecord →
Net worth$524.9M$244.6M$8.7M$9.0Mrecord →
Net worth ratio14.59%10.89%14.15%12.65%record →
Loan-to-share ratio29.80%88.03%58.66%68.70%computed
Return on assets0.46%0.80%0.72%0.71%computed
Members90,996115,1834,5564,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$3.6B$3.2B$956.3M$8.3M14.59%90,996140
2026Q1$3.6B$3.3B$938.7M$4.2M14.31%90,625137
2025Q4$3.6B$3.2B$944.4M$15.5M14.51%90,227140
2025Q3$3.6B$3.2B$940.9M$10.6M14.37%90,616139
2025Q2$3.6B$3.2B$935.9M$6.4M14.21%90,530137
2025Q1$3.6B$3.3B$931.8M$2.6M13.96%90,641129
2024Q4$3.5B$3.2B$902.2M$8.5M14.25%85,252130
2024Q3$3.5B$3.2B$900.7M$8.0M14.00%85,419128
2024Q2$3.5B$3.2B$908.1M$6.1M14.04%85,327130
2024Q1$3.5B$3.3B$910.2M$3.1M13.83%86,732129
2023Q4$3.5B$3.3B$921.2M$17.3M13.82%86,761125
2023Q3$3.5B$3.3B$912.5M$16.2M13.97%87,096126
2023Q2$3.5B$3.4B$905.4M$12.4M13.51%88,288121
2023Q1$3.5B$3.2B$814.9M$7.3M12.98%73,296124
2022Q4$3.4B$3.3B$812.3M$26.2M12.91%73,080124
2022Q3$3.5B$3.3B$793.9M$19.3M12.39%73,138117
2022Q2$3.6B$3.4B$781.8M$11.8M11.78%72,521111
2022Q1$3.7B$3.4B$752.9M$5.9M11.35%72,306109
2021Q4$3.7B$3.3B$749.4M$21.8M11.28%72,166105
2021Q3$3.7B$3.2B$757.4M$16.1M11.20%72,085101
2021Q2$3.6B$3.2B$769.0M$10.7M11.30%71,986102
2021Q1$3.5B$3.1B$775.7M$4.9M11.33%71,954101
2020Q4$3.4B$3.0B$793.5M$19.7M11.65%71,72698
2020Q3$3.3B$2.9B$808.9M$16.0M11.91%71,81698
2020Q2$3.2B$2.8B$830.4M$11.7M11.99%71,69296
2020Q1$3.1B$2.7B$832.4M$6.1M12.17%71,78293
2019Q4$3.0B$2.6B$841.8M$26.0M12.43%71,80091
2019Q3$3.0B$2.6B$836.0M$21.2M12.35%72,00786
2019Q2$3.0B$2.6B$842.7M$14.2M12.16%72,05685
2019Q1$3.0B$2.6B$834.7M$6.9M11.92%82,01284
2018Q4$2.9B$2.5B$841.9M$25.5M12.23%71,99384
2018Q3$2.8B$2.5B$831.9M$19.6M12.13%71,99384
2018Q2$2.9B$2.6B$824.2M$11.5M11.79%71,92280
2018Q1$2.9B$2.6B$801.6M$5.6M11.58%71,81378
2017Q4$2.8B$2.5B$790.6M$25.9M11.57%71,68878
2017Q3$2.8B$2.5B$784.8M$20.4M11.31%71,82575
2017Q2$2.8B$2.5B$780.5M$13.7M11.08%71,91073
2017Q1$2.8B$2.5B$766.6M$5.9M10.80%71,86971
2016Q4$2.7B$2.5B$755.0M$20.2M10.95%71,67971
2016Q3$2.7B$2.4B$749.6M$16.1M10.80%71,80166

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